Banco Popular de Puerto Rico

Kimberly (Kim) Ford is Vice President of Public Affairs for First Data, a Fortune 300 financial services company that is one of world�s leading payment processors.� In this role, Kim manages state and federal legislative and regulatory activity that may impact First Data�s domestic businesses, serving as lead public affairs representative for its financial services business segment. She is a registered lobbyist at the state and federal level and advocates on First Data�s behalf in front of Congress and state legislatures across the country. She is a subject matter expert on various issues such as privacy, prepaid, and debit and credit card issues as well as the Dodd-Frank Wall Street Reform Act. She routinely hosts regulatory update sessions with key payments industry players and First Data�s customers and partners, and she also supervises First Data�s state and federal consultants.Prior to her nine years at First Data, she was Regional Director for U.S. Senator Bill Nelson, one of Florida�s two federal senators, and she served as the Director of Government Relations for the Tampa Bay Homebuilders Association and the Greater Tampa Chamber of Commerce.

Bill Dinker is president of EFT Source, a provider of turnkey card programs and personalization services for ATM and debit cards for financial institutions.With more than 25 years of experience in the financial services industry, he directs strategic planning initiatives and overall business operations for the company.Bill played a key role in the original acquisition of EFT Source and is responsible for the opening and development of the company�s second location a satellite production facility in Colorado Springs, Colo.In 1992, Bill was instrumental in the development and patenting of the company�s Telepin� technology, allowing customers of financial institutions to select a personalized PIN with a touch-tone phone.Prior to EFT Source, Bill worked in sales management for Anheuser-Busch for more than 10 years. He earned an MBA from Vanderbilt University in Nashville, Tenn.

Branch Supervisor with Missoula Federal Credit Union, member of the Credit Union team for 12 years.� Kathy has 20 years of credit union experience in sales, service, operations, HR and training.�Experience in ATM operations and most recently worked in cooperation with Diebold and credit union Co-Op Financial Services in piloting Diebold�s Concierge Video Services; the first ATM two way video solution in the nation.�This service solution connects automated teller machine users with call center representative�s right at the terminal.� Missoula Federal Credit Union�s role was to successfully evaluate member�s experience with this new self-service channel in the areas of marketing, security and the member�s service experience.��

�Travis graduated from Troy University with a degree in Finance in 2007. After graduation he joined the Federal Deposit Insurance Corporation where he was a Safety and Soundness Examiner until 2011. He was responsible for examining financial institutions in his territory; however, due to the downturn in the financial world, he was also responsible for deposit insurance claims. During this time Travis was responsible for meeting with depositors and explaining why they lost money in a bank failure and what their options were going forward. �In 2011 Travis joined First Citizens Bank in Luverne, AL as their Compliance Officer. He was responsible for managing day to day compliance operations as well the Compliance Management Program. On August 16, 2013, Travis joined Troy Bank and Trust as their Compliance and BSA Officer where he is again responsible for the Compliance Management Program. �In March of 2013 Travis earned his Certified Regulatory Compliance Manager certification from the Institute of Certified Bankers. Also, he is currently enrolled in the LSU Graduate School of Banking.

Jim Bailey is the lead for Accenture Payment Services in North America, and has experience in management consulting, systems integration, technology consulting, application outsourcing, infrastructure outsourcing and business process outsourcing.In addition, he is the lead for the payments & services client service group and the lead for Accenture Mobility Services for financial services. Since joining Accenture in 1988, Bailey has worked in financial services, products, and communication media & technology.