Banco Popular de Puerto Rico

Joanne Woiteshek has over 20 years of experience in financial services.  She joined OrganizAmerica® in 1991 as president of the corporation.  She is Secretary\/Treasurer of Interactive Financial Advisors, a registered investment advisory firm, founded in 2003.  Joanne’s interests in helping people reach their goals lead her to the financial services industry.  Joanne has developed several educational programs such as Women & Wealth; Ready, Set Apply; Making Life Better using Personal Values Planning Process; Financial Planning for the Young Adult; and Kids & Money.  These programs help people across their life cycle to define their financial goals.  Joanne’s career started in the health care industry, where she held various positions in nursing administration. Joanne graduated from Alverno College with a BSN and Northern Illinois University with a Master’s degree in Maternal and Child Health Nursing.  Joanne lives in Chicago, Illinois.  She has four children and two grandchildren.  Joanne is involved with her children’s activities and her community. -->\nJoanne Woiteshek has over 24 years of experience in financial services. She joined OrganizAmerica in 1991 as president of the corporation. She is the Sec\/Treas of Interactive Financial Advisors, a registered investment advisory firm founded in 2003 that caters to the IAR.\nJoanne’s interest in helping people reach their goals led her to the financial service industries.\nJoanne has developed several educational programs to help client’s understand their financial picture. Her efforts have included programs such as Women & Wealth, Ready, Set, Apply (College Planning), Making Life Better Using the Personal Values Planning Process, Kids & Money, and Working With Millenials. These programs help people across their life cycle to define their financial needs and wants. Joanne’s career started in the health care industry, where she held various positions in Nursing administration.\nJoanne graduated from Alverno College with a BSN and Northern Illinois University with a Master’s degree in Maternal and Child Health Nursing. Joanne lives in Chicago, Illinois. She has four adult children and two grandchildren. Joanne is involved with her children’s activities and her community and is frequently involved in speaking engagements around the United States

Sherri Stephens is a financial consultant and the president of Stephens Wealth Management Group. A Registered Investment Advisor agent with over 30 years of industry experience, Sherri is frequently looked to for her knowledge of our industry.\nSherri has been a leading member of the RJFS Chairman’s Council (the firm’s highest recognition) for almost two decades. In 2003 and 2004, Sherri was named one of the “Top-Ranked Woman Advisors in America” by Research magazine which also inducted her into its “Advisors’ Hall of Fame” in 2011. From 2004 through 2009, Medical Economics named her “one of the 150 Best Financial Advisors for Doctors,” and she has been on Barron’s prestigious Top 100 Women Advisors list for the past six years.\nSherri has been quoted in many publications including On Wall Street, Registered Rep., InvestmentNews, The Flint Journal and USA Today, to name a few.\nA graduate of the University of Michigan-Flint, Sherri was nominated in 2001 and 2002 for Flint’s most prestigious recognition of women’s achievements in business and community involvement—The Athena Award. A strong believer in giving back to her community, Sherri commits time and talent to many public charities and non-profit organizations. Sherri is a former chairman for the Community Foundation of Greater Flint and is on its investment committee, managing over $100 million. She was formerly a board member of Fentura Financial, Inc., a bank holding company, and is on the Board of Directors for McLaren Hospital of Flint, Michigan.\nStephens Wealth Management Group regularly employs college interns and high school students as temporary, yet integral members of the staff. Sherri joined the firm she now owns as an intern in 1975. During her seventeen year tenure as owner, the firm has tripled in size.

Joy D. Kirsch founded Kirsch & Associates in 1990. The company specializes in providing wealth management and transition planning services to clients experiencing Life Changing Events, such as retirement, widowhood, or selling a business. She has developed a unique process for delivering these services to her clients called The TruWealth® Process. Using this proprietary, consultative process, she works closely with a team of tax and legal professionals to help clients transition to their new paradigm with confidence.\nJoy believes that true wealth is not just a measure of one’s financial assets, but the sum of a person’s health, wealth, and personal relationships. She has devoted her professional career to helping others define their values, dream new dreams and align their wealth accordingly.\nJoy is a CERTIFIED FINANCIAL PLANNER™, a member of Sudden Money® Institute, a Certified Grief Recovery SpecialistSM, and the founding member of The Widow’s Journey™, a non-profit entity dedicated to educating widows. She is active in the Dallas Financial Planning Association and former chairman of the Ft. Worth Business & Estate planning Section of the Ft. Worth Bar Association. She graduated cum laude from the University of Dallas with a bachelor’s degree in Economics. Although Joy has won several industry awards, including being recognized as a top financial planner in the DFW area by D Magazine and a Five Star Wealth Manager by Texas Monthly magazine*, she is most proud of her twenty-five talented, beautiful and exceptional nieces and nephews. When she is not chained to her desk, she can be found on her farm in East Texas, usually in her garden or rocking on her front porch and watching the sunset.

