Minimum capital requirements

“This provision acknowledges the procyclical nature of CECL is a threat to our economy and the ability for small businesses to access credit when they need it most," said Rep. Blaine Luetkemeyer, R-Mo.
Neil Haggerty
April 7, 2020 9:30 PM

Measures that delay the Current Expected Credit Losses standard and reduce a community bank capital ratio are temporary, but the industry now sees an opening to argue that they should be permanent.

5 Min Read
Dodd-Frank represented a compromise between those who wanted to upend the system by breaking up big banks and restructuring the regulatory system and those who wanted less drastic changes.
Rob Blackwell
March 13, 2020 9:00 AM

If banks are unable to weather the economic fallout from the outbreak, calls for more dramatic reforms could get louder.

3 Min Read