Banco Popular de Puerto Rico

Bart Vincent is the Senior Vice President of Short Sales at Wells Fargo Home Mortgage, located in San Antonio, Texas. In his role, Vincent is directly responsible for managing all Short Sale and Deed-in-Lieu activities for the servicing channel. Vincent, a 24-year veteran of the mortgage industry, joined Wells Fargo in 2010. Prior to joining Wells Fargo, he was the Chief Financial Officer at OneWest Bank Mortgage Servicing and previously held senior management positions with Washington Mutual, Home Side Lending and Banc Plus Mortgage. Vincent has managed Finance, Accounting, Audit, Tax, Mergers & Acquisitions, Investor Relations, Management Reporting, Default Management, Investor Accounting, and Servicing Operations. Vincent is a licensed CPA and past president of the National Investor Relations Institute. He also is active in the community; having volunteered with the United Way, Big Brothers/ Big Sisters, and as both a youth soccer and basketball coach.Vincent is a graduate of Howard Payne University where he received a B.B.A. in Accounting.

Jason has been in the mortgage banking industry for the last 12 years. Jason is responsible for leading Freddie Mac’s efforts in short sales, deeds in lieu of foreclosure, foreclosure sale bidding and mediation programs. Prior to joining Freddie Mac, Jason worked for Saxon Mortgage in Ft Worth, TX where he was responsible for managing teams in short sales, home retention, mediation and litigation. Jason also worked at The Associates and CitiMortgage in Dallas, TX and was responsible for various roles in loss mitigation. He is a graduate of Texas A&M University.

Michael S. Waldron is the Chief Compliance Officer of Bayview Loan Servicing where�he is responsible for the Compliance and Oversight Department�s management,�leadership and direction as well as the company�s overall compliance strategy.Prior to joining Bayview, Michael was Practice Leader of Ballard Spahr�s nationally recognized�Mortgage Banking Group. With almost 20 years servicing the industry in a wide variety�of legal and compliance-related functions, Michael is known for his ability to navigate�the regulatory landscape and build relationships that add value to those with whom he works.Michael received his law degree from Catholic University in Washington, DC, and his undergraduate degree in Government and Law and English from Lafayette College in Easton, PA.

Mr. McDermott is a founding principal and the VP of Business Development at Fay Financial, special servicer of residential whole loans. He is responsible for marketing and management of strategic partnerships with alternative investors and banking institutions. Mr. McDermott has capital markets experience in both mortgage-backed security and equity markets and has spent the majority of his career in institutional sales at UBS and Stifel Nicolaus. There he developed and managed research and trading relationships with some of the largest hedge funds, mutual funds, and pension funds in the U.S. He received his MBA in Finance, Marketing and Accounting from Northwestern University’s Kellogg School of Management and his undergraduate degree in Finance from Georgetown University.

Brian’s practice focuses on financial services litigation and regulatory compliance, with an emphasis in residential mortgages. In 2012, Brian was named a “Rising Star” by Alabama Super Lawyers in the Real Estate Section. Brian has also earned his Accredited Mortgage Professional designation through the Mortgage Bankers Association (MBA), and is one of a small number of lawyers who have achieved this status. Brian is a regular instructor for the MBA at the Schools of Mortgage Banking I and II, teaching Regulatory Compliance, Laws Affecting the Mortgagee’s Interest in Property, and Ethics in the Financial Services Industry. Brian also teaches Secured Real Property as an adjunct professor at the University of Alabama School of Law. Brian has represented numerous clients relating to the Office of the Comptroller of the Currency (OCC) and the Federal Reserve Board (FRB) Consent Orders. This representation includes developing, drafting, and implementing third party vendor management policies and procedures, providing legal support to independent consultants under the Foreclosure Review section of the Orders, including the creation of compliance test plans for all 50 states, and improving and expanding policies and procedures related to document execution and notary observance. Brian was also involved in the $25 billion national mortgage settlement that was finalized on March 12, 2012. Over the past eleven months, BABC worked with the 49 states' attorneys general and the Department of Justice in resolving issues surrounding allegedly deficient on improper documentation related to residential mortgage default servicing. BABC also helped in negotiating the national servicing standards that will govern residential mortgage servicing on a go-forward basis. Brian is licensed in eight states (Alabama, District of Columbia, Florida, Georgia, Mississippi, New York, Tennessee, and Texas) and represents financial services clients in federal and state courts nationwide. Brian has litigated cases involving causes of action of TILA, RESPA, FDCPA, FCRA, RICO, predatory lending, mortgage related fees and services, title insurance, wrongful foreclosure, and state deceptive trade practices law. Brian has also litigated all facets of the financial services industry, including origination, warehouse lending, pooling and servicing agreements, loan repurchase disputes, investor disputes, servicing matters, and mortgage fraud. In addition, Brian has managed class actions in Alabama, California, Florida, Illinois, and Nevada. Brian leverages technology for the benefit of firm clients through an extranet, whereby clients have access to a BABC website that allows them to retrieve and open documents from multiple files. The extranet acts as a real-time, paperless file that can be accessed at all times regardless of location. Because security is a priority, the site is password protected and maintained by BABC’s Information Technology Department.

Joseph L. Barloon is the co-leader of Skadden�s Consumer Financial Services Litigation and Enforcement practice. He represents a wide range of financial institutions in federal and state civil, criminal and enforcement agency investigations and actions. In addition, Mr. Barloon frequently conducts internal investigations, provides compliance advice regarding consumer financial services, internal controls and related issues, and regularly assists with due diligence for financial services transactions. Mr. Barloon has litigated numerous matters in federal courts throughout the country and regularly represents financial institutions before the Department of Justice, the Federal Deposit Insurance Corporation, the Federal Reserve Board, the Office of the Comptroller of the Currency, the Federal Trade Commission and various state agencies. Illustrative cases include the representation of:a national mortgage lender in Federal Trade Commission and state attorney general investigations of allegations of discriminatory pricing and unfair or deceptive acts or practices;a property and casualty insurer in the resolution of Department of Housing and Urban Development and Department of Justice claims relating to the Fair Housing Act;an indirect auto lender in the resolution of Department of Justice claims relating to fair lending violations in automobile sales financing;a national accounting firm in tax shelter-related matters;a regional bank in overdraft fee litigation;a multistate mortgage lender in a Department of Justice fair lending inquiry; andan investment bank in a grand jury investigation alleging official misconduct.Mr. Barloon has lectured and published on various topics, including corporate compliance programs and consumer financial services litigation and enforcement. He has been selected repeatedly for inclusion in Chambers USA: America�s Leading Lawyers for Business.