Banco Popular de Puerto Rico

Sergi is the CEO of L'Atelier North America and also Vice President of Business Development, Payments and Mobile Finance Services of BNP-Paribas. He is in charge of defining the Digital Strategy of the Group by developing partnerships.

Jim is Managing Director for Market Platform Dynamics where he helps companies find, ignite and monetize innovation. His breadth of experience within the payment industry is exceptional, having worked on virtually every type of payment product for leading issuers, acquirers and processors in 16 countries as an executive, as a consultant and as an entrepreneur. He was the CEO of the first card processor in China and was the Founder and CEO of Maverick Network Solutions, a provider of advanced payment solutions that was acquired by Fiserv and now serves as the cornerstone of their prepaid business.Jim has worked for several industry leaders, including American Express, Chemical Bank, MasterCard, and MBNA America. He is a Board member of NYPAY, a former Board member of the American Marketing Association and chaired MasterCard’s Commercial Card and Acquiring Committees. He holds a BA from the University of Notre Dame and a MBA from Columbia Business School.

Jed is responsible for identifying and building new market and revenue opportunities for Paydiant's Mobile Wallet technology through strategic relationships. Previously, Jed was the VP of corporate development at Skyhook Wireless, the world leader in hybrid location technology that is the basis for the location services that are deployed on almost all smartphones throughout the world today. Prior to that, he managed new market and business development initiatives at Siebel Systems and edocs, Inc. Jed was also a corporate attorney and served four years as an officer in the United States Army. He holds a B.A. in International Affairs from Georgetown University and a joint J.D./M.B.A. from Boston College.

Jan Estep is president and chief executive officer of NACHA � The Electronic Payments Association. NACHA oversees the Automated Clearing House (ACH) Network, the backbone for the electronic movement of money and data.As president and CEO, Estep guides NACHA�s daily operations and rulemaking processes, and encourages the development, promotion, and use of electronic payment solutions such as Direct Deposit via ACH and Direct Payment via ACH. Her responsibilities include ensuring thatthe ACH Network remains a safe, high�\quality payments system through enforcement of the fair and equitable NACHA Operating Rules, which govern the Network and guide risk management and create certainty for all participants.Estep also leads NACHA in industry collaboration, education, and dialogue to facilitate the balance between innovation and risk management, thereby strengthening the Network and helping the industry create valuable payment solutions.Prior to joining NACHA, Estep was executive vice president of U.S. Bank�s Transaction Services division.�

Ed Kadletz is Executive Vice President and Head of Debit and Prepaid Cards for Wells Fargo. He is responsible for the overall management of Wells Fargo�s consumer debit, small business debit and prepaid card portfolios.�Wells Fargo is the second largest debit card issuer in the U.S. with over $234 billion in purchase volume in 2012.� It is also the #1 small business debit card issuer in the U.S.��Kadletz is a 32 year veteran of financial services and has spent the last 25 of those years with Wells Fargo.� He has spent the majority of his career dedicated to the development of the payments industry.

Dave Sanderson is the Debit Card Product Manager for KeyBank, NA.� His responsibilities include Consumer Debit, Business Debit, ATM Cards, HSA Cards, Home Equity Cards, Personal Credit Line Cards, and Consumer Prepaid Gift Cards.�Mr. Sanderson has over 35 years of banking experience with KeyBank and its predecessors. His responsibilities have included managing customer service, disputes, chargebacks, settlement, fraud, project management, back office operations, and product management for Debit Card, Prepaid Cards, Credit Card, and ATM.� He also has worked in the branch network and developed the bank�s first online ATM and Teller systemsMr. Sanderson has attended The University of Toledo, Ohio School of Banking, and Stonier Graduate School of Banking.

Karla Mizelle is Senior Vice President and leads Product and Channel Strategy for First Citizens Bank. She has direct oversight for Payments Strategy, Consumer Products, Personal Online Banking, Mobile Banking, FirstCitizens.com, and the ATM Channel.� Within her Payments Strategy function, she manages the Bank�s Credit and Debit Card product offerings.� She also drives the development and execution of the Bank�s Consumer and Small Business segment strategies.First-Citizens Bank & Trust Company is a North Carolina state-chartered commercial bank headquartered in Raleigh, North Carolina with assets totaling more than $21 billion and over 400 branches across 18 states (Arizona, California, Colorado, District of Columbia, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, Tennessee, Texas, Virginia, Washington and West Virginia).� Established over a century ago, First Citizens is one of the largest family-controlled banks in the United States.Prior to joining First Citizens, Mizelle held various leadership roles in Finance, Six Sigma, e-Business, and Operations at GE Appliances and GE Capital Mortgage Insurance / Genworth Financial. �