Banco Popular de Puerto Rico

Theran Colwell is vice president of lending loan growth at CUNA Mutual Group, Madison, Wis.

Rep. Emanuel Cleaver II, D-Mo., is a member of the House Financial Services Committee.

Aizawa is a special counsel and business lawyer at Foley & Lardner LLP where she focuses her practice on employee benefits, including health and welfare plans, pension plans and executive deferred compensation 457 plans for tax exempt and governmental employers.

Jonathan Finkelstein is the Founder and CEO of Credly, a platform for digital credentials and open badges.

Matthew Stock is director of the Whistleblower Rewards Practice at Zuckerman Law. His practice focuses on representing whistleblowers in whistleblower-reward and whistleblower-retaliation cases. Mr. Stock is also a Certified Public Accountant, Certified Fraud Examiner, and former KPMG external auditor. As an auditor, Mr. Stock developed expertise in financial-statement analysis, internal-controls testing, and fraud recognition. At Zuckerman Law, Mr. Stock uses his auditing experience to help whistleblowers investigate complex financial frauds and disclose them to the government. Mr. Stock routinely helps whistleblowers, in whistleblower-retaliation cases brought under the Sarbanes-Oxley Act, to analyze a wide range of accounting issues, including revenue recognition, earnings management, and financial-statement fraud.

Liz Herbert focuses on the technology services industry, helping clients navigate this fast-changing market and maximize the business value of their technology investments. As a principal analyst, Liz helps clients understand the key dynamics in the enterprise application services

market and make smart technology sourcing decisions. Specific topics of focus include SaaS, SAP and Oracle Services, and services for cloud and mobile. Liz has extensive experience helping technology buyers select services partners, manage provider relationships, and negotiate favorable contracts. She also advises technology and technology services vendors on market dynamics, buyer demands, competitive landscape, and go-to-market.

Liz has been a featured speaker at leading industry events such as SaaScon, Nasscom, Society of Information Managers, and World BPO Forum. She has been quoted in leading publications including The Wall Street Journal, Fortune, The New York Times, and CIO Magazine. Liz has been featured as a technology expert on TV news segments, including Bloomberg TV and Boston-based NECN. She was named IIAR Services analyst of the year in 2010.

Previous Work ExperiencePrior to joining Forrester in 2002, Liz worked at the US Department of Transportation's Volpe Center, programming a computer simulator to test equipment for GPS-based ship navigation. Liz also worked as a researcher at the MIT Media Lab, programming "smart" objects that sense and "think" and researching electronic ballot user experience as part of the Caltech/MIT Voting Technology Project. Prior to working at the MIT Media Lab, Liz worked in the COMDEX division of Ziff Davis.

EducationLiz holds a B.S. in computer science and electrical engineering from the Massachusetts Institute of Technology.

Rina Pandalai is currently the Financial Services Strategy lead for Publicis.Sapient where she is charged with building out the FS Strategy practice along with overseeing all aspects of Thought Leadership and IP as it pertains to FS. She joined Publicis.Sapient in 2016 after 14 years at Citi’s Consumer Bank, where she held a number of Strategy and Execution roles across Cards, Wealth, and Retail Banking. Most recently, she was a Managing Director leading the Consumer Banking Transformation office where she managed the business’ strategy to pivot from a traditional brick and mortar bank to a Digital Enterprise. Prior to Citi, Rina worked at Navigant Consulting in San Francisco, where she was a Senior Consultant leading e-commerce and consumer product engagements. While in San Francisco, Rina also worked for a start-up called Vendio.com (now part of Alibaba) where she led their business development efforts. Before earning her MBA from Chicago’s Booth School of Business, she worked at Goldman Sachs Corporate Finance and Equity Research teams in both NY and Zurich respectively. Rina also has a B.S. from NYU’s Stern School of Business.

Laura Alix is a reporter at American Banker.

Matthew L. Schwartz is a partner in the New York City office of the law firm Boies Schiller Flexner LLP and a member of the firm’s Global Investigations and White Collar Defense practice. Prior to joining the firm, he was a federal prosecutor in Manhattan for nearly a decade, specializing in Bank Secrecy Act and other anti-money laundering matters.