Banco Popular de Puerto Rico

Bob Niederman, Director of Coaching for CEG Worldwide, is a pioneer in the field of corporate coaching. As the principal of Palo Alto, California-based Profound Coaching, Niederman since 1993 has coached more than 100 Silicon Valley CEOs. His presentations, "The Psychology of Rainmaking" and "Breakthrough in Leadership," focus on what is required to be a powerful rainmaker and a breakthrough leader. He has helped numerous financial advisors surpass their preconceptions about their businesses' limitations and achieve far higher levels of ambition and accomplishment. \n\nNiederman has worked with CEG Worldwide to design, develop and facilitate its results-oriented Breaking Through coaching program, which teaches financial advisors how to optimize their businesses in order to achieve significant growth in profits and assets under management. He was instrumental in building CEG Worldwide's Elite Advisor Forum—a focused study group of top-level financial advisors that provides participants with unique breakthrough opportunities in business development. \n\nNiederman received a BS in psychology from UC Santa Cruz and his PhD in educational psychology from the University of California, Berkeley. He also completed postdoctoral work at Stanford University and received coach training at Newfield Network. He worked as a therapist for 14 years before entering the coaching field; that background uniquely qualifies him to deal with the most challenging interpersonal workplace issues.

Simon Glinsky is the Senior Managing Principal, Strategy and Consulting for CEG Worldwide. Simon leads CEG’s strategy and consulting practice and helps lead the firm's executive committee. He conducts Executive Planning Sessions, retreats and other strategic development engagements with client principals.\n\nCEG Worldwide clients enjoy Glinsky's business insight combined with his excellent listening and diagnostic skills. Clients value Glinsky's ability to structure decision making and activate client team talent. These skills, combined with his mission to improve business results and leadership effectiveness, lead to high trust, high integrity and high-value change for clients.\nGlinsky is the founder and principal of The Glinsky Group, a management consulting practice specializing in strategy, organization and executive facilitation. Founded in 1990, it has on its client roster such names as Wells Fargo, Barra (now Morgan Stanley), Kaiser Permanente, the University of California, Tilia Housewares (now Jarden) and Klutz Publishing (now Scholastic). \n\nAt Wells Fargo, Glinsky developed a reorganization for a 400-person business loan and services division to improve profitability and enhance employee retention. At Barra, he initiated customer-oriented business planning and a new divisional structure that led to significantly increased innovation and sales that in turn led to a fourfold increase in market valuation. \n\nA seasoned entrepreneur, Glinsky helped found Match.com, Embark.com (now The Princeton Review), Kaiser Permanente's Care Management Institute and KP Online. His career has also included stints with McKinsey & Co., IBM and GE Credit Corp. Clients at McKinsey included financial services, utilities and health care companies. He currently serves as a senior facilitator for Interpersonal Dynamics MBA classes at the Stanford University Graduate School of Business.\n\nGlinsky earned his BS in economics with a concentration in finance from the Wharton School of the University of Pennsylvania and an MBA from the Stanford University Graduate School of Business.

Mr. Zack is the recently retired Location Practice Leader for the Naples, Florida based RSM McGladrey, Inc. The Naples practice serves mid-size businesses in various industries including construction, real estate, manufacturing, professional services, not for profit organizations and foundations, and various private clubs and associations.\n\nBeginning in 1979, Mr. Zack served as Tax Managing Director in the Upper Midwest Economic Unit of the firm, where he advised closely held companies and shareholders in all areas of corporate and individual federal and state income tax. Focusing clients’ attention on taxes, led Mr. Zack to become a highly trusted advisor on complex business transactions, individual strategies to mitigate the tax consequences of financial decisions, and wealth transfer techniques. His extensive tax experience led to his leadership of the Private Wealth and Tax Advisory Services provided by McGladrey. In 2002, Mr. Zack began serving as Executive Vice President and Chief Operations Officer in the firm’s Wealth Management Unit. During his tenure in Wealth Management, revenues grew five-fold and assets under management increased from $400 million to $3.2 billion.\n\n\nMr. Zack is active in the American Institute of Certified Public Accountants (AICPA), having served on the Tax Practice Management Executive Committee and Women’s Initiatives and Family Issues Executive Committee; Board of McGladrey & Pullen, LLP; and Minnesota Society of CPAs.\n\nMr. Zack is a CPA and PFS (Personal Financial Specialist) has a Bachelor of Science Degree from the University of Minnesota, accounting major from St. Thomas University and holds the following securities registrations – Series 7, 66, and 24.

