Banco Popular de Puerto Rico

With more than 20 years of experience in health care technology, including as co-founder of RedBrick Health (now Virgin Pulse), Kurt has held senior leadership roles focused on transforming health care and empowering individuals. Now as MOBE's Chief Commercial Officer, Kurt is committed to providing innovative solutions that engage members, improve health outcomes, and reduce costs for health plans and employers.

Michael Bradley served as the senior vice president of models and analytics in the Freddie Mac Single-Family Acquisitions Division until he retired on July 1, 2024. Mr. Bradley received his Ph.D. in economics from the University of Illinois.

Douglas McManus served as director of financial research in the Office of the Chief Economist at Freddie Mac until he retired on July 9, 2024. Mr. McManus received his Ph.D. in economics from the University of Pennsylvania.

Khala Stanfield has more than 10 years of experience in achieving large scale organizational growth by facilitating strategic planning processes, conducting qualitative analysis for strategy portfolios and developing fact-based recommendations for leaders to enable critical decisions.

Al Zelinka has more than 30 years of experience leading and serving local governments, public agencies and business improvement districts in consulting and public staff capacities.

Cory Teller is a principal with UHY, providing project and change management and operational excellence solutions.

Ross Morera is the Senior Director of Customer Experience at Solera

Borja Perez is Vice President, Product Delivery, at CloudPay, the leader in global payroll and payment solutions. Perez began his career at PwC before working for other global organizations, including IBM and ADP. He has worked with CloudPay since 2020 and is presently involved in shaping the modern pay experience for the global network of businesses with whom the firm partners.

Robin L. Spaulding, CPCU, AIC is a seasoned insurance executive with a deep domain background in property and casualty insurance. As Chief Insurance Officer for CLARA Analytics, she advises clients on operational best practices to fully leverage AI opportunities as they transform their claims operations. Over the course of her career, she has done what she describes as "almost every claims job from claim rep trainee to VP." Robin worked at multiple carriers and TPAs along with a managed care company before becoming Divisional Vice President of Claims at Great American Insurance Company. After devoting many years as a multiline claims professional, she then served as an insurance consultant. Most recently, Ms. Spaulding was the Global Head of Claims for Capgemini's insurance practice in the financial services division. She holds a Bachelor of Science in business administration with a major in marketing from Drake University.

Cecil K. Nazareth ACA, CPA, MBA, is a partner at Nazareth CPAs Global Accountants, an international CPA firm with offices in the New York City tristate area. A member of the AICPA's Global Issues Task Force, he is the author of three books: Global Accounting: 2021 & Beyond, and International Tax & Compliance Handbook and Making a Difference: Life Skills You Can Learn from Sports, Academics, Work (and Failure).