Kristin North joined TD Ameritrade in November 2003 as Vice President, Institutional Marketing in New York. In 2008, Kristin re-located to Texas and transitioned to become a Vice President of Sales on the Strategic Relationship Management Team where she currently covers clients in six states. Prior to her role at TD Ameritrade, Kristin worked at Royal Alliance in Advisory Services and at an advisory firm affiliated with American Express Financial Advisors (now Ameriprise). Kristin graduated from Bucknell University with a degree in Art History and Studio Art and holds a Graduate Certificate from Sotheby's Educational Studies. Kristin is Series 7 and 63 licensed.

Kelly has 20 years of experience as an advisor prior to starting her own firm KRWMG in 2012. Her experience at several major brokerage firms has led to a unique view of investing that is focused on asset preservation. With years of extensive experience, Kelly and her team at KRWMG advise clients on ways to build and protect their assets in ways that are proven, straight forward and effective. Premium client service is our primary focus.\nKelly’s experience prior to starting her own firm KR Wealth Management Group began at Bear Stearns in 1993, Morgan Stanley 1995, Solomon Smith Barney 1999 & RBC 2009. Her experience has set her apart from her peers in asset preservation, product creation and regional specialist positions. Kelly has been successfully advising clients on ways to build and protect their financial assets.\nShe is licensed in Securities 7, 31, 66, 63 as well as Life Insurance and Annuities. As a sought after speaker in the industry, Kelly has been quoted in Registered Rep Magazine, featured on Real Talk Texas KLIF 570 and several other publications. Kelly is a current lecturer to MBA students in the Cox School of Business at SMU.

Patte Lee earned a BBA with a concentration in insurance from Howard University, and an MBA from Georgia State University. In addition to the Certified Financial Planner designation, Ms. Lee has also earned the CDFA™ (Certified Divorce Financial Analyst) and RPA (Retired Plans Associate) designations.\n \nPatte was honored by D Magazine in December, 2008 and 2009 as one of Dallas’ Best Financial Planners.\n\nMs. Lee began her career in financial services approximately 18 years ago. She has worked for Fortune 100 companies such as Aetna, UNUM, Travelers, and MARSH USA in senior sales and advisory positions. In addition to extensive experience with employee benefits and pensions, she worked as an assistant pension actuary for over 4 years.\nRegistrations & Licenses \nNASD Series 7 Registration (General Securities Representative)\n NASD Series 63 (Uniform Securities Agent State Law Examination)\n NASD Series 65 Registration (Registered Investment Advisor Examination)\n Group I Insurance (Life, Health and Disability)\n Community Involvement\n \n Board member and development Co-chair for Our Friend’s Place \n Member, Dallas Estate Planning Council\n Member, CEO Netweavers\n Board member and membership chair for the Executive Women’s Golf Association, Dallas chapter\n Host of weekly financial radio program for Reading and Radio Resource\n \n Patte Lee, CFP®, CDFA™\n Patrisha (Patte) Lee is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, Inc., Member SIPC. Supervisory office: 10000 North Central Expressway, Suite 1200, Dallas, Texas 75231 (972) 348-6300.\n Instructor for “Financial Literacry for Women” – SMU Continuing Education\n \n \n

It has been said that, "When love and skill work together, expect a masterpiece." Those words fittingly describe Faust-Boyer Group Senior Vice President Lynn Faust. A 30-year veteran of the financial planning industry, Lynn exudes a love for her work, her clients and her team. And her level of skill is evident in her numerous awards and accomplishments.\n The Faust-Boyer Group of Raymond James is the realization of a dream that began 30 years ago when Lynn, a former educator, started a new career in financial planning. Understanding that a one-size-fits-all approach is not a financial services solution, Lynn’s dream was to create a highly knowledgeable team to develop, monitor and service comprehensive, customized financial plans to meet individual needs and goals.\n An award-winning advisor specializing in asset allocation, Lynn was the first female branch manager for Raymond James, the first woman to serve on the Raymond James Executive Council, has achieved membership in the Raymond James & Associates Chairman’s Council every year since 1989, and is a certified Raymond James Investment Management Consultant.\n In 2010 and 2011, Barron’s named Lynn to its Top 1,000 Advisors list and ranked her fifth on the list of Top Advisors in South Carolina for 2011. Additionally, Lynn was named the 2010 Woman of Distinction for the Atlantic Division of Raymond James & Associates for her outstanding community contributions as the volunteer coordinator for the annual BI-LO Charity Golf Classic. Also in 2010, The Faust-Boyer Group received the Business Integrity Award for Community Service from the Better Business Bureau of upstate South Carolina.\n Lynn believes that education is the key to success. Armed with an education degree from North Carolina’s Guilford College, Lynn moved to Guam fresh out of school where she taught elementary grades for three years. "That was a life-changing event for me," she says. "I was challenged to effectively teach those who were at different knowledge levels and I developed a real passion for doing so." Ever the educator, Lynn continuously studies financial products and trends to keep her clients abreast of market changes.\n A recognized community leader, Lynn serves as a board member of United Way’s Women Leadership Initiative, as treasurer of the Greenville Technical College Foundation, and as vice president for BI-LO Charities, where she directs more than 700 volunteers for the annual BI-LO Charity Classic golf tournament.\n

