Banco Popular de Puerto Rico

John Stoecker serves as a Financial Advisor to the California Municipal Finance Authority, assisting borrowers with qualified projects to facilitate taxable and tax-exempt bond financings throughout the state of California. His previous experience includes providing tax-exempt Financial Advisory services to borrowers in over 30 states. Mr. Stoecker also served as Vice President and Chairman of the Board of United Community Development Associates, a certified Community Development Entity, which focused on community and economic development activities nationwide. Mr. Stoecker currently serves his country as a lieutenant colonel in the Air Force Reserve having spent 16 years as a C-130 Pilot. He was also a pilot flying international routes for a major airline and began his career working for the Chairman of the Board at the Chicago Mercantile Exchange. Mr. Stoecker received his BS from Southeastern Oklahoma State University, with honors and his MBA from the University of Southern California.

Kevin Kone has over 20 years of experience in aviation and public finance. He currently serves as the Assistant Deputy Airport Director of Capital Finance at the San Francisco International Airport (SFO). As the Director of Capital Finance, Kevin is responsible for managing SFO’s debt portfolio of $4.3 billion consisting of General Airport Revenue Bonds, Variable Rate Demand Bonds, Tender Bonds, $200 million Commercial Paper program and $585 million in interest rate swaps. Additionally, he is responsible for all capital development programs such as managing Federal grants the Passenger Facility Charge Program. SFO’s debt portfolio is considered one of the more sophisticated debt portfolios in the country for a large hub airport. In June 2011, Kevin was able to obtain a rating upgrade from A to A+ from Standard and Poor’s, the only large hub airport to receive an upgrade during a time where Airports and Airlines continue to be challenged in this turbulent economic environment.

Mr. Nagahama is an industry leader in providing investment banking services to Airports across the U.S. Over his career, Mr. Nagahama has served as investment banker on over $20 billion of airport financings as senior manager, co-manager or financial advisor. Mr. Nagahama leads Jefferies’ engagements with the San Francisco Airport Commission and the San Diego County Regional Airport Authority.In October 2010, Mr. Nagahama was the lead banker on the firm’s senior managed $304 million financing for the Dallas-Fort Worth International Airport, DFW’s first new money transaction since 2004. In August 2010, Mr. Nagahama worked with the Raleigh-Durham Airport Authority to execute the termination of $225 million of interest rate swaps and refinancing of the underlying variable rate bonds to fixed rate, thus eliminating all associated risks and simplifying RDU's capital structure and risk profile. In July 2010 and November 2010, Mr. Nagahama advised the Metropolitan Washington Airports Authority on two open market purchase programs under ARRA, totaling approximately $200 million. Mr. Nagahama’s airport clients have ranged in size from small to medium to large hubs, from existing to expanding to new airports, and from fortress hubs to predominantly O&D airports. Over the last 18 years, for his airport clients, Mr. Nagahama has created new revenue credits, worked to update old revenue bond indentures, developed financial transactions to leverage PFCs, AIPs, CFCs and implemented interest rate swaps, commercial paper programs and auction rate programs. Mr. Nagahama is serving/has served as the firm’s day-to-day banker for engagements with the Dallas-Fort Worth International Airport, San Francisco International Airport, San Diego International Airport, Fort Lauderdale – Hollywood International Airport, Metropolitan Washington Airports Authority (MWAA), Metropolitan Airports Commission (MAC) (Minneapolis-St. Paul, MN), Indianapolis Airport Authority, Louisville Regional Airport Authority, Salt Lake City Department of Airports, Tucson Airport Authority, Denver International Airport, Susquehanna Area Regional Airport Authority and Raleigh-Durham Airport Authority, among others. Mr. Nagahama has designed and executed new general airport revenue credits for MAC and RDU; airport revenue bond indenture amendments for MWAA, IAA and Fort Lauderdale; multi-pronged PFC programs for MAC and Fort Lauderdale; hedging programs for RDU, IAA and MWAA; targeted capital structure strategy for IAA. Mr. Nagahama has developed and implemented large scale capital programs including: the 2010 Plan at MSP; the New Midfield Terminal Program at IAA; the d2 Development at Dulles International Airport; and the Terminal C Rehabilitation and Replacement Terminal program at RDU. Mr. Nagahama has implemented interest rate swaps of over $5 billion for airport clients. Mr. Nagahama has spoken at a number of industry-sponsored conferences—ACI, AAAE, Bond Buyer—on airport financing. Mr. Nagahama holds an M.B.A. from Columbia University Business School and an A.B. in Engineering Science from Harvard College and is currently on the Board of Asian Americans in Public Finance.

