Banco Popular de Puerto Rico

Justin Cooper is chair of Orrick’s nationally prominent housing finance group.��Justin's practice is focused primarily in the following areas:affordable multifamily rental housing (local and state housing agencies);lending, including leveraged lending, with public agency borrowers;short- and long-term working capital financings;Property Assessed Clean Energy (PACE);public higher education;transportation;single-family housing; andworkouts and restructurings.Justin is on the Board of Directors of the California Housing Consortium and is a past Chairman of the Bond Buyer's California Public Finance Conference. He speaks frequently at conferences and other industry events.Justin is known in the affordable housing community in particular for being a solution-oriented lawyer who understands the business fundamentals of affordable housing and real estate finance as well as being fully versed in the applicable laws and regulations. He frequently collaborates with developers and other participants in the development of new financial structures and products designed to lower overall financing costs for housing providers and thereby increase both the supply and quality of available affordable housing.Justin is the author of "Multifamily Rental Housing: Financing with Tax-Exempt Bonds" and a variety of other articles on public finance topics. He is a failed academic, an occasional intellectual, and not a very good golfer. Justin is involved in firm management and is currently chair of Orrick's Technology Committee.

Chuck is a member practicing in the firm’s Washington, D.C. office. He is engaged in a federal and international regulatory and legislative practice. He has been extensively involved in public finance, tax legislation, energy, climate and environmental as well as product safety, health care, and technology legislative and regulatory matters for a variety of trade associations, corporations, and local governments and state agencies. Chuck represents the National Association of Health and Educational Facilities Finance Authorities on Washington Advocacy issues. Chuck’s practice encompasses work before the Treasury, SEC, IRS, Department of Energy, Environmental Protection Energy, Departments of State, Health and Human Services, United States Trade Representative, Federal Trade Commission, and other federal and state agencies. He has extensive experience dealing with Canada, the European Commission, and international bodies. Chuck also engages in trade association representation and antitrust counseling.Before joining Mintz Levin, Chuck practiced regulatory law with a law firm in Chicago and then worked in the Executive Office of the President before entering private practice in Washington. Chuck is admitted to practice in the District of Columbia and Illinois, and is a member of the District of Columbia and American Bar Associations. He received his B.A. (1975) and his LL.B. (1978) from the University of Virginia.

Clifford J. Gannett currently serves as the Acting Director, Government Entities in the Tax Exempt and Government Entities Division (TEGE) of the Internal Revenue Service, and will act in this capacity until September 30, 2011. Clifford is the Director of the office of Tax Exempt Bonds (TEB) in Government Entities. Mr. Gannett previously served for six years as the head of TEB’s Compliance and Program Management office. He has been highly instrumental in establishing the Service’s Tax Exempt Bond program and encouraging post-issuance compliance through education and outreach programs, voluntary closing agreement programs, and examination activity. Mr. Gannett received his J.D. from University of Maryland School of Law and is a member of the District of Columbia and Maryland Bar.

Linda Shelton is presently the Executive Director and a Trustee of The Joyce Theater Foundation, Inc, a position she has held since 1993. Prior to her current position, she served as General Manager of The Joffrey Ballet. Before The Joffrey, she managed tours for the Bolshoi Ballet, Bolshoi Ballet Academy, Moscow Virtuosi, 1000 Airplanes on the Roof and Sankai Juku. From 1982 – 1988, she held management positions at The Twyla Tharp Dance Foundation. Ms. Shelton began her work in the dance field as an intern at the New York State Council on the Arts Dance Program. She holds a B.A. degree in Dance Education from New York University and has completed work towards her Masters in Arts Administration, also at New York University. A Dance/USA Board member for over ten years, Ms. Shelton served as Chair from 2000-2002 and was also Chair of their 1996 National Roundtable.In 1999, Ms. Shelton was appointed Chevalier of France’s Order of Arts and Letters for her contribution to furthering the arts. In 2004, she received the Documents of Dance Award from the Dance Library of Israel honoring her contributions to the New York dance community. In the spring of 2006, she was honored at the inaugural event of Doug Varone’s 20th Anniversary season with a special tribute performance.Ms. Shelton has taught at Marymount Manhattan College and in the graduate program of Arts Administration at New York University. She has also served on panels for the Massachusetts Cultural Council, the National Endowment for the Arts, the New England Foundation for the Arts’ National Dance Project and American Masters: Dance.

Joe Pezzimenti is a director and member of Standard & Poor�s U.S. Public Finance Infrastructure Group. He is based in Standard & Poor�s New York office, where he has worked as a U.S. Public Finance analyst since 2001, when he joined Standard & Poor�s. Joe primarily conducts credit analysis and follows ratings for transportation infrastructure-related credits that primarily include airports, toll facilities, ports, and some parking facilities and mass transit agencies as well as federal highway grant-backed transactions. Joe also works on water and wastewater credits and follow some non-recourse projects not related to the transportation sector. Prior to joining Standard & Poor�s Joe received an MBA from New York University�s Leonard N. Stern School of Business. Joe also holds a BS in Computer Science, which he received from the University of Southern California.

