Banco Popular de Puerto Rico

Jessica M. Bibliowicz is Chairman and Chief Executive Officer of National Financial Partners (NYSE:NFP). NFP is a leading independent distributor of benefits, insurance and investment advisory services throughout the United States and in Canada. NFP offers high net worth individuals and companies comprehensive solutions across corporate and executive benefits, life insurance and wealth transfer, and investment advisory products and services. NFP and its subsidiaries, including NFP Securities, Inc., provide clients with access to objective advice and a choice of insurance and financial products and services.\n\t\nPrior to joining NFP, Ms. Bibliowicz served as President and Chief Operating Officer of John A. Levin & Co., a registered investment advisor. Ms. Bibliowicz’s career in the financial services industry began in 1981. She spent eight years in the Asset Management Division of Shearson Lehman Brothers and joined Salomon Brothers after they purchased Lehman Management’s Private Client Group. In 1992, she became the Director of Sales and Marketing for Prudential Mutual Funds and in 1994 became head of Smith Barney Mutual Funds.\n\tMs. Bibliowicz has been a guest on CNBC, CNN, and Fox Business News and has been featured in national publications such as Private Wealth, BusinessWeek, Crain’s New York Business, Financial Planning, Investment Advisor, InvestmentNews, The New York Times, Registered Representative, SmartMoney, and The Wall Street Journal. In December 2003, Ms. Bibliowicz was honored as the “Innovator of the Year” by American Banker.\t\nMs. Bibliowicz is a member of the Board of Overseers of the Weill Medical College and Graduate School of Medical Sciences of Cornell University, a member of the Board of Trustees for Cornell University, a member of the Board of Directors for the Asia Pacific Fund, a Director of Institutional Life Services, LLC and a member of the Board of Directors of Riverdale Country School. \n Ms. Bibliowicz graduated from Cornell University and lives with her husband and children in New York. \n

J.J. Schenkelberg joined CLS Investments, LLC (“CLS”) in December 2004 as a Senior Portfolio Manager. In this position, she is responsible for separate account and mutual fund portfolio management. In addition, she helps maintain investor relationships.Prior to working at CLS, Ms. Schenkelberg was a senior analyst for First Focus Funds, where she concentrated on analysis of financial, consumer product, and health care stocks. While employed there, she was the lead manager of a separate account portfolio of 30 individual stocks.Ms. Schenkelberg graduated from Kansas State University with a Bachelor of Science degree in Accounting & Finance and from Creighton University with a Master of Business Administration degree. She currently holds the Chartered Financial Analyst (“CFA”) designation.Ms. Schenkelberg participates in the CFA Society of Nebraska and is on the Metro Area Transit Salary Pension Committee and the Kansas State University School of Finance Advisory\nBoard.When not working, she enjoys yoga, golf, fitness, and playing games with her husband and two children.\nBELIEF.

Julie Murphy Casserly, is a 16-year veteran of the financial services industry and author of the book, \n The Emotion Behind Money: Building Wealth from the Inside Out. Julie's mission is to "financially \nheal the world" by helping people understand their emotions behind money, and how these attitudes \naffect how they earn, spend and save - or, conversely, accumulate debt.\n It is Julie's practice to delve into the emotion and psychology behind her clients' monetary issues,\n spending patterns and behavior. Only by digging deep and really understanding her clients does she\n feel she can lead them on the right path. \n A Chicago-based entrepreneur, Julie founded JMC Wealth Management, Inc. in 2000. She works \n with more than 2,500 clients worldwide on all aspects of their financial portfolios including \n investment asset allocation and risk management, insurance needs, retirement planning, business \n planning, college planning and estate planning. Julie considers understanding each client's personal \n life strategy, goals, and dreams to be the key that enables her to create truly personalized financial\nplans. \n Julie is a graduate of the University of Illinois - Urbana\/Champaign School of Business where she \n earned a Bachelor of Science in finance. She earned an MBA from The University of Notre Dame in \n 2005. \n Julie is a sought after media expert on finance and emotions behind money. She has appeared on \n CNBC's "On The Money," Oprah & Friends Radio and Lifetime Television. She has been featured in \n the The Chicago Tribune, Forbes and The Wall Street Journal.\nAbout: "The Emotion Behind Money: Building Wealth From the Inside Out"\n"Wealth doesn't come from managing your money. \n Wealth comes from managing your emotions behind money." \n The Emotion Behind Money is based on the notion that we each have specific emotions or emotional \n patterns attached to money that impact every financial decision we face. Amazingly, these thoughts \n are not just fleeting reactions; they actually influence how much money we will make and amass \n throughout our entire life!\n The narrative is personal and compelling. Julie draws on her own relationship with money, which had \n its roots in her upbringing as one of 12 children. The Emotion Behind Money is filled with relatable \n anecdotes based on the wide variety of individuals and couples with whom she has worked over the \n past decade. Julie also provides exercises to help readers build their own financial roadmap. \n The Emotion Behind Money is designed to be transformational for people of all ages and financial\n status. It helps you move past your preconceived notions about money and set new goals that will \n allow you to think positively about your finances and live the life you deserve and desire.\n

Tammy Butts is a divisional executive vice president and branch manager for AXA Advisors, LLC in Chicago, Illinois. With more than 20 years of experience in the financial services industry, she began her career in banking. In 2001, she transitioned to insurance and investments, taking a position as a financial professional for AXA Advisors in Chicago. \n\nAs a financial professional, Tammy built a successful practice providing financial planning strategies and guidance to families and business owners. In 2005, she was promoted to divisional vice president and district manager for the branch. In that role, she hired and developed a successful, diverse team of financial professionals to work out of the branch. Recognized for her success, she received several management awards including the National Builders Trophy honoring her district for ranking seventh nationwide in sales and recruiting. \n\nIn January 2009, Tammy was promoted to divisional executive vice president of for AXA Advisors, given the responsibility of co-managing the Illinois branch of 300 financial professionals and staff. As a female manager, Tammy is passionate about introducing this rewarding career to women and minorities.\n\nAn active leader in the company, Tammy is a member of a national management committee for AXA Advisors, serving on the Diversity and Recruiting sub-committees. Active in the industry, she is a qualifying member of the prestigious Million Dollar Round Table, an international professional association recognized as the standard of excellence in the life insurance industry. Tammy is also a member of the National Association of Insurance and Financial Advisors (NAIFA), the Chicago chapter of Financial Services Professionals and the Greater North Shore Estate Planning Council. \n\nTammy received a B.B.A in Finance from Texas Christian University. Committed to professional education, Tammy has earned the advanced designation of Chartered Life Underwriter (CLU) from the American College in Bryn Mawr, Pennsylvania. Last year, she was recognized by Profiles in Diversity Journal as a ¡§Woman Worth Watching„¥¡¨ in 2010.\n\nTammy¡¦s favorite hobby is cooking with her husband and three children at her home in Northbrook, Illinois. \n

Dave Lindorff, winner of a 2019 “Izzy” for Outstanding Independent Journalism from the Park Center for Independent Journalism, is a freelance writer for Employee Benefit News.