Banco Popular de Puerto Rico

Over the course of their careers women lose tens of thousands of dollars and untold opportunities because they avoid and fear negotiations. Co-author of Her Place at the Table and co-founder of Negotiating Women, Inc., Carol Frohlinger is an internationally known leading authority on the ways women can negotiate with authenticity to achieve their maximum personal and professional potential. Her depth of expertise and unique perspectives have empowered thousands of women to negotiate more confidently, competitively, and competently in all aspects of their lives. \n\nWith humor and practical advice she demystifies the negotiation process, providing women with the tools needed to advocate themselves and get results – not only for them, but for their organizations as well. High energy, a wealth of experience, and the ability to connect with audiences of all ages and stages of their careers result in audience comments such as “engaging”, “thought-provoking”, and “dynamic.” Even the most reluctant negotiators in her audiences agree that her presentations provide critical skills that enable them to “negotiate with the best of them!”.\n\nMicrosoft, JPMorgan Chase, the Healthcare Business Women’s Association, Pricewaterhouse Coopers, The Principal Financial Group, the New York State Bar Association, and the National Association of Women Lawyers are just a few of the organizations and professional associations to whom Carol has spoken, often calling upon her time and again to share her wisdom with employees, clients and members.\n\nHer advice has been featured by CBS MoneyWatch, NPR, Martha Stewart Living Radio, Newsday, Cosmopolitan Magazine, Women’s Health and The New York Times among other mainstream media. Frequently called upon to provide expert input by publications serving the legal and accounting professions, Carol also contributes articles to professional and association journals such as WomenLegal Magazine, Managing Partner and ALM Law Journal’s Marketing the Law Firm. \n\nAn affiliated faculty member of the Simmons School of Management, Carol is a former sales executive, commercial banker and practicing attorney. She holds a J.D. from Fordham University School of Law and is admitted to practice before New York and federal courts. \n\nCarol was selected by then Senator Hillary Clinton to lecture on the issue of pay equity for women and to serve on a panel with the Senator to address the causes and implications of the gender gap in pay. She has been honored by The International Alliance for Women with its “World of Difference Award” and was named to Top 50 Most Influential Women List by the Irish Voice. \nLiving by the maxim, “To those whom much is given, much is expected,” Carol serves as co-chair of the Best Practices Sub-Committee of the New York State Bar Association’s Committee on Women in the Law; and volunteers with The InterOrganizational Network (ION), an organization that focuses on increasing the number of women on the boards of America's publicly held companies. \n\nCarol lives in New York City with her husband and is the proud parent of a daughter and son. She regularly blogs at http.thethinpinkline.com\/blog. Her new book will be published by Crown Publishing in 2011.\n

Amy Webber is president and chief operating officer of Cambridge Investment Research, Inc. With 23 years industry experience, Webber’s comprehensive executive management expertise includes leadership in compliance, finance, human resources, marketing, operations, service, and technology. During her tenure at Cambridge, the firm has achieved explosive growth while continuing to earn high scores for overall Rep\/Advisor satisfaction in comparison to other Broker\/Dealers.Webber’s commitment to independent Rep\/Advisors is demonstrated in her passion for delivering high level, personal service as well as leading edge management solutions. Webber’s executive accomplishments include significant initiatives – such as the implementation of a complete virtual office technology platform, the introduction of BEST Service Standards and a white-glove Partner Support Center, the formation of the Cambridge New Century Council and ongoing commitment to helping advisors successfully navigate the ever changing regulatory landscape.Webber is registered with FINRA as an Investment Banking Representative, Investment Company and Variable Contract Representative, Corporate Securities Representative and General Securities Principal. In March of 2008, Webber completed the Securities Industry Institute’s Executive Program at the Wharton School of Business. Amy has been recognized as one of the “Top 50 Women in Wealth Management” (Wealth Manager, April 2009 and May 2010) and participates in numerous industry panels and roundtables, including the CEO Leadership Panel at the Financial Services Institute’s 2009 Broker\/Dealer Conference.

Joan Cleveland is Senior Vice President, Business Development, Individual Life Insurance at Prudential. She is responsible for identifying and implementing opportunities within new markets to expand life insurance distribution and product offerings. For example, she recently led the development of an Internet-based acquisition and service process for simplified issue term and single premium universal life insurance products. She also leads a unit that optimizes direct sales opportunities and campaigns, along with a division that builds and manages strategic affinity programs for Prudential’s individual life insurance policyholders. Joan also leads all proactive and reactive customer retention activities.Joan Cleveland has a robust 30+ year history within the financial services industry. Prior to joining Prudential Financial, she was Senior Vice President, National Sales Leader at Genworth Financial (previously GE Financial). She began her career with an M Financial member firm and took that valuable field experience into the home office environment. After successfully managing producer group distribution at Security Life of Denver, she moved to New York as Managing Director, Marketing for Van Eck Global, a boutique mutual fund company. Cleveland then transitioned to AXA Financial to develop their high-end, internal producer group and managed their agent-owned reinsurance company. As GE Financial began building its reputation as one of the powerhouses in the industry, she was tapped to bring her leadership skills to the distribution of life, annuity and long term care insurance products to the brokerage and producer group markets. Throughout her career, Cleveland has provided her expertise and creativity to distribution, marketing and product development for the benefit of the consumer, the producer and the company. She leverages her experience in the field to bridge the home office with their customers through product development advocacy, advanced marketing, new business and policyholder services.Cleveland is active in multiple industry committees within AALU and LIMRA, and holds numerous securities licenses. She holds a B.S. in Business Administration as well as the Chartered Life Underwriter, Chartered Financial Consultant, Registered Employee Benefits Consultant and Certified Long-term Care Professional designations. She is a Board Member of Prudential's Political Action Committee and has most recently been elected to the Board of Directors of the American Bankers Insurance Association (ABIA).

