Banco Popular de Puerto Rico

Rhonda serves clients as a Senior Financial Consultant with CB Financial Services and is a Certified Financial Planner focusing her experience on wealth management.Rhonda makes a priority of understanding her client’s complete financial picture when developing their wealth management plan. Because each client’s goals and objectives are different, each plan must be uniquely designed to achieve the goals and dreams her clients envision. She believes it is important to pursue a long-term approach to investing, as well as a long term relationship between client and advisor.Rhonda is a graduate of the University of Washington with a Bachelor of Arts Degree in Business Administration. After graduation, she passed the exam to become a Certified Public Accountant. In 2003 she earned her Certified Financial Planner designation, and continues to invest in her professional development through ongoing educational seminars and events.

Brian is a co-founder and Principal of 361° Capital LLC. Brian is located in the Denver office and as Chief Investment Officer is responsible for macro economic research, portfolio construction, and portfolio management. He has over 25 years of experience in the investment management profession and has personally provided investment advisory services to numerous institutions and high net worth individuals. In 1996, Mr. Cunningham co-founded a regional investment advisor, where he served on the Board of Managers and acted as Chief Investment Strategist. Over his career he has gained extensive hedge fund experience while managing the due diligence and research efforts on traditional and hedge fund products. In addition to his experience evaluating hedge funds, Mr. Cunningham also has direct hedge fund expertise, which he developed while serving as managing member for a quantitative market neutral management company. Mr. Cunningham has earned the designations Chartered Financial Analyst (CFA) and Certified Investment Management Consultant (CIMC). He is a member of the Association of Investment Management and Research and the Denver Society of Security Analysts. In addition, he is a charter member of the Institute for Certified Investment Management Consultants (ICIMC). In 1999, Mr. Cunningham was honored as one of the financial services industry “best and brightest” by the Society of Senior Consultants for his pioneering work in advancing the practice of investment management consulting. He earned his degree in Business Administration from Colorado State University.

Ms. Hill joined ProFund Advisors LLC in 2009 and her responsibilities include research, development and dissemination of investment strategies utilizing the firm’s ProShares exchange traded funds (ETFs) and ProFunds mutual funds. Prior to joining ProFunds Group, Ms. Hill was with Goldman Sachs for 17 years. Her experience there included leading global equity derivatives research, focusing on institutional applications of ETFs, futures, options, swaps, and index portfolio trading. She most recently served as a managing director in Goldman’s Pensions, Endowments, and Foundations Group.Ms. Hill has published extensively on quantitative investment topics and derivatives, with recent articles in the Financial Analysts Journal, Journal of Portfolio Management, and Journal of Trading. She serves on the board and heads the research committee for the "Q" Group and is on the editorial board of the Financial Analysts Journal and Journal of Indexing. She has also served as a member of the Standard & Poor's, Russell, and Financial Times Index Committees.Prior to coming to Wall Street, she was on the finance faculty of the University of Massachusetts (Amherst) and was a research analyst at the Federal Reserve Board. She received a Ph.D. in finance from Syracuse University, an M.A. in international affairs from George Washington University, and an undergraduate degree in International Service from American University.

Martin Kremenstein joined Deutsche Bank AG in August 2006, and serves as a Director in the DBX Group with responsibility for providing currency and commodity-based investor solutions to the DB sales force in the Americas. Mr. Kremenstein serves as the Chief Operating Officer, Chief Investment Officer and Director of DB Commodity Services LLC, the Managing Owner of the Powershares DB commodity and currency platform in the US. Prior to joining Deutsche Bank, Mr. Kremenstein worked for JPMorgan Chase from September 1998 to August 2006, initially in London and then, from June 2003, in New York. From February 2005 to August 2006, Mr. Kremenstein worked in Market Risk Management, covering the Credit Portfolio division initially as an Associate, and later as a Vice President. Mr. Kremenstein received his B.A. from the University of Leeds in 1998.

Bruno del Ama is the co-founder and CEO of New York based asset manager Global X Funds. The company is dedicated to developing innovative Exchange Traded Funds (ETFs) focused on global markets. Global X Funds was recently ranked as the fastest growing family of exchange traded funds. Previously, Mr. del Ama served as head of operations in the structured products business at Radian Asset Assurance. Prior to that, he was a senior consultant at Oliver Wyman advising leading financial services firms in a range of strategy matters. Mr. del Ama, a CFA charter holder, received his MBA from the Wharton Business School.

