Banco Popular de Puerto Rico

Michael Schroeder is the Chief Investment Officer for Wasmer, Schroeder & Company, Inc. and responsible for overseeing the implementation of investment strategies and portfolio management, research, and trading. Mr. Schroeder has over 33 years of experience in various areas of the investment business including investment banking, institutional sales and trading. From 1979 until 1989, Mr. Schroeder worked for a leading regional brokerage firm specializing in the underwriting of municipal bonds where he was responsible for syndication and trading as well as institutional sales. Prior to joining Wasmer, Schroeder & Company, Inc. in 1991, he was Vice President of the Investment Services Division, USF&G Asset Management; a division of Baltimore, MD based USF&G Corporation (now Travelers). Mr. Schroeder holds a B.S. in Business from the Carlson School, University of Minnesota and is a licensed CERTIFIED FINANCIAL PLANNERTM. He is a member of the CFA Society of Naples, the Estate Planning Council of Naples, the National Federation of Municipal Analysts, the Financial Planning Association and a member emeritus of the Board of Trustees of the Community Foundation of Collier County. Currently, Mr. Schroeder is a member of the Florida Gulf Coast University Department of Economics & Finance Executive Council and the Education Foundation of Collier County Champions for Learning Professional Advisory Board.

Nick Moller is a Vice President in J.P. Morgan�s Public Finance Group based in San Francisco. Nick has extensive experience regarding both tax-exempt and taxable financing assignments, with a strong focus on transportation and infrastructure assets both for public sector and private sector clients. Nick�s sectoral experience includes: toll roads, federal highway/GARVEEs, sales/motor vehicle taxes, water infrastructure and public private partnerships generally. Nick recently jointly lead J.P. Morgan�s role senior managing the financing for the Carlsbad Desalination Project with specific responsibility/oversight for the due diligence and modeling efforts. Nick graduated from the University of Auckland (New Zealand) with a Bachelor of Commerce in Finance (First Class Honors).

Mr. Fanter is a Managing Director in BMO Capital Markets� Public Finance & Infrastructure Banking Group. He brings over 20 years of infrastructure advisory and capital markets experience, with sector expertise in transportation, water / wastewater, and social infrastructure. Mr. Fanter has been associated with six recent transactions that were named �Deal of the Year.�Mr. Fanter is currently advising the Maryland Transit Administration and the Maryland Department of Transportation on the Purple Line P3 Transit Project. Other recent infrastructure experience while at BMO Capital Markets includes: the Midtown Tunnel project bond offering, the Presidio Parkway P3 project financing, advising one of the bidders on the Ohio River Bridges project, and assisting on the Lower Colorado River Authority concession/divestiture transaction.Mr. Fanter brings extensive bond underwriting and advisory experience gained over 15 years in the Infrastructure Project Finance group at Lehman Brothers and Barclays Capital. While at these firms, experience includes the Denver FasTracks Eagle P3 Rail project, the Port of Miami Tunnel Project, the JFK International Arrivals Terminal Expansion, SR-91 Express Lanes, the Central Texas Turnpike project, and the Port of Seattle Fuel project.Additionally, Mr. Fanter has over 11 years of experience working for a multi-national consulting firm specializing in infrastructure project development. Mr. Fanter has a Bachelor of Engineering Degree from The Cooper Union, a Master of Environmental Engineering Degree from Manhattan College, and a MBA from New York University's Stern School of Business. Mr. Fanter is a CFA charter holder and a licensed professional engineer. Mr. Fanter holds FINRA Series 7 and 63 licenses.

Kyle Hickok began his career at Edward Jones in 1991 as a financial advisor (broker), opening an office in Durham, N.C. From 1998 until 2006, he ranked among the top 3% of the firm’s financial advisors. He became a limited partner with the firm in 1995. In 2006, Hickok was named a principal with the firm and established the regional investment banking office with responsibility for public finance in the southeastern United States. His focus includes healthcare, higher education, transportation and municipal financings. Kyle earned a bachelor’s degree in physics from Kenyon College in Gambier, Ohio, in 1981, and a master’s degree in finance from Wright State University, Dayton, Ohio, in 1989. Prior to joining Edward Jones, Kyle was engaged in research and development in the area of diamond films and other advanced carbon-based materials.

Gena L. Evans earned a bachelor’s degree (1992) and doctorate (2001) in Civil Engineering from the Georgia Institute of Technology. Dr. Evans was an assistant professor in Georgia Tech’s School of Civil and Environmental Engineering when Governor Sonny Perdue named her Executive Secretary and Construction Division Director of the Georgia State Financing and Investment Commission (GSFIC) in 2003 and then placed her in charge of all function of the State Property Office in 2006. As State Property Officer, she served as Executive Director of the Georgia Building Authority (GBA), continued her GSFIC responsibilities, and was Executive Director of the State Properties Commission and Chairman of the Georgia Land Conservation Council. She was charged with consolidating the management of all real estate assets owned and leased by the State of Georgia. She also worked closely with public and private sector representative to develop best practices for space utilization and cost-efficient management to effectively oversee the State’s capital assets. Dr. Evans was also responsible for negotiating multi-year leases and contracts for properties across the state. Previously, she also served as Chief Engineer for the GBA and managed construction across the United States for LaSalle Partners.In October 2007, Dr. Evans was selected by the State Transportation Board as the first woman Commissioner of the Georgia Department of Transportation, overseeing nearly 6,000 employees and a $2.1 billion operating budget. Currently, Dr. Evans serves as the Executive Director of the State Road and Tollway Authority. The executive director oversees supervision of the tolling system for the state of Georgia and is responsible for the financial management of the agency and the development and implementation of the annual budget. The Authority serves as one of the financing arms for state transportation, which includes the newly approved Georgia Transportation Infrastructure Bank. Dr. Evans served on numerous boards including the Sapelo Island Heritage Authority, MARTA Board, State Board of Equalization and the Capital Asset Management Advisory Council.In 2002, as part of its observance of the 50th anniversary of female students being admitted to Georgia Tech, the Alumni Magazine spotlighted her among 50 women as representative of the thousands who had attended since the first two coeds were admitted. She was also recognized by Georgia Trend magazine as one of their “Top 40 under 40” for the State of Georgia.

