Banco Popular de Puerto Rico

Dr. Burton G. Malkiel is the Chairman of the Index Committee of AlphaShares, LLC and is the Chemical Bank Chairman’s Professor of Economics at Princeton University. He is the author of the investment classic, A Random Walk Down Wall Street, and more recently, From Wall Street to the Great Wall. He has long held professorships in economics at Princeton, where he was also Chairman of the Economics Department. He was Dean of the Yale School of Management and also the William S. Beinecke Professor of Management Studies at Yale. He has also served as a member of the Council of Economic Advisors under the administration of U.S. President Gerald R. Ford. He serves on the boards of directors of The Vanguard Group Ltd., Genmab A\/S and Theravance, Inc. \nHe is the Chairman of the New Products Committee of the American Stock Exchange and has served as Chairman of the Investment Committee of Prudential Financial and Chairman of the Pension Fund Committee of Southern New England Telecommunications. He received his B.A. degree in Economics from Harvard University, a Masters of Business Administration from Harvard Graduate School of Business Administration and a doctorate in Economics and Finance from Princeton University. Dr. Malkiel began his career in the investment banking department of Smith Barney & Co.

Joe Keefe is President %26 CEO of Pax World Funds (www.paxworld.com), which manages approximately $2.6 billion in mutual fund and ETF assets employing a Sustainable Investing approach - fully integrating environmental, social and governance (ESG) factors into investment analysis and decision making. Pax World Funds include the Global Women's Equality Fund (PXWEX), the only mutual fund in the United States focused on investing in companies that are global leaders in promoting gender equality and women's empowerment. Pax World also offers a Women %26 Wealth program aimed at helping financial advisors attract and retain women clients by better understanding and serving their needs. Joe was named by Ethisphere Magazine as one of the "100 Most Influential People in Business Ethics" for 2007, 2008 and 2011, and in 2012 was recognized by Women's eNews as one of "21 Leaders for the 21st Century," where he was the sole male honoree. Joe is also Chair of the Board of Women Thrive Worldwide (www.womenthrive.org), a Washington-based non-profit advocating for shaping U.S. development assistance and trade policy to benefit women and girls living in poverty around the globe; a member of the Leadership Group for the Women's Empowerment Principles, a joint initiative of UN Women and the UN Global Compact; and chairs the institutional investor committee of The Thirty Percent Coalition (www.30percentcoalition.org), which focuses on increasing the number of women on corporate boards.

At Rydex|SGIAs managing director, portfolio strategist for the firm’s asset allocation and\ntarget beta fund line-up, Carl provides strategic guidance with respect to product management, new business development and product-line profitability within the institutional marketplace. In this role, Carl is responsible\nfor developing, marketing and positioning the firm’s asset allocation and\ntarget beta fund line up, as well as training key sales personnel on the use\nof the funds.\nWith more than 17 years of experience in the financial services industry,\nCarl is frequently called upon to provide industry expertise on the topics\nof asset allocation, ETF investment strategies and marketing and distribution\nstrategy.BACKGROUNDPrior to this role, Carl served as National Sales Manager of ETF and\nInstitutional sales, where he was responsible for managing ETF distribution resources throughout the firm. Carl began his career as a\nvariable trust wholesaler, where he managed the sales of variable trust\nfunds and variable annuity partnerships. He also worked in a national sales\nmanager capacity for specialty sales distribution, managing the sales of the\nvariable trust funds available through 401(k)s and managing variable\nannuity and 401(k) partnerships.\nPrior to joining the firm, he worked in several capacities at Fidelity Investments.\nHe received a bachelor’s degree in business from Austin College\nin Texas and an MBA from The University of Dallas and holds FINRA series\n6, 7, 24 and 63 licenses.

Stephen Solaka is a Managing Partner and co-founder of Belmont Capital Group. Prior to founding Belmont, Stephen was a Director at Dorchester Capital Advisors where he marketed the firm’s fund of hedge funds to institutional and high-net worth investors. Stephen previously advised clients at UBS Private Wealth Management, a division of UBS focused on families with over $10 million in investable assets.Prior to UBS, Stephen was a VP of Equity Derivatives at TD Options, a division of Toronto Dominion Bank. At TD he held responsibility for the firm's media and telecom options portfolio. This involved proprietary trading and market making on over 200 individual equities and sector ETFs. Stephen also held equity, ETF and index option market making positions at Bear Wagner Specialists and Stafford Trading. He was formerly a member of the Chicago Board Options Exchange, Chicago Board of Trade and American Stock Exchange.Stephen holds a B.A. in finance from the Eli Broad College of Business at Michigan State University

Peng Chen, Ph.D., CFA, is president at Ibbotson Associates, a registered investment advisor and wholly owned subsidiary of Morningstar, Inc.. Chen was selected to the Chicago Crain’s Business “40 under 40s” in 2007 and the InvestmentAdvisor magazine’s 25 most influential individuals in and around the planning profession in 2008.Chen has been with Ibbotson for almost twelve years, and is one of the foremost authorities on asset allocation. He has played a key role in the development of Ibbotson’s investment consulting and 401(k) advice\/managed retirement account services. Prior to Morningstar’s acquisition in March 2006, Chen served as managing director and chief investment officer for Ibbotson. Entrusted to create asset allocation models for many of the largest companies in the finance and investment industries, Ibbotson Associates is a leading provider of retirement advice programs and investment consulting services to institutions.A respected researcher, Chen has expertise in asset allocation, portfolio risk measurement, nontraditional assets, and global financial markets. Chen co-authored the asset allocation curriculum material for the CFA Institute. He currently serves as editorial board member for the Financial Analyst Journal, as well as an advisory board member for the Retirement Income Industry Association (RIIA). His writings have appeared in the Financial Analysts Journal, Journal of Portfolio Management, Journal of Investing, Journal of Financial Planning, Bank Securities Journal, the American Association of Individual Investors Journal, Consumer Interest Annual, and the Journal of Financial Counseling and Planning. He received the “Articles of Excellence” award from the Certified Financial Planner Board in 1996 and the “Graham and Dodd Scroll” award from the Financial Analyst Journal in 2003 and 2007. Chen received a Bachelor’s degree in industrial management engineering from Harbin Institute of Technology and his master’s and doctorate in consumer economics from Ohio State University.

