Banco Popular de Puerto Rico

Timothy Walsh is the executive vice president of Sperlonga Data and Analytics.

Sharee McKenzie Taylor is the director of industry relations at Interthinx.

Phil Comeau is President and CEO of Phillip E. Comeau Company, Inc. and Synergistic Associates, Inc. In addition, Phil is a Casual employee of CSC, the owner of the EarlyResolution suite of default technology. Phil has been an innovative leader in mortgage delinquent loan management, data analytics and performance metrics. Prior to forming his consulting companies, Phil was with Freddie Mac where he was responsible for the development and implementation of a number of innovative technologies to enable servicers to reduce the frequency and severity of delinquent loans more effectively and more efficiently, including Electronic Default Reporting (EDR), Workout Prospector®, EarlyIndicatorSM (EI), and EarlyResolutionSM (ER). He was responsible for the development and implementation of Freddie Mac’s “Non Performing Loan Servicer Performance Profiles”. These servicer Profiles have become the standard by which conforming loan servicers assess their performance in managing delinquent loans. Phil and his staff implemented the Designated Counsel program, which significantly reduced foreclosure timelines and costs.Phil has over 42 years of residential and commercial finance experience, including over 25 years of commercial and residential loan workout experience. He received his MBA in Finance and BS in Engineering from Cornell University. He is on the Board of National Bankruptcy Services and does volunteer with St. Joseph, the Worker LTD.

Dominic Baglio is Senior Vice President of Default Services at Green Tree Servicing LLC. Dominic has been in the financial services industry for over 24 years. For the last thirteen years, he has been with Green Tree with oversight of Default Services which include Loss Mitigation (all retention and liquidation initiatives), Valuation, REO, Property Preservation and Private Mortgage Insurance Claims. Prior responsibilities at Green Tree included managing the Foreclosure, Bankruptcy and Bad Debt Recovery business. Positions held prior to Green Tree include Vice President of Asset Management for the Money Store, Assistant Vice President of Foreclosure/Bankruptcy/REO for 1st Nationwide Mortgage and Director of Default for ContiMortgage.

Started in the mortgage servicing business at Conti Mortgage, Hatboro, PA in 1997. After that, relocated from Philadelphia, PA to Dallas, TX for Associates First Capital 1999-2000 as VP of Loss Mitigation. Associates was taken over by Citigroup in 2000 and worked for Citigroup through December 2006 as VP of Loss Mitigation. Held same position at Goldman Sachs though December 2007. Started with Chase in December 2007 as VP of Loss Mitigation National Training, took over Liquidations/Short Sales in October 2009 and have run the short sale piece on the owned portfolio since then. Over 1,500 employees in the short sale department at Chase.

Tim Anderson brings over 30 years of industry experience having worked on both the lender and vendor side of the business. He has held management positions with LPS, Stewart, Fidelity, FreddieMac and HomeSide Lending where he ran the eCommerce Division and worked at technology companies like Dexma, Microsoft and Tuttle Information Services. He was also the original founder of the eMortgage Alliance which promoted MISMO standards for delivering legal paperless processes. He currently is Director of Technology Strategy for ISGN corporation. He has served on the Advisory Boards of Freddie Mac, Fannie Mae, Microsoft and the Housing Roundtable. He is a past member of the MBA MISMO Governance Committee, MBA's Board of Technology, (BodTech) and eMortgage Adoption Task Force. He is a current member of the Residential Technology Committee (ResTech) and MISMO eMortgage Workgroup. Known for promoting strategic applications and trends in technology such as eSign and category one SMARTDocs, Tim received the prestigious Steven Fraser Award from Mortgage Technology magazine in 2003 and named Mortgage IT AllStar by Mortgage Banker Magazine.

Mary M. Pfaff is a Senior Policy Director at the Conference of State Bank Supervisors in Washington, D.C. In that role, she works with state regulator and industry users of the Nationwide Mortgage Licensing System & Registry (NMLS) on regulatory and policy issues related to state coordination. She is also responsible for assisting in the development and management of SAFE Act-related regulatory issues. Prior to joining CSBS in May of 2009, she was the Director of State Government Relations at Freddie Mac where she was responsible for developing and representing Freddie Mac’s views and positions on legislative and regulatory initiatives to state officials and their staffs, and for leading corporate responses to state initiatives.In addition to her position at CSBS, Ms. Pfaff is editor and owner of the Monthly Mortgage Compliance Newsletter, a publication that reports on new state legislative and regulatory developments of interest to the mortgage banking industry. She is also co-author of Residential Mortgage Lending: State Regulation Manual published by West Group. Prior to coming to Freddie Mac in 1992, Ms. Pfaff was a Government Relations Liaison with a D.C. law firm specializing in mortgage banking issues and spent nine years as the MBA of America's State and Local MBA Liaison.

Michael Harris has recently joined Carrington Mortgage Holdings, LLC as the President of their Carrington Property Services division. Michael has a diversified marketing and management background including the financing, mortgage servicing, and government industries. Prior to his association with Carrington, Michael was President of Stewart Asset Recovery which administered all asset management and marketing services for Stewart Title. Previously in his career Michael had the positions of Vice President of Operations at First American REO where oversaw all operational responsibilities for the company as well as Vice President of Operations at Fidelity National Asset Management Solutions where he managed the Western regional office. Michael also had the position of Director of REO at Option One Mortgage. As the Regional Operating Director for First Preston Management he was involved with the pilot marketing outsource for HUD. Michael started his career in REO when he ran the REO division of NRT, Inc where he managed assets for Fannie Mae and Freddie Mac, among others.