Banco Popular de Puerto Rico

Matthew Friend is a senior executive with Accenture focused on banking and payments, where he is responsible for helping drive payments industry perspectives, from thought leadership to the growth of key payments assets. Prior to joining Accenture, Friend was a principal with Booz Allen Hamilton�s financial services group, focusing on strategic technologies and innovation.Friend has worked closely with several treasury bureaus, the Federal Reserve and multiple government agencies, as well as several leading financial institutions involved in payments, collections, accounting and business process reengineering.Prior to joining Booz Allen, Friend served as director at the US Department of the Treasury, Financial Management Service. Friend also served as an attorney-advisor for the National Association of Federal Credit Unions on tax, electronic banking and accounting issues and clerked for the Honorable Eugene Lerner, Circuit Court of Maryland.

Scott Post, SVP of Strategy and Delivery for Hanscom Federal Credit Union, began a lifelong involvement with money when, as a young boy, he received an Uncle Sam Register Bank as a birthday gift.A graduate of Northeastern University in Boston, his banking career includes loan and mortgage underwriter, credit card manager, product manager, regional manager and marketing director for several community banks that have been merged out of existence. He joined Hanscom Federal Credit Union in 2002.Scott is responsible for Hanscom�s remote access program, including call center, online account acquisition, online/mobile banking, shared branching, a robust surcharge-free ATM program, as well as marketing and business development.

Paolo Zambonini is the Executive Vice President of Product and Marketing at Network International, where his responsibility is to ensure that the organisation develops and brings to market products that anticipate and reflect global and regional trends within the payments sector.�Paolo heads a team that supports the business development and client management divisions to raise awareness of Network International�s product portfolio among new and existing clients.Paolo's�career has been spent mainly in the payments, retail�banking and venture capital industries, in a number�of countries including the USA, UK and South Africa. He holds an MBA (cum laude) from the University of the Witwatersrand, South Africa, in addition to an EMBA from TRIUM�(New York University (USA), London School of Economics (UK) and H.E.C. (France)).�

Glenn S. Vician is the President and Chief Compliance Officer of American Acceptance Co., LLC, a privately-held debt buying company in the state of Indiana. American Acceptance was founded by him in 1998, and during the past 15 years has purchased numerous portfolios of consumer debts regarding accounts in Indiana and Illinois. He has been a continuous member of DBA International (and the Debt Buyers Association) since 1998, and in 2013 became the first individual to earn DBA Certification both as an individual and on behalf of his debt buying company. Mr. Vician is also a senior partner in the law firm of Bowman Heintz Boscia & Vician, P.C., which is one of the largest creditors rights law firms, with collection operations in Indiana and Illinois. He graduated from Valparaiso University, earning a B.A. Degree in 1975, with scholastic honors, and a J.D. Degree in 1977. Glenn has been a speaker at several Continuing Legal Education Programs, speaking on various topics related to Creditors Rights and the FDCPA, and has published related articles. Mr. Vician has also been very active during the past two years with DBA International related to the DBA Certification process and with regard to CFPB and FTC compliance issues. Glenn was appointed by the DBA Board of Directors to the DBA Certification Task Force in April, 2012, and also served on the Standards Subcommittee and the Education Subcommittee of the Task Force. In 2013, he was appointed as a Member of the DBA Certification Council and was further appointed as Chairman of the DBA Remediation Committee. He also continues to be active as a Board Member of various Foundation and Educational Institutions.

Joseph Kirkpatrick, president and managing partner at Kirkpatrick Price, holds the CISA, CGEIT, CRISC and QSA certifications as a certified specialist in data security, IT governance, and regulatory compliance. He has delivered auditing and security assessment services for more than 14 years.