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Ryan Hildebrand is the chief innovation officer of Bankwell.

Vinicius Alves de Melo is a Brazilian accountant with over 14 years of experience helping small and medium-sized businesses improve their tax compliance, financial structure and operational efficiency. He is the CEO of Carlos Contábil, where he leads consulting projects focused on identifying fiscal risks, correcting accounting inconsistencies and strengthening internal controls. His work is especially focused on small businesses operating in high-risk environments.

Andrea Ramirez is the senior director of the care team at Empathy, where she leads a dedicated group of professionals helping families navigate the challenges of bereavement. With a background in people operations and a commitment to compassionate leadership, Andrea is passionate about fostering work environments that prioritize well-being and empathy.

Matt Chisholm is senior vice president of business solutions at Commonwealth Financial Network, working to ensure that advisors have access to the consultants, programs and resources needed to build scalable, sustainable businesses.

Angela Abbott has spent over 20 years in the billing and payments industry and has dedicated more than half of that time to the insurance market. In her current role as AVP, Insurance at InvoiceCloud, Angela works closely with carriers and providers to ensure successful integrations of InvoiceCloud's cutting-edge electronic bill presentment and payment solution.