Banco Popular de Puerto Rico

Patty Kreamer is a Certified Professional Organizer, Productivity Coach, speaker, author and Partner\/Co-Owner at Referral Institute of Western PA, LLC.   She works directly with financial advisors to help them develop strategic practice management processes in order to become more productive and perform better. \nPatty coaches her clients to:\n\nEnhance productivity with efficient systems throughout their business\nHone time management skills\nDeclutter physical, electronic, emotional, mental and brain clutter to enhance efficiency and live the life they want.\n\nPatty is a national speaker who customizes programs for regional, national, corporate and association audiences on topics that focus on organization and simplicity. She is a sought after speaker and often asked to return time and time again.  \nPatty is the author of But I Might Need It Someday, The Power of Simplicity, and The Clutter Rescue Course™. Patty also co-authored Success Simplified with Stephen Covey.\nPatty and her business partner Michelle Donovan use a team coach approach. Michelle is the "Referability Expert" who coaches clients to build their business by stellar referral marketing and Patty coaches them to manage the success issues that develop with significant growth that Michelle helps them create.\nPatty was the Founding President of the National Association of Professional Organizers - Pittsburgh chapter and Past President of The National Speakers Association - Pittsburgh chapter.  Patty was recently named Women's Business Network's Woman of the Year as well as one of Pennsylvania’s Best 50 Women in Business and one of Pittsburgh’s Fastrackers.  

Julia Cummings is a Bionic Advisor for AdvicePeriod where she and her colleagues are at the vanguard of adopting the latest financial technology. They have successfully used this technology to act as true fiduciaries for their clients and grown their business to more than $2B in less than two years. \nJulia was drawn to the financial services industry while in college because of her passion for analytics and problem solving. Her empathy and relationship focus, coupled with a strong work ethic and attention to detail are primary drivers in helping her clients successfully navigate today’s complex investment environment. As a fiduciary her clients have come to trust her ability to provide solid feedback, guidance, and comfort within a boutique environment.\nJulia began her financial services career at UBS Private Wealth Management. She then worked at Bernstein Global Wealth Management and J.P. Morgan Securities before joining AdvicePeriod in February of 2015.\nJulia grew up in Brentwood (a suburb of Los Angeles) and graduated from Amherst College, earning a Bachelor of Arts in Anthropology with a focus in Economics. She also holds the Financial Industry Regulatory (FINRA) Series 65 license.  She now lives in Brentwood and spends her spare time enjoying physical fitness, including soccer, and outdoor activities.\n 

John Michel, CEO, most recently served as the President of Bloomberg Wealth, a wholly owned subsidiary of Bloomberg L.P. In this role he led the introduction of BloombergBlack which had one of the fastest launches in the industry, capturing over $1.5 billion in assets in less than six months and proving that investors will pay an incremental $100 a month for a value added wealth management service delivered primarily through technology.  Throughout his 25 years as both an intrapreneur and entrepreneur, Michel has played an instrumental role in the conceptualization and launch of game-changing financial services products across a diverse array of channels.\nDuring his 13 years at Merrill Lynch, Michel spearheaded numerous transformative initiatives for the firm including the development of the Financial Advisor Center and Merrill Lynch Direct that today are known as Merrill Edge. Michel identified the growing opportunity to service clients directly and created the industry’s first full service direct-to-consumer platform, garnering a base of over 300,000 customers. Additionally, Michel was instrumental in the formation of the Roth IRA and Medical Savings Accounts. During his time at Merrill, he played an active role in the original messaging and promotion to Washington legislators.\nFollowing Merrill Lynch, Michel built and eventually sold Bullrun Financial, Inc., a financial services and technology company that delivered portfolio measurement services to wealth advisories.\nOver the course of his career, Michel has been featured in a variety of notable press outlets including CNBC, Fox News, The Wall Street Journal and Investment News. In 1988 he was awarded the ‘Entrepreneur of the Year’ award by the Small Business Council of Pittsburgh for his work at Carnegie Mellon regarding a new, innovative way to deliver financial services products. Michel earned an MBA from Carnegie Mellon University after serving as a captain in the U.S. Army. He is a graduate of the United States Military Academy at West Point.\n 

Deepika Sharma, CFA is the Director of Research and Associate Portfolio Manager at Astor Investment  Management, a $1.9 bn asset management firm, where she co-manages the multi- asset tactical portfolios and sits on the Investment Committee. She joined Astor in 2012 and worked on the sector rotation fund which ranks in the top percentile in its category on Morningstar. Prior to that, she has worked at Roubini Global Economics in macro strategy and at Nomura as an Analyst on the EMEA Fixed Income Prop trading desk. She started her career at Lehman Brothers specializing in European asset backed securities. Deepika is also active with the New York Society of Security Analysts (NYSSA) as Vice Chair of the Global Investing Committee. Deepika holds a Masters in International Finance and Economics from Columbia University and has been a CFA charterholder since 2014.

Sue Thompson, Managing Director, is Head of the Institutional Asset Management\/RIA Channel, overseeing the firm's sales efforts with asset managers, ETF Investment Strategists, registered investment advisors and family offices.\nPrior to joining BGI in 2007, Ms. Thompson was a principal at Vanguard, heading the national sales team focused on national full service brokerage firms. She joined Vanguard in August 1999 as Senior Counsel, specializing in tax law and structured products. Prior to joining Vanguard, she was an attorney at Orrick, Herrington & Sutcliffe, LLP in California, specializing in public finance.\nMs. Thompson is a CPA and holds her Certified Investment Management Analyst (CIMA) designation through the Investment Management Consultants Association in conjunction with the Wharton School at the University of Pennsylvania.\nMs. Thompson received her BA in accounting from the University of Washington and JD from the University of California, Davis.