Banco Popular de Puerto Rico

Steve Pinado is the president of Billtrust and is responsible for leading the company's sales, marketing, business development and customer success departments. He has more than 20 years of experience as an executive in corporate strategy, business development, mergers and acquisitions, finance and organizational development.

Martha Slitt is the SVP of government savings at Ascensus.

Karun is a seasoned technology-focused professional with global IT industry experience in the insurance, pensions, and investment management sector. He has extensive experience in managing customer relationships, large-scale technology projects, platform selection & implementations and consulting engagements, and building and leading top-performing teams servicing users globally.
His research focuses on insurance technology trends and solutions for the EMEA region across P&C and L&H lines of business, as well as covering the London market.

Before joining Celent, Karun had spent 22 years with Tata Consultancy Services (TCS), where he contributed to expanding its insurance portfolio in Europe. Karun has a significant track record in winning, retaining & executing large multi-million global IT contracts for TCS, complete solution & cost ownership, and advising customers on their strategic initiatives. He brings a deep understanding of insurance technologies. Early in his career, Karun worked in the manufacturing and supply chain management domain and led consulting assignments on IT strategy and Enterprise Architecture.

Karun keeps track of changing technologies and business models in the financial service industry and regularly attends seminars and conferences. Karun has also published articles on emerging technologies such as quantum computing and crypto/blockchain. He has a bachelor's degree in Electronics and Communication Engineering from Calicut University and Certification in Fintech from Said Business school at Oxford University.

Karun lives in Cambridge, the United Kingdom, with his wife, daughter, and son.

Grace Ata, AVP of product development at Equisoft has 17+ years of experience in fintech and insurtech, Grace has led the development of several game-changing digital transformation initiatives within the automotive lending sector and Insurance and Wealth Management industries in North America. As AVP, Product Development, Grace brings a deep knowledge of the insurance distribution space and extensive network of industry subject matter experts to lead the strategy and development team working on our core Digital Insurance Agency Platform, Equisoft/centralize.

• Deep knowledge of insurance distribution and its challenges

• Focused on performance and results for on-time, on-budget digital transformation initiatives

• Completed 60+ projects that drive operational efficiencies for financial institutions and MGAs
• Subject matter expert on data utilization including CITS/ACORD data feeds

An active member of CLIEDIS, CAILBA, NAILBA, and FundServ, Grace's exceptional talent rests on her ability to analyze & leverage industry trends to build exceptional high-value products. Passionate about operational excellence, she has successfully helped clients optimize their use of technology to accelerate efficiency, growth and digital transformation. A Bachelor of Science graduate of the University of Waterloo, Grace applies a thorough approach to product development.

Butch Zemar is the director of benefits at Elite Benefits of America.

Paula Grieco is a senior vice president at Commonwealth, a national nonprofit building financial security and opportunity for financially vulnerable people through innovation and partnerships.

Rinki Sethi is vice president and CISO at Bill.

Christopher Hayden, CPA, CMA, CGMA is the managing partner of Hayden Nelson & Yoder, a CPA firm based in Pennsylvania.

Razzak Jallow is chief financial officer of FloQast, a provider of accounting workflow automation software.

Melanie Schnoll Begun is managing director, Head of Family Office Resources Field Engagement and president of Morgan Stanley GIFT, the firm's Global Community Foundation. Family Office Resources (FOR) provides specialized services to financial advisors and ultrahigh net worth clients across a broad range of family wealth management issues.