Peter J. Hill is a managing director and head of the U.S. Public Finance Investment Banking segment of Wells Fargo Government & Institutional Banking (GIB). Based in New York, he oversees a team of 135 professionals in 18 offices nationwide, serving clients in many specialty industries.Wells Fargo GIB provides a wide range of services to meet the unique needs of government, education, healthcare and nonprofit organizations. Bringing together specialized relationship managers, investment banking professionals, and tax-exempt sales and distribution specialists into one team, Wells Fargo GIB integrates the full range of Wells Fargo resources to create value for more than 5,000 clients. As part of GIB, Public Finance Investment Banking provides bond and note underwriting services, municipal derivatives, structured products and bond trading, underwriting, and sales to government and institutional clients across the United States.With 34 years of experience in public finance, Peter joined Wells Fargo in 2009. Prior to joining Wells Fargo, he served as managing director and head of the Public Finance Investment Banking group at Banc of America Securities. Before that, he was the executive vice president of ACA Capital, where he ran one of its three primary businesses. He also spent 14 years as managing director and was head of the U.S. Public Finance department for J.P. Morgan. Before that, Peter worked as an investment banker for Smith Barney, Harris Upham & Co. (now Citi). He began his career in 1982 as an analyst in the Debt Rating Division of Standard & Poor’s Corp., specializing in education, transportation and special tax-backed credits.Peter earned his bachelor’s degree in economics from the College of the Holy Cross in Worcester, MA, and attended the Stern School of Business at New York University. He also maintains his FINRA Series 7,24,53,63 and 79 securities licenses.Peter is a former vice chairman of the Municipal Securities Rulemaking Board (MSRB) and a current member of the Municipal Executive Committee of the Securities Industry & Financial Markets Association (SIFMA). Peter is a board member of CaringKind for Alzheimer’s Caregiving and is a board member of the Juvenile Diabetes Research Foundation – New York Chapter.

John Chesley has been a member of the Health Care Group at Ropes & Gray since 1985. For over 20 years he has focused on meeting the needs of clients in complex transactions and challenging regulatory contexts. John blends transactional skills with knowledge of tax-exempt organizational law, health care regulatory and reimbursement issues and securities law disclosure requirements. Beginning with the wave of issuances preceding the Tax Reform Act of 1985, he has participated in tax-exempt financings continuously throughout his professional career, serving as borrower's counsel, bond counsel, underwriter's counsel and investor's counsel. He has major tax-exempt financings to his credit in California, Massachusetts, New York and Rhode Island from high-yield unrated debt to AAA-rated bond issues for Stanford and Harvard.John's practice is broad. He serves as outside health care counsel for a large faith-based California hospital system, and has represented such diverse providers in such diverse matters as nursing home decertification proceedings, physicians in employment contracting, and a major nonprofit HMO in state receivership proceedings. He served as acquisition counsel to an innovative joint venture between a prominent physician clinic and a major HMO formed to acquire and operate primary care physician practices. He was a founding member of the board of directors of the largest state trade group in the assisted living industry, which turned to him to draft legislation that became the Massachusetts Assisted Living Act in 1994, a non-"health care" framework for fostering flexible approaches to enabling the elderly to age in place. He has spoken frequently on topics such as the Stark and Fraud and Abuse laws, health care regulatory reform and HIPAA. He has also received the following honors: The Best Lawyers in America (2005-2011) and Chambers USA: America's Leading Lawyers for Business (2008-2011).John is a past member of the State Bar of California's Health Care Committee, serving in 2004-2005 as vice chair of education and 2005-2006 as co-chair.

Santino Bibbo coordinates Cabrera Capital Markets not for profit investment banking practice. Mr. Bibbo’s experience includes strategic capital planning and creation and implementation of all types of financing mechanisms, including fixed rate, variable rate, advanced refundings, letters of credit and additional innovative credit structures. Mr. Bibbo joined Cabrera Capital Markets in 2003.Mr. Bibbo holds an M.B.A. with majors in Finance and Entrepreneurship from Northwestern University's J.L. Kellogg School of Management, and a B.S. Degree in Finance from Bocconi University in Milan.

John Sheldon co-manages the National Infrastructure Group within the Municipal Securities Division of Morgan Stanley.� From 10 offices nationwide, his group is responsible for providing investment banking services to state and local government and 501c3 debt issuers throughout the United States.Throughout his 26 year public finance career, John has worked as the lead banker to raise capital for States, county and city governments; utilities; universities, community college and school districts; transportation agencies; and 501c3 issuers.� His structuring expertise includes most types of municipal securities, from general obligation and revenue bonds to lease-backed and assessment debt, as well as a number of corporate-backed and project financings.� These transactions have utilized conventional fixed rate debt, all types of variable rate debt and certain derivative-based structures.John has an MBA in finance and public policy from The Wharton School at the University of Pennsylvania. �He is a graduate of Occidental College, where he received a Bachelor of Arts degree in mathematics and a minor in economics.