Banco Popular de Puerto Rico

Avi Naider is chairman and CEO of ACES Risk Management Corp. in Fort Lauderdale, Fla. His background as a software entrepreneur and business leader includes founding a successful Internet advertising company, restructuring portfolio companies for a major private equity firm and working as a strategy consultant for the Boston Consulting Group (BCG). Avi writes for mortgage industry publications about technology and industry compliance changes. He graduated from Princeton University, with a degree from the Woodrow Wilson School of Public Policy and International Affairs.�

Wayland is VirPack's vice president of sales and marketing where he oversees sales and client relations, and partners closely with the software team on product development to ensure customer feedback is incorporated into the company's technology solutions. He joined VirPack in 2000 and helped pioneer the mortgage industry's first eDelivery of a fully indexed loan file, and has on-boarded virtually every customer since the company's inception. He holds a bachelor's degree from the Jepson School of Leadership Studies at the University of Richmond.

Michael Morford serves as DocMagic’s Manager of Integration Services. Mr. Morford has overall responsibility for the development of interfaces with third-party Loan Origination Systems, Electronic Document Management platforms, and other mortgage service technology providers. Mr. Morford has over 12 years experience in the mortgage industry. Prior to joining DocMagic in March 2005, Mr. Morford served as Vice-President of Systems Integration for Countrywide Home Loans.Mr. Morford earned his degrees in Mechanical Engineering and Mathematics from Southern Methodist University.

Matt Martin is the Chief Executive Officer of Chronos Solutions. In this role, Mr. Martin focuses on setting the strategic direction of the company including market and product development, M&A, client expansion, and developing an environment and culture to recruit and retain top tier talent.In addition to Chronos, Mr. Martin is chairman of Sperlonga Data & Analytics based in Arlington, Va, specializing in HOA solutions for mortgage servicers and investors. Sperlonga is a subsidiary of Matt Martin Real Estate Management (MMREM), a national real estate asset management, property disposition and loss mitigation firm he founded in 2004.

Philip Wegener is president and CEO of Central Mortgage Asset Management, a California firm he founded in 1972. He is a licensed real estate broker and a certified real estate appraiser. He created and developed REO TV.

Brian Daily is senior vice president in the strategic alliance group for REO Allegiance, one of the leading national property preservation firms in the U.S.

Steven Meyer is the assistant vice president of high risk and hazard claims for Safeguard Properties. In this role, Steve is responsible for managing our clients' conveyance processes and developing our working relationships with cities and municipalities around the country. He also works directly with our clients in our many outreach efforts and he represents Safeguard at a number of industry conferences each year. Steve joined Safeguard in 1998 as manager over the hazard claims team. He was instrumental in the development and creation of policies, procedures and operating protocol. Under Steve's leadership, the department became one of the largest within Safeguard. In 2002, he assumed responsibility for the newly-formed high risk department, once again building its success. Steve was promoted to director over these two areas in 2007, and he was promoted to assistant vice president in 2012. Prior to joining Safeguard, Steve spent 10 years within the insurance industry, holding a number of positions including multi-line property adjuster, branch claims supervisor, and multi-line and subrogation/litigation supervisor. Steve is a graduate of Grove City College.

George Opelka is senior vice president of Palm Coast, Fla.-based ACI.