After 34 years of public service, including 24 years as an elected official, Governor Rendell continues to pursue many of the same issues he was passionate about while serving.� His commitment to making America a cleaner, more efficient place and to fostering investment in our nation�s crumbling infrastructure is as strong as it has ever been.� Rendell has become a champion for progress in the area of alternative energy, and now serves as a consultant or board member for several green and alternative energy firms, including Own Energy, Element Partners and VNG.co. He has also remained heavily involved in the campaign for government efficiency and strategic cost cutting through his work with entities such as Government Sourcing Solutions and Public Financial Management. Perhaps no other issue has been and continues to be as important to Governor Rendell as America�s dire need to rebuild and reinvest in its infrastructure.� As Governor, Rendell worked with Mayor Michael Bloomberg and Governor Arnold Schwarzenegger to create an organization called �Building America�s Future.�� The organization focuses on the need for a more significant investment in American infrastructure projects to ensure that America maintains its place as a global economic power.� Governor Rendell currently serves as Co-Chair of the organization and travels throughout the country speaking about this issue.������ ����Governor Rendell also recently penned his first book, A Nation of Wusses: How America�s Leaders Lost the Guts to Make Us Great.� In A Nation of Wusses, Rendellchronicles his storied political career with his trademark candor while making a strong statement about the state of American leadership.� Rendell served two terms as Governor of Pennsylvania (2003-2011) and oversaw a budget of $28.3 billion as the chief executive of the nation�s 6th-most-populous state.�� As Governor, Rendell was committed to making government more responsible and responsive to the public�s needs, and he successfully cut wasteful spending and improved efficiency leading to savings of over $1 billion.� His legislative agenda focused on commonsense political reform and putting progress ahead of partisanship.� Through his unprecedented strategic investments, he energized Pennsylvania�s economy, revitalized communities, improved education, protected the environment, expanded access to health care to all children, and made affordable prescription drugs available to older Pennsylvanians. During his two terms as Mayor of Philadelphia (1992-2000), Rendell eliminated a crippling deficit, balanced the City�s budget, and generated five consecutive budget surpluses. Philadelphia�s renaissance, which The New York Times called �the most stunning turnaround in recent urban history,� is largely attributed to his determination, inspiration, and energy. Before serving as Mayor, Rendell was elected District Attorney of Philadelphia for two terms from 1978 through 1985. Rendell also served as Chairman of the Democratic National Committee during the 2000 Presidential election.� He currently sits on several boards, is a Brookings Fellow and teaches government and politics courses at the University of Pennsylvania.� An Army veteran, he holds a B.A. from the University of Pennsylvania and a J.D. from Villanova Law School.

Franklin Ruben is a senior portfolio manager with Invesco Fixed Income. In this role, he serves as head of high income municipals and lead fund manager of Invesco High Income Municipal Fund. Mr. Ruben joined Invesco in 1997 in his current position. Prior to joining the company, he was with Van Kampen American Capital, where he was a senior fixed-income research analyst and associate portfolio manager for Van Kampen American Capital High-Yield Municipal Bond Fund.Mr. Ruben earned a Bachelor of Science degree in accounting and a Masters of Science degree in finance from the University of Texas at Dallas. Mr. Ruben has completed the Cash Management Executive Education Program at Duke University.

Mike specializes in creating comprehensive financial models and represents clients in the areas of taxable financings, tax-exempt financings, sports facilities, airports, ports, transportation and the analysis of public privatepartnerships. He joined FirstSouthwest in 1996 as a result of acquisitions of Masterson Moreland Sauer Whisman, Inc. He also serves as co-manager of FirstSouthwest's public finance group in Houston and is also responsible for the Firm's information technology infrastructure. He's a member of FirstSouthwest's Board of Directors and Chairman of the Public Finance ManagementCommittee.Bartolotta has more than 23 years experience in the public finance industry and has developed an analytical framework for the evaluation of public-private partnerships. He's also participated in excess of $50 billions of dollars in financings during his career.He's completed financings for: Dallas-Fort Worth International Airport, including Southwest Bond Buyer Deal of the Year; City of Houston; Harris County & Harris County Toll Road Authority; and Texas Public Finance Authority.

Glenn's principal area of practice is financial institutions and finance law. He has extensive experience as bond counsel, underwriter's counsel, and letter of credit bank counsel in municipal finance transactions involving cities, counties, school districts, universities, municipal utility districts, river and port authorities, regional mobility authorities, and state agencies.