Amy Domini is Founder and CEO of Domini Social Investments. She is widely recognized as the leading voice for socially responsible investing. In 2005, Time magazine named her to the Time 100 list of the world’s most influential people, and in 2009 Time listed her as one of 25 “Responsibility Pioneers” who are changing the world.In 2006, she was awarded an honorary Doctor of Business Administration degree from Northeastern University College of Law. Yale University’s Berkeley Divinity School presented Ms. Domini with an honorary doctorate in 2007. In 2008, Ms. Domini was named to Directorship magazine’s Directorship 100, the magazine’s listing of the most influential people on corporate governance and in the boardroom.Ms. Domini is the author of Socially Responsible Investing: Making a Difference and Making Money (Dearborn Trade, 2001) and The Challenges of Wealth (Dow Jones Irwin, 1988), and a coauthor of Investing for Good (Harper Collins, 1993),The Social Investment Almanac (Henry Holt, 1992), and Ethical Investing (Addison-Wesley, 1984). She is a frequent guest commentator on CNBC’s Talking Stocks and various other radio and television shows. Her most recent book has been translated into Japanese, Korean, and Chinese, a tribute to her pioneering work to bring finance into the business of building a better world for our children.Ms. Domini is a past board member of the Church Pension Fund of the Episcopal Church in America; the National Association of Community Development Loan Funds, an organization whose members work to create funds for grassroots economic development loans; and the Interfaith Center on Corporate Responsibility, the major sponsor of shareholder actions. She is a member of the Boston Security Analysts Society.Ms. Domini holds a B.A. in international and comparative studies from Boston University, and holds the Chartered Financial Analyst designation

Diana Monteith is a vice president of Loomis, Sayles & Company and a senior research analyst covering the healthcare and biotechnology sectors for the Loomis Sayles fixed income group. Additionally, Diana is responsible for distressed debt and convertible bonds across industries. She is a member of both the high yield and convertible sector teams and the full discretion and relative return product teams. \nPrior to Loomis Sayles, Diana led credit research in Latin America and financial institutions research at JP Morgan, in addition to being an analyst in JP Morgan’s venture capital group. She was also a director in the corporate and financial institution groups at Standard & Poor’s and was responsible for mergers and acquisitions at Continental Insurance Company. Diana earned a BA from the University of West Florida and an MBA from New York University.

Dr. Katy Votava created the consulting firm of GOODCARE.com®. \nShe works with financial advisors and their clients all over the United States to help them save money on healthcare now and in retirement. Dr. Katy’s in-depth experience as a nurse practitioner, healthcare administrator, educator and researcher gives her a broad view of healthcare in retirement and what the real impact is on consumers. She is an expert personal healthcare costs, Medicare and long-term care. She has been featured on the Nightly Business Report, Health.com and speaks frequently on personal healthcare finance. \nDr. Katy Votava is a registered nurse with a PhD in health economics and nursing from the University of Rochester where she also completed a pre-doctoral fellowship in community and preventive medicine. Dr. Katy also did a post-doctoral fellowship at Harvard Medical School. \n

Sally L. Venverloh is President of NGE Philanthropic Advisors, a division of Chicago-based law firm Neal, Gerber & Eisenberg LLP. Sally is of counsel to Neal Gerber Eisenberg and a member of the firm’s Private Wealth Services and Associations & Not-for-Profit Organizations Practice Groups. Sally was admitted to the Illinois bar in 1996 and spent ten years as a practicing attorney in the areas of income tax and estate planning law, with a particular emphasis on the law of tax-exempt organizations. As President of NGE Philanthropic Advisors, Sally provides guidance to clients regarding all phases of the charitable giving process including an in-depth discussion of their philanthropic goals, advice about which charitable giving vehicle is best suited to their needs and objectives, formation of tax-exempt nonprofit corporations or trusts, grant-making, gift agreements, tax and nonprofit law compliance, inter-generational family philanthropy and dissolution or merger of tax-exempt organizations. Sally’s ultimate goal is to make philanthropy more effective, both for the donor and the charitable organization. Before joining NGE Philanthropic Advisors, Sally served as the director of gift planning of The Chicago Community Trust and acting assistant general counsel of The Art Institute of Chicago. Sally often speaks on issues relating to philanthropy, having made presentations to organizations including the Illinois Institute of Continuing Legal Education, Chicago Bar Association, Lake County Estate Planning Council, Chicago Foundation for Women, Brown Brothers Harriman’s Women’s Financial Forum and the Fidelity Charitable Gift Fund. Sally received her J.D., cum laude, from St. Louis University School of Law in 1995 and her LL.M. in Taxation from New York University School of Law in 1996.