Banco Popular de Puerto Rico

Logan Beirne is an Information Society Project (ISP) fellow and lecturer at Yale Law School. He is also the chief executive officer of Matterhorn Transactions, Inc., a legal information services company.

John Epperson is a principal at Crowe Horwath LLP.

David O’Connell�is a senior analyst with�Aite�Group’s Wholesale Banking team, where his primary coverage area is lending.�A former commercial lender of 14 years, Mr. O’Connell brings to his lending coverage extensive hands-on and granular knowledge of banks’ challenges in building businesses that lend safely, cost-effectively, and at scale.�Broadly scoped, Mr. O’Connell’s coverage of lending encompasses the small-and-midsize-business market, commercial and industrial markets, automation’s benefits for scaling lending operations, fraud deterrence in lending, the application of business intelligence to lending, and Dodd-Frank Act stress-testing requirements.�Skilled in performing economic�analyses�of both existing and pro forma technology deployments, Mr. O’Connell is also the author of Aite�Group’s rapidly growing body of ROI-related capabilities, including customized ROI calculators, case studies, white papers, and sales�force training.Mr. O’Connell began his career in commercial lending, holding roles in underwriting and relationship management; he first specialized in large syndicated facilities and later focused on loans to technology companies. Prior to joining Aite Group, Mr. O’Connell covered the analytics and workforce management spaces and was the author of a large body of ROI-related content. He has spoken at user events for a variety of vendors.�Mr. O’Connell has written or contributed to articles published at Time Magazine, the�American Bankers Association,�Dow Jones Newswires, and theGlobal Association of Risk Professionals.�Mr. O’Connell holds a B.S. in Business Administration from Providence College and�an M.B.A from Boston University.

Ginger Siegel is a Senior Manager in the Financial Services group in Deloitte.� She brings 30 years of industry experience at large multinational and regional banks in the areas of Retail, Small Business and Business Banking. In addition to roles such as Small Business/Business Banking Director at Citi, she most recently built out the Small Business branch strategy for SunTrust’s 1500 branch network.� Her focus on people development, training and optimizing results through positive change management has helped the institutions she has worked in to obtain needed results in a people oriented environment. Her passion in addition to coaching and mentoring teams is to create overall revenue growth, drive customer acquisition and create strategy and bridge to execution.� Her work has encompassed strategy, process development and execution in areas such as credit, marketing, training, product bundling, sales force and branch optimization and value proposition creation.

Ghela Boskovich is head of fintech and regtech partnerships at StartupBootCamp. She is also founder of FemTechGlobal. Both roles focus on enriching the diversity — of tech and people — in financial services.

Theodore Tomita III is Senior Vice President and Chief Technology Officer at Catskill Hudson Bank. He has 7 years’ experience in the banking industry and 20 years of experience working in technology. He served in the United States Air Force where he was a USAF Honor Graduate. He holds various engineering and security certifications. The network he designed at Catskill Hudson Bank in partnership with Time Warner Cable Business Class has received recognition as one of the most secure and reliable networks in the banking industry.�

Narayan Makaram is a director at Imperva.