Tom Rousakis is Co-Head of Transportation and Project Finance in Goldman Sachs' Public Sector and Infrastructure Finance Group. Over the past 15 years, Mr. Rousakis has served as lead banker to a variety of highway, transit, airport and seaport issuers nationwide, and has advised public agencies on some of the largest and most complex transportation P3 projects to-date, such as Denver RTD's Eagle P3 Commuter Rail project and the Texas Department of Transportation's CDA program. Mr. Rousakis also advises and arranges debt financings for private bidders on P3 projects.Mr. Rousakis is a nationally recognized expert in transportation finance, having served as lead banker to public surface transportation entities such as the Kentucky Transportation Cabinet, Ohio Department of Transportation, New Mexico Department of Transportation, Oregon Department of Transportation, Mississippi Department of Transportation, Washington Department of Transportation, the New York State Thruway Authority, the Bay Area Toll Authority, Pennsylvania Turnpike Commission, Denver RTD, Washington Metro, Houston Metro, Massachusetts Bay Transportation Authority, Sound Transit, and Los Angeles County Metropolitan Transportation Authority. Seaport and airport clients have included the Port of Charleston, San Francisco International Airport, Dallas-Ft. Worth International Airport, Manchester (NH) Airport and T.F. Green (Providence) Airport. Mr. Rousakis also served as lead banker to the Louisville Arena Authority on its innovative arena project financing in 2008.Mr. Rousakis received a Bachelor's degree, with honors, from Harvard College and a Master's in Public Policy from Harvard's John F. Kennedy School of Government, where he specialized in transportation policy and planning.

Saul Rosenbaum is a Managing Director in Prager’s San Francisco-based headquarters where he is responsible for managing the activities of the Firm’s investment banking unit. Saul devotes his efforts to addressing the investment banking requirements of a wide variety of governmental and not-for-profit borrowers ranging from state authorities to public and private colleges and universities. He possesses extensive knowledge of credit, economic, business, political and legal factors influencing the issuance of debt obligations and frequently serves as a keynote speaker on topics relating to financing techniques for public and not-for-profit agencies. Prior to joining the Firm in 1994, Saul was a Vice President in the San Francisco Public Finance Group of Prudential Securities Incorporated for six years where he concentrated on not-for-profit, utility, land-secured, tax increment, transportation and lease-revenue financing in the western states. And prior to joining Prudential Securities, Mr. Rosenbaum was a Consultant in the Municipal Finance Consulting Division of Ernst & Young for three years. Saul is a FINRA Registered Representative and General Securities Principal. He is a graduateof the University of Arizona.

Mr. Corso joined the firm in 1994, establishing the company's asset management platform and building it into one of the largest fixed income managers in the world. With a staff of 123 people, Mr. Corso now oversees the investment of more than $39 billion in assets and directs the investment strategies of Cutwater's clients, including pension funds, global banks, corporations, Taft Hartley and insurance companies as well as over 900 municipalities across the United States. Mr. Corso also initiated and managed the expansion of the asset manager's international asset management business from a principal office in London, now a multi billion dollar platform. Prior to joining the firm, Mr. Corso served as co-head of a fixed income division at Alliance Capital Management. In his twenty five-year career, he has held positions as a credit analyst, restructuring specialist, trader and portfolio manager. He has managed a wide range of fixed income products, including corporate, asset-backed, government, mortgage, municipal, credit default swap and derivative securities. He has developed several unique conduit businesses including East-Fleet, a London based vehicle serving several global banks. He was also an early pioneer in the credit derivatives market, developing several investment programs starting in 2000, and expanding this area to create the MINTS funds, one of the most successful CDS funds ever created with over $1.6 billion in notional value under management.Mr. Corso began his career in banking positions as an analyst, lender and trader, and has led several notable and large debt restructurings. His analytical skills combine mathematics, game theory, economics, psychology and investment theory.Mr. Corso graduated from Yale University with a degree in economics and earned an MBA from Columbia University. He has lectured on topics from leadership to finance at many academic institutions, including Columbia University and New York University, where he taught a course on financial derivatives. He currently holds Series 7, 24, and 63 licenses from the Financial Industry Regulatory Authority (FINRA) and is a member of the Fixed Income Analysts Society, Global Association of Risk Professionals (GARP) and the Investment Management Executive Council. Mr. Corso also serves on the Board of Directors of the MBIA Foundation, a not-for-profit charity.