Zohar Swaine oversees the TD Ameritrade Institutional Strategy, Analytics, and Reporting group. In this role, he is responsible for designing and implementing advisor-based strategies as impacted by new product and capability introductions, sales and servicing strategy, marketing, client segmentation, and other internal processes.\nPrior to joining TD Ameritrade Institutional, Swaine worked for JP Morgan and First Manhattan Consulting Group in similar roles.\nSwaine graduated from the Stern School of Business at the New York University with a concentration in Finance and International Business.

Ms. Wimbish is the director of Retail Retirement, a part of Wells Fargo Retirement. In this role, she leads a department of over 230 team members, all of whom are focused on increasing Wells Fargo’s ability to help retail customers, through multiple channels, plan for and live a comfortable retirement.\nTo accomplish this goal, Ms. Wimbish and her team are focused on working with key partners across the organization – Wells Fargo Advisors, Wells Fargo Wealth Management and Wells Fargo Community Bank – to implement strategies that engage more current and prospective customers in retirement planning, products and services. \nMs. Wimbish joined Wells Fargo Retirement after five years leading the Latin America Group of Wachovia Securities, LLC headquartered in St. Louis, Missouri. In this role, she was responsible for all activities conducted through offices in four southern hemisphere countries, as well as through the Miami and New York International Offices and a branch in San Juan, Puerto Rico. Prior to assuming this role, she held previous positions as the Chief Operating Officer of Wachovia Securities Financial Network, Chief Administrative Officer of the firm’s Independent Brokerage Group, and head of relationship management and brokerage operations at the firm’s investment management subsidiary. She joined the firm in 1996. \nMs. Wimbish’s background includes 17 years in banking, both commercial and retail, as well as roles in credit administration, project management and training. \nMs. Wimbish is a summa cum laude graduate of the University of Richmond with a B.A. in mathematics and economics. She holds the Chartered Financial Analyst designation, and is a graduate of the School of Banking of the South and the Securities Industry Institute at Wharton. Her past community activities include Leadership Metro Richmond, the United Way, and the Girl Scouts Council. She and her husband live in Charlotte, North Carolina.\n

\n\n\n\nUntitled Document\n\n\n\nShe has been a financial advisor for 18 years.\nShe was an advisor in Washington DC from 1992- 1999.  During that time she also coached other advisors.  She was a media representative for American Express Financial Advisors appearing as an expert on Good morning America, PBS, CNBC, and many radio talk shows.  She was also invited to the White House by the Clinton administration in recognition of work that she had done with the Women’s Bureau in regards to Women and financial planning. While in private practice in Washington DC she was also given the President’s Recognition Award from American Express Financial Advisors for quality of advice.\nIn 1999 she left private practice to move to Dallas as the Vice President for American Express Financial Advisors.  She was there for two years.\nIn 2002 she was asked to return home to Southern California as the VP for Ameriprise, coaching\/ leading over 350 advisors.   \nAfter over 10 years, training and leading 1000+ advisors in DC, Dallas, and California she returned to private practice to be closer to home and her growing family.\nShannon is now an independent Certified Financial Advisor running a private practice; Ryan and Associates in Hermosa Beach.  She is thrilled to be back working directly with families, businesses and non-profit organizations.\nShannon has been married to Chris Ryan for 21 years and has two girls Lauren (7) and Taylor (5).  She lives in Manhattan Beach, California.  \nShe is a member of Manhattan Beach Rotary, Pacific PTA (board member), founder of The Beach List; trusted professionals, and LMB class of 2011.\n\n\n