Banco Popular de Puerto Rico

Douglas G. Duncan is Fannie Mae’s senior vice president and chief economist. He is responsible for providing all forecasts and analyses on the economy, housing, and mortgage markets for Fannie Mae. Duncan also is responsible for strategic research regarding external factors and their potential impact on the company and thehousing industry. Named one of Bloomberg / BusinessWeek’s 50 MostPowerful People in Real Estate and one of Inman News’100 Most Influential Real Estate Leaders for 2011, Duncan is Fannie Mae’s source for information and analyses on the external business and economic environment, the implications of changes in economic environment to the company's strategy and execution,and forecasting for housing activity, demographics, overall economic activity, andmortgage market activity. Prior to joining Fannie Mae, Duncan was Senior Vice President and Chief Economist atthe Mortgage Bankers Association. His experience also includes service as a LEGIS Fellow and staff member with the Committee on Banking, Finance, and Urban Affairs for Congressman Bill McCollum in the U.S. House of Representatives, and work on the Financial Institutions Project at the U.S. Department of Agriculture. Duncan received his Ph. D. in Agricultural Economics from Texas A&M University andhis B.S. and M.S. in Agricultural Economics from North Dakota State University.

Terrence J. Glomski, Managing Director, joined Neuberger Berman in 1992. Terry is a portfolio manager responsible for both structured products and residential whole loan strategies that focus on mortgage credit. Terry has overseen the launch and development of the residential whole loan investment effort at Neuberger Berman, which applies the firm’s mortgage analytic strengths to ‘borrower-centric’ resolutions for investors. He is also the architect of the structured products analytical platform which is used for the management of all structured products across Neuberger Berman’s fixed income products.Previously, he was a fixed income portfolio manager with Franklin Savings Association specializing in mortgage derivatives. Prior to that, Terry was a co-founder and vice president of Banking Decision Systems, a consultant for financial institutions on quantitative fixed income portfolio techniques.He received his BS in Economics and Finance and his Master’s in Quantitative Economics from the University of Illinois at Chicago.

Michelle Harbinak Shapiro brings more than a decade of experience in the banking industry to her role as Financial Services Industry Expert at Hyland Software. Her mission is to share best practices and evangelize the power of enterprise content management (ECM) as a tool for financial institutions to help automate paper-based processes and proactively manage regulations.

Scott Goldstein is President and CEO of Farmington Hills, Mich.-based NDeX, a provider of technology and processing services for law firms nationwide. Goldstein currently serves on the Federal Reserve Bank of Chicago Advisory Council.

Mr. Bluver has served as President, Chief Executive Officer and Director of Suffolk Bancorp and Suffolk County National Bank since December 2011. Prior to that time, Mr. Bluver was the founder and President of JDS Financial Group, LLC, a consulting firm, which served the regulatory, transactional, risk management, corporate governance, due diligence and operational needs of the commercial banking, thrift, mortgage and investment banking sectors from 2005 to 2011. From 1994 until 2005, Mr. Bluver was Executive Vice President, General Counsel, and Chief Enterprise Risk Officer at GreenPoint Bank and GreenPoint Financial Corp., New York, New York. Prior to that, he was Deputy Chief Counsel, United States Office of Thrift Supervision, Washington, D.C. from 1987 to 1994. He started his career at the Securities and Exchange Commission in Washington, D.C., finishing as Chief of the branch in the Division of Corporation Finance that covered financial institutions.Since 2005, he has also been a member of the Board of Directors of the Bank of Georgetown in Washington D.C., as well as a member of that institution’s Audit Committee and Strategic Planning Committee.

In September 2006, Brian Koss joined Mortgage Network, Inc. of Danvers, MA as an Executive Vice President of National Production. Mortgage Network is a national lender with a $2B annual retail business throughout the East Coast. Brian brings with him 24 years in the business and has personally lent as a Loan Officer over $1Billion in home loans. From 2002 to 2006 Brian was the SVP of New England for Countrywide Home Loans.

Matt Strickberger is the managing partner of OnPoint PR and Consulting LLC, a public relations firm that represents lenders, servicers, technology companies and others. He was editor of Mortgage Technology magazine from 1997-2000. If you have comments or suggestions for future columns, email him at mstrickberger@onpoint-pr.com.

Creighton joined BBVA Compass in 2010 and initially directed the management of mortgage investment sub-servicing operations for the bank’s loss share portfolio interests with the FDIC. In 2012 he was given management and strategic oversight responsibility for all consumer real estate secured loan servicing functions at BBVA Compass. His functionally broad-based career in banking and financial services spans over two decades and boasts key assignments with a number of industry leading organizations. He has held key domestic and international leadership positions in consumer, small business, and commercial lending, loan servicing and operations, and securities investment management. Immediately prior to joining the BBVA Compass team, Creighton served as First Vice President within the Commercial Loan Services Group at JP Morgan Chase Bank where he played a major role in the post acquisition conversion of the legacy Washington Mutual portfolios.