Mary is leading JHS Capital Advisors’ Wealth Management Group. A subsidiary of JHS Capital Holdings, Inc., the firm’s mission is to deliver a comprehensive client offering, while providing a compelling transition opportunity for professional financial advisors at wire houses, banks and independent practices. Prior to joining JHS, Mary was a former First Vice President and Regional Managing Director of Merrill Lynch. With more than 25 years of industry experience, Mary oversees all operations of the wealth management business including client service and recruiting.Education:Presidential Honors Graduate, University of South Carolina, 1975; Bachelors Degree in Business Administration; Member of Delta Delta Delta; Member of Women’s Tennis Team. Executive Management Courses at Harvard and Wharton School of BusinessPhilanthropic:1998 – Established the Mary M. Kennemur Scholarship, available through the Darla Moore School of Business for South Carolina students who require financial assistance20-Plus Years in the Financial IndustryCommercial Loan Officer - South Carolina NationalPetro Lewis Corporation - Billings, MontanaMerrill Lynch1982 - Financial Advisor - Denver, Colorado1988 - Sales Manager - Tampa, Florida1991 - Resident Vice President (RVP) - Fort Wayne, Indiana1996 - RVP - Rochester\/Central New York Complex1998 - Senior Vice President - South Carolina Complex2000 – First Vice President, RMD, Southeast Region ( responsible for seven states including South Carolina, North Carolina, Tennessee, Georgia, Alabama, Mississippi, and Florida; 1,300 Financial Advisors; $850 million in revenue; $128 billion in assets and liabilities under management; and an average FA productivity of $670,000Affiliations:South Carolina Retirement Systems Investment Panel Member – first woman to be named to the Investment PanelUSC Women’s Athletic Mentor ProgramUnited Way Board of Directors (upcoming 2010 Chairman of the Board) and Executive CommitteePalmetto Health Advisory Treasury Services CommitteeCoastal Conservation League Board and Investment CommitteeFirst National Bank Board

Kenneth Kehrer, PhD, is principal of Kehrer Bielan Research & Consulting.

Scott Stathis is the Managing Partner at Stathis Partners.

Alyssa has eighteen years of financial services industry experience, fourteen of which have been providing financial and wealth management advice and services to institutions and high net worth individuals. Alyssa has been recognized as one of the Top100 Women Financial Advisers in Barron’s in 2009, 2008 and 2007, a top advisor in New York in Barron’s “America’s Top Advisors: State-by-State” in 2008, as well as, one of the Nation’s Top 100 Financial Advisors by Worth Magazine in 2007 and 2008.In 2001, Alyssa joined Merrill Lynch after spending seven years with Citibank and two years with New York Strategy Group, where she managed funds for highly affluent families. Prior to NYSG, Alyssa was the Northeast Region Head of the Citibank U.S. Private Bank Capital Markets Division. Prior to Citibank, Alyssa held positions at Bankers Trust and spent six years at KPMG Peat Marwick where her clients included financial services companies, real estate and large non-profit organizations.Alyssa is Founder and Chair of the Women’s Exchange, a national networking and mentor program for the women at Merrill Lynch with over 600 members. In 2005, Alyssa received Merrill Lynch’s Leadership in Diversity Award. Alyssa has appeared on CNBC and has been featured in multiple publications including Institutional Investor, Corporate Board Member, Working Mother and Town & Country on various topics surrounding personal wealth management.Alyssa received her BS in Accounting from Marist College. Her professional designations include, Certified Financial PlannerTM certification awarded by the Certified Financial Planner Board of Standards, Inc. and has attained her Certified Public Accountant license. She is a registered insurance agent by the States of New York, New Jersey, Connecticut and Florida. Alyssa serves on the Board of Directors of the Girl Scout Council of Greater New York. She lives in New York City with her husband and their three children.\n

Joan Valenti is a Certified Financial Planner™ Professional who has been providing financial planning services for 27 years. She received her Bachelor of Science degree in Finance from Baldwin-Wallace College and obtained her Certified Financial Planner™ certification from the College of Financial Planning in 1991. She holds FINRA registrations 7, 63, 24, and 65 and is an investment advisor representative at LPL Financial and also holds an insurance license. LPL Financial is one of the nation’s leading diversified financial services companies and the largest independent broker\/dealer supporting more than 12,000 financial advisors nationwide.*\n\nJoan has spent her career concentrating on Retirement and Estate Planning utilizing investment and insurance products. While dedicated to unbiased financial advice, Joan specializes in helping her clients work towards their retirement goals and the distribution of their assets in a tax efficient manner. As a wealth manager she helps to design an investment strategy to help clients work to achieve retirement goals while creating a plan for the preservation of their wealth from generation to generation. Joan’s focus is on wealth accumulation and the income distribution phase of retirement. \n\nShe is an OSJ Branch Manger with LPL Financial with focus on Compliance procedures in her oversight of other Registered Representatives with respect to Suitability Standards and Record-Keeping Procedures. \n\nActive in her community, Joan is on the Farmington Food Pantry Board of Directors. She is a member of the Advisory Board of Northwest Community Bank. Joan also is a Past President of Rotary and Paul Harris Fellow of Rotary. \n\nJoan resides in Unionville, CT with her husband and twin daughters. \n\nSecurities offered through LPL Financial Member FINRA\/SIPC\n\n* As reported in Financial Planning magazine 1996-2009, based on total revenues.\n