Banco Popular de Puerto Rico

Vince Furey is the SVP of Lending Solutions at OpenClose, a pioneer of Software as a Service (SaaS) computing solutions for the financial industry since 1999.�OpenClose, built in modern (.NET) technology is supported by mature, service-over-sales approach delivery. It provides a variety of Web-based solutions for credit unions, banks, and mortgage lenders from loan origination software, loan pricing, website design, analytics reporting, imaging and social media marketing.�For more information about loan origination systems, visit OpenClose

Brian O�Reilly is President and Managing Director of The Collingwood Group LLC, which he co-founded in 2009.� Mr. O�Reilly was co-founder of the firm�s predecessor company, Capital Financial Solutions.� The Collingwood Group�s primary focus is in the financial services sector, and the firm offers advisory and consultative services combined with access to decision makers, financial sponsors, corporate boards, and senior industry executives.� The company also provides business development opportunities and initiatives through commercial and government contracts, utilizing minority- and women-owned businesses as well as capital investments in small businesses.�Mr. O�Reilly brings more than 23 years of financial services industry experience to The Collingwood Group.� Prior to co-founding Capital Financial Solutions, and subsequently The Collingwood Group, Mr. O�Reilly was Fannie Mae�s Director of Automated Underwriting and Risk Management Solutions, where he managed many of the company�s customer-facing technologies and was responsible for the development and launch of the company�s anti-fraud solution. Before joining Fannie Mae, Mr. O�Reilly served as Executive Vice President and General Counsel to Mortgage Capital Investors, and practiced law with several international law firms.� He has testified before the U.S. Congress and numerous other groups on the topic of mortgage fraud.�Through his experience at Fannie Mae, Brian O�Reilly brings an extensive business background to the table in mortgage operations and technology. Hedirectedfull lifecycle�management�of�business and technology solutions targeting large lender customers and service providers (including Mortgage Insurance Companies) that required customized�business and technology solutions - including real estate collateral, borrower credit risk and decision management, and data quality assurance solutions.�� O�Reilly managed design, development, implementation and on-going operations of the following solutions and associated projects:Mortgage Fraud � Developed the business strategy and plan, built and managed the team, and successfully executed in support of a key 2004 Fannie Mae corporate initiative that included, among other things, a goal to deliver to the marketplace an anti-fraud service for use by Fannie Mae�s customers. O�Reilly also managed the project team responsible for technical architecture, design and production implementation of the anti-fraud service.Collateral � Managed Fannie Mae�s automated property valuation technology, Automated Property Service, and collateral inspection waiver business solution, Property Inspection Waiver (PIW.)Credit � Managed Fannie Mae�s automated credit services and oversaw numerous projects aimed at enhancing the functionality of the service that supported in excess of 20 million transactions annually.Electronic Fulfillment Services � Supervised development, enhancements and ongoing operations of Fannie Mae�s Electronic Partner Network (EPN), DU Connections�, which included, among other things, Fannie Mae�s mortgage insurance services, credit, and anti-fraud initiatives. Under O�Reilly�s direction, EPN transaction volume and credit service transaction volume increased nearly 20% and revenue increased by approximately 32% while industry-leading transaction response times and service availability levels were maintained consistently.Customized Underwriting Decisioning� � Led the team responsible for design, development and ongoing operations of Fannie Mae�s custom decision underwriting engine, Custom DU�. Under O�Reilly�s leadership, Fannie Mae delivered the first Spanish language version of underwriting findings through a pilot with key Puerto Rico lenders.�

As vice president of professional services for ISGN, Renay Jeune, draws on her expertise in correspondent lending compliance to support ISGN�s professional services group. Prior to joining ISGN, Jeune worked with several of the nation�s top lenders including Federal Home Loan Bank of Atlanta, OneWest Bank and GMAC Commercial Finance.

Chris Edgington is an Industry Solutions Manager at Kofax, focusing on Banking & Financial Services. Prior to joining Kofax, Chris was Senior Director of Global Operations for American Insurance Group (AIG), where he shaped the worldwide ECM strategy and implemented a Kofax Capture solution for the UK Property & Casualty unit. Chris also spent 14 years at Fidelity Investments in multiple leadership positions. During his tenure at Fidelity, Chris was responsible for implementing the complete capture, workflow and records management solution across the Fidelity companies.

Gordon Crawford is vice president of analytics for San Diego based DataQuick.�

Louis Gagnon is Yodle�s Chief Product and Marketing Officer. Yodle has more than 35,000 small business customers, and has served 1,500 mortgage clients over the last year. Yodle connects consumers to these small businesses simply and cost-effectively through online marketing. You can find out more information about Yodle at www.yodle.com or by contacting the company at info@yodle.com or 877-276-5104.

Jo Ann Kruse serves as Chief Operating Officer for MMREM, a national real estate asset management and disposition provider to multiple federal agencies, mortgage servicers, investors and insurers. She has over 30 years of experience in the mortgage industry, focusing on operations, business process improvement and risk management within large financial services organizations. She is based in the headquarters office at MMREM in Frisco, Texas, where most of the company�s operating units and subsidiaries report through her. Jo Ann joined MMREM from the Impac Companies in Irvine, California, where she served in several senior roles over six years, including as executive vice president and director of mortgage operations, servicing and default. Under her leadership, mortgage production quadrupled to over $3.6 billion in annual run rate. She also managed a real estate owned (REO) outsource company acquired by Impac in the liquidation of billions in assets, while additionally being responsible for a $17 billion mortgage-backed securities servicing portfolio. Prior to Impac, Jo Ann held senior and executive risk management positions at Countrywide, Wells Fargo Home Mortgage, and KPMG.