Banco Popular de Puerto Rico

Ira Platt has a demonstrated track record of identifying, negotiating and executing Specialty Finance transactions that deliver superior returns while using structuring tools to substantially mitigate the risk of loss. As a Managing Director at RBS Greenwich Capital from 1997 through 2008, he directed a staff of 12 while leading the Non-Mortgage Principal Finance business in committing almost $3.7 billion in capital and generating a 24.1% IRR on deployed funds. Mr. Platt�s investment mandate covered a wide range of consumer and commercial finance sub-sectors and included debt financing (with numerous distressed and pre/post-petition bankruptcy financing transactions), asset portfolio acquisitions, equity investments and other asset-backed securities transactions.Since leaving RBS, Mr. Platt has been an active investor in the specialty finance space, leading numerous successful investments in company platforms, financings and asset acquisitions. In addition, Mr. Platt presently serves as a member of the Board of Directors and/or an advisor to several specialty finance organizations and, from 2009- 2011 was the Co-Portfolio Manager for the Rosemont TALF Opportunity Fund, which returned a 17% net IRR to investors from inception through wind down. Prior to his tenure at RBS, Mr. Platt was an executive officer of The Aegis Consumer Funding Group, a publicly traded automotive finance concern and was employed by CS First Boston with responsibility for the design and execution of front-end trading systems to support international securities transactions.Mr. Platt is presently the Board Chairman of the Fairfield Theatre Company and received an M.B.A. from Duke University�s Fuqua School of Business in 1991 and a B.A. from Emory University in 1985.

Mr. North is currently the EVP of Capital Markets �here at�Porthos Portfolio LLC . Mr. North began his career in the mortgage industry in 1996 with Metropolitan Financial serving as general manager of internal operations. In 2002 Mr. North was the founding partner of CTR Mortgage Group, an Orange County based mortgage brokerage firm. Most recently, in 2008 Mr. North served as an asset manager at Kondaur Capital Corporation. In 2010 Kondaur Capital promoted Mr. North to Portfolio Manager of Trading. In this roll Kish developed an expertise in fair market values that includes the acquisition, re-sale, servicing, and executing work out strategies in the distressed mortgage note space. Today, Mr. North works with National Banks, Hedge Funds and trading desks and off market assets, acquiring distressed and re-performing Notes/ real property for�PPT. Kish North previously held mortgage origination licenses in California, Utah, Arizona, Ohio and Florida.

Keith Freeman is a social media specialist at Strategic Vantage Marketing & Public Relations.

Andrew Stumm is responsible for new-client origination for Garnet Capital Advisors.� A 20-year veteran of the mortgage credit business, Andrew has held sales and management positions with several of the industry�s leading firms, including Conseco Finance, Delta Funding and Countrywide Home Loans.� During his tenure with Garnet, Mr. Stumm has originated mandates of, managed, and closed several billion dollars of performing, sub and non-performing residential and commercial mortgage loans. Andrew holds a Master of Science in Management from the Georgia Institute of Technology and a Bachelor of Arts from Georgia Southern University.

Lee Gillispie is a senior account executive for enterprise content management at Fiserv.

Chris Wittrig is a Vice President for Land Home Financial Services with responsibilities that transcend Mortgage Servicing operations and Information Technologies.� Mr. Wittrig has more than 20 years of experience in mortgage default including operational leadership, building cutting-edge technology platforms that support the mortgage default lifecycle, and developing unique strategic business solutions tailored to the individual needs of clients that respond to the moving demands of the industry.

Tom Anderson is a Senior Manager in the PwC Consumer Finance Group and has nine years experience consulting in the financial services industry. He specializes in banking strategy, operations,�due diligence, compliance and risk management. �Prior to joining PwC, Tom worked for Deloitte and Touche in the Consulting and Corporate Finance division, managing a number of engagements encompassing financial, operational and commercial due diligence as well as strategic projects. Tom began his professional career in audit, specializing in banking and insurance clients.

David Williams is the vice president of RightStart Mortgage in Pasadena, Calif.

Alok Datta is the chief operating officer at SLK Global and is responsible for driving operational excellence and customer centricity across all the company�s business verticals. He has been a catalyst for creating robust processes to create value for clients and ensure zero surprise operations. SLK Global is a business process management firm. It leverages its SmarTrans model to maximize business resources and improve processes while reducing costly mistakes.

Debbie Hoffman is the Chief Legal Officer at Digital Risk LLC., headquartered in Orlando, Fla. Debbie oversees Digital Risk�s legal functions and the operation of the legal department. She is responsible for the preparation and negotiation of legal agreements between the company and its clients. In addition, she manages client projects that require legal expertise and review. Debbie advises the company on a wide variety of legal issues and directs the company�s outside counsel. Prior to joining Digital Risk, Debbie served as an attorney at the New York based law firm of Thacher Proffitt & Wood LLP, specializing in the practice area of real estate finance. Debbie earned a Bachelor�s degree from the University of Michigan and a Juris Doctor degree from the Albany Law School of Union University. She is Authorized Florida House Counsel, a Member of the U.S. Supreme Court, the United States District Court for the Northern District of New York and admitted solely to the New York and Connecticut Bars.