David Tyrie is Managing Director and head of Personal Retirement Services at Bank of America Merrill Lynch. Tyrie is responsible for the delivery of personal retirement solutions in partnership with Merrill Lynch Wealth Management, Institutional Retirement, Merrill Edge and the Bank of America Consumer Bank, including retirement income solutions, IRAs and rollover processes, employee advice solutions, 529 plan products, and overall retirement education, planning and product innovation.Prior to joining Bank of America, Tyrie served as Managing Director, Global Products and Marketing for Putnam Investments. In this role, he was responsible for product management and marketing within Putnam’s Retirement Services business, including 401(k), Taft Hartley, IRA rollover, brokerage and investment only business lines. Prior to this role, Tyrie served as a Managing Director of Putnam’s Corporate Internet Strategy, responsible for the development and implementation of advanced product and service delivery and digital strategies.Before joining Putnam in 1999, Tyrie served in various leadership roles at Fidelity Investments and MFS Investment Management. Throughout his career he has worked closely with financial advisors to identify and address their clients’ individual retirement planning challenges.Tyrie is a trustee of Nashoba Brooks School and received a Bachelor of Science degree in Psychology from St. Lawrence University.

Attorney Robert G. Alexander, JD, LL.M., AEP, EPLS, is the President and majority shareholder of Alexander & Klemmer, S.C., located in Milwaukee, Wisconsin. Mr. Alexander entered into private practice in 1978 and concentrates his practice in the areas of wealth transfer, asset protection and family business planning, including discretionary dynasty trusts, asset protection trusts, life insurance planning, federal estate and gift taxation; trust and estate administration; fiduciary income taxation; charitable planning; business organization and succession planning and international tax planning. He has earned professional designations as a Board Certified Estate Planning Law Specialist (EPLS) as accredited by the American Bar Association, and as an Accredited Estate Planner (AEP) by the National Association of Estate Planners & Councils (NAEPC). He is AV rated by Martindale-Hubbell, its highest rating in legal ability and ethical standards, a Wisconsin Super-Lawyer and a Milwaukee Five Star Wealth Manager.Mr. Alexander currently holds the office of secretary for the National Association of Estate Planners & Councils and serves on the board of directors of the Estate Planning Law Specialist Board, (EPLS), Inc. (2003 to the present). He is the chairperson of the NAEPC Foundation Committee, serves on the NAEPC Committee administering the Accredited Estate Planner (AEP) designation, and the Conference Committee. He is an NAEPC delegate to the Synergy Summit, a leading national estate, tax, and financial think tank, where he also served as the chairperson, served on the editorial advising board of Wealth Management Magazine (2007-2009); and is on the professional advisors panel for The Elite Advisor Forum. Mr. Alexander served for two years as the original Publishing Editor of the NAEPC’s academic journal, The NAEPC Journal of Estate and Tax Planning; and for three years on the board of directors of the Milwaukee Estate Planning Council. Currently he serves on the board of directors for the Milwaukee Chapter of the Society of Financial Service Professionals (SFSP).He is a nationally known author and speaker who lectures and teaches extensively for both public and private organizations, including the National Association of Estate Planners & Councils (NAEPC), national continuing legal education providers, the Wisconsin Institute of CPA’s, major insurance companies, brokerage firms, banks, trust companies, community foundations, charitable organizations, and various local colleges.Mr. Alexander is a member of the American Bar Association sections on Real Property, Probate and Trust Law and Taxation; the State Bar of Wisconsin; the National Association of Estate Planners & Councils; the Milwaukee and Waukesha Estate Planning Councils; the Society of Financial Service Professionals (SFSP) and the Society of Trust and Estate Practitioners (STEP). Mr. Alexander is admitted to practice in Wisconsin, the U.S. District for the Eastern and Western Districts of Wisconsin, the Seventh Circuit Court of Appeals, and the U.S. Tax Court.He earned a B.A. in English from the University of Wisconsin-Madison, J.D. from the University of Wisconsin-Madison Law School, and an LL.M. in Taxation from DePaul University.Phone: (414) 476-5020

Steven J. Insel is a partner in the corporate and securities law practice at the firm of Jeffer, Mangels, Butler & Mitchell LLP in Los Angeles, California. Mr. Insel specializes in investment adviser and broker dealer matters in addition to other areas of regulation of financial and professional services. He has represented some of the largest financial institutions in the world, and also many boutique wealth management firms and investment banks. Mr. Insel has been counsel in the initial formation of, or acquisition of, approximately 100 broker-dealers and investment advisers.Mr. Insel has represented 35 accounting and business management firms with respect to their entry into financial services and in other regulatory matters. Mr. Insel has represented many consolidators of broker-dealer, investment adviser, insurance and business services firms.Mr. Insel has also represented hundreds of the top financial advisers in the United States in negotiating changes in firms, retention packages, setting up their own firms, and in regulatory investigations and arbitration matters.Mr. Insel has been a member of the California Society of Certified Public Accountants Financial Services Task Force and Chair of the Executive Committee of the Business & Corporations Law Section of the Los Angeles County Bar Association, where he was also Co Chairman of the Investment Adviser Sub-Committee.Mr. Insel received his B.S. degree from Cornell University and his J.D. degree from the University of Pennsylvania School of Law, where he was an editor of the Law Review and was elected to the Order of the Coif.Phone: (310) 201-3581