Banco Popular de Puerto Rico

Alexa Philo is a senior policy analyst for Americans for Financial Reform.

Patrick Woodall is a senior fellow at Americans for Financial Reform.

Kathy Kraninger is president and chief executive officer of the Florida Bankers Association. She served as Consumer Financial Protection Bureau director from 2018 to 2021.

Marc Fosse is a partner in the Employee Benefits practice at Seyfarth Shaw LLP. He counsels clients in the design, implementation, and operation of domestic and international executive nonqualified and supplemental deferred compensation plans, as well as equity-based and other long-term incentive compensation arrangements.

Richard Loebl is senior counsel in the Employee Benefits practice at Seyfarth Shaw LLP. He focuses his practice on the areas of employee benefits and executive compensation. He has worked extensively on questions related to fiduciary responsibility and has experience litigating fiduciary responsibility claims.

Chris Touchton is president of itel, a data and technology company supporting the property insurance claims process. He has more than 20 years of experience in property and casualty insurance.

Corey Heldreth is chief accounting officer at OLarry. With over 15 years of experience in public accounting, he was previously a principal at Seiler LLP, where he focused on complex tax matters for high-net-worth individuals. He has successfully developed internal training programs focusing on building team collaboration, advancing technical skills, soft skills, and developing the firm's next wave of leaders.

Sam Chang is a wealth advisor with Thrivent, a Fortune 500 financial services organization committed to helping people lead lives of service and faith.

After immigrating to the United States when he was 5 years old, he had a 16-year career on Wall Street before joining Thrivent. He's passionate about helping people of all backgrounds use their money as a tool to lead a life of higher purpose.

Karen Monks is a Principal Analyst in Celent's North American insurance practice. She brings a broad range of insurance and consulting experience to her work; she has worked as a management consultant to and within insurance carriers and other financial services companies for over 25 years.

Karen's focus is life insurance technology and trends. Her research concentrates on life, all aspects of life insurance processing including illustrations, eApplications and eSignature, new business and underwriting systems, policy administration systems, claims systems, and digital enablement technologies. Her consulting experience at Celent includes new business and underwriting system selections, policy administration system selections, distribution management system selections, vendor product strategy reviews, a life claims system benchmarking project, eApplication and automated underwriting cost analyses, plus several small life insurance technology analyses. Karen led Celent's Knowledge Management team for seven years. The KMC supports Celent's vendor assessments across all practices and helps manage vendor data on Celent's online platform, VendorMatch. She helped build out Celent's VendorMatch Digital Services Platform.

Harriet Christie is chief operating officer of Mirrorweb, a communications archiving solution based in Manchester, U.K.

After graduating from the University of Sheffield in 2010, she entered the tourism sector, starting as an accounts executive at LateRooms.com, earning the title of global accounts manager within three years. She occupied this role for a further five years before joining MirrorWeb.