Ernest Clark, CPA\/PFS, is a principal and the director of wealth management at the St. Louis; Missouri based BAM Advisor Services, LLC, and a comprehensive service provider for independent registered investment advisor firms across the country. Mr. Clark is among the nation’s elite when it comes to TAMP, Turnkey Asset Management Providers. Mr. Clark’s firm works with fee-only advisors and adheres to a fiduciary standard of care.Now in their second decade, BAM continues to successfully guide new and existing Registered Investment Advisor firms in their pursuit to become profitable wealth management advisors. BAM’s comprehensive platform of services frees advisors from the time consuming organizational and technological tasks crucial to running a business to focus their time on recruiting prospects and client-facing activities.By partnering with BAM, firms gain access to the expertise of Clark and his team of seasoned industry professionals. Since 1997, BAM has enabled RIA firms to leverage essential tools, knowledge and resources designed to build highly successful wealth management practices. Firms leverage expertise in fixed income, passive investment solutions, advanced planning, practice development, retirement plan services, client services, technology, training, marketing, communications, compliance and risk management.Mr. Clark is also a principal of Buckingham Asset Management, LLC, a registered investment advisor firm in St. Louis.Phone: (800) 711-2027

Sue Stevens has held leadership roles in top financial organizations for twenty years. She is Founder and President of Stevens Wealth Management LLC, Financial Happiness LLC and Stevens Visionary Strategies. At Stevens Wealth Management, Sue is also Chief Investment Officer and lead Wealth Manager directing all investments and personnel, meeting with clients and managing the practice. She is frequently named as one of the top advisors in the country by Worth, Bloomberg, Reuters and others. Sue was named one of 50 Distinguished Women in Wealth Management by Wealth Manager Magazine in 2008. Her book, Put Your Money Where Your Heart Is™, is available at amazon.com.Sue was Director of Financial Planning at Morningstar for nine years where she won awards for her online columns and edited\/wrote Practical Finance, a personal finance newsletter. Sue continues to contribute content to Morningstar’s website. Sue was head of Research and Development for Participant Education at The Vanguard Group for three years where her team won awards for creating financial education materials and programs for retirement plan participants. Sue was also on the investment advisory board while at Arthur Andersen for six years.Sue has an MBA from University of Chicago, Masters of Science in Wealth Management from The College for Financial Planning, Certified Public Accountant\/Personal Financial Specialist (CPA\/PFS), Chartered Financial Analyst (CFA) and is a Certified Financial Planner™ certificant. Sue was an award-winning professional cellist before she made the change to wealth manager. She is a member of the Recording Academy that votes on the Grammy’s and has performed and recorded with many of the top musicians across the country. She continues to play professionally in the Chicago area.

Ms. Walker is a founding partner of Holland Capital Management, a Chicago based firm that provides equity and fixed income investment advisory services to an institutional client base of public and corporate pension plan sponsors, unions, endowments, foundations, a limited number of individual clients and a mutual fund. As Chief Executive Officer, she oversees the overall business and financial operations of the firm. With over 22 years of investment management experience, Ms. Walker also serves as Chief Investment Officer – Equity, responsible for execution of the firm’s large cap growth and mid cap growth equity strategies with a team of equity research analysts. Ms. Walker has worked as a member of the firm’s equity team and Investment Policy Committee since the firm’s inception 19 years ago.Ms. Walker began her career at Texas Utilities (now Energy Future Holdings) in 1981 serving in various supervisory capacities and working in the company’s corporate finance group. When she left the company in 1991 to join Holland Capital, she was manager of Trust Fund’s Administration, responsible for Texas Utilities’ $1.5 billion in pension fund and defined contribution plan assets. She also helped in the development and implementation of Texas Utilities’ Nuclear Decommissioning Trust Fund.Ms. Walker received a B.B.A. in accounting from the University of Texas at Arlington in 1980 and is a CPA licensed in Texas and Illinois. She serves as a board member of the YWCA of Metropolitan Chicago, a board member of the Illinois Mine Subsidence Insurance Fund, a member of the CEO Council of Chicago United and the Investment Management Committee of the International Foundation of Employee Benefit Plans. Ms. Walker is a member of the CFA Society of Chicago, the Illinois CPA Society, the Texas Society of CPAs, the American Institute of CPAs, the National Association of Securities Professionals (NASP) and the Economic Club of Chicago. Ms. Walker was honored by the Chicago chapter of NASP in July 2008 as one of five “Chicago Women Blazing the Path to Power” and was named in February 2010 as one of Black Enterprise’s “75 Most Powerful Women in Business”.

Joni Youngwirth is managing principal, practice management at Commonwealth Financial Network, member FINRA/SIPC, an independent broker/dealer–RIA.