Banco Popular de Puerto Rico

Mr. Gunsallus joined Redstone Federal Credit Union in 2010. �As Executive Vice President and CIO he is responsible for linking technology with overall financial and operational strategies.� Mr. Gunsallus oversees all aspects of Lending, Technology, Operations, and Support functions for the largest Credit Union in Al.In May of 2012, Mr. Gunsallus was named CEO of Redstone Consulting Group LLC; a wholly owned subsidiary of Redstone Federal Credit Union. This company specializes in development of technology products, process improvements and automation as well as best practice consulting.Mr. Gunsallus has his Bachelors, an MBA, and several other certifications; including CISM, MCSE, Network Architect and is a Certified Chief Executive (CCE).

David Poole, global head of mobile POS solutions for MyPinPad.

H. West Richards is Executive Director of the American Transaction Processors Coalition (www.atpcoalition.org). He has also served as president of HWR & Associates and executive director of CIS.

Jennifer Lucas is Head of Consumer Payments Strategy for SunTrust Bank. Jennifer is responsible for leading the SunTrust Enterprise Payments Council and setting the vision for the future of retail and enterprise payments and advising the business on payments related activities.Jennifer is a 20 year veteran of financial and digital banking services. Prior to SunTrust, Jennifer was an executive at Bank of America responsible for digital commerce and emerging payments. In this role she helped form the bank joint venture, ClearXChange, LLC, a payments network enabling mobile and email money transfer services. Jennifer has extensive background in a variety of payments from credit card strategy, to check image processing, as well as ACH and debit card services. Early in her career, she helped implement one of the first financial services websites and managed one of the first merchant e-commerce products.Jennifer graduated from Wake Forest University’s Calloway School of Business. She also holds an MBA from The University of North Carolina Belk School of Business. She is currently represents SunTrust in The Clearing House on the Secure Digital Board and Executive Advisory Board for Real Time Payments as well as The Federal Reserve’s Faster Payments Task Force.

Nancy works for GTE Financial, a not-for profit Credit Union in Tampa, FL, as the Vice President of the Technology Solutions Division.� Recognized as a vital and innovative financial institution, GTE Financial is a mid-sized credit union and is home to a select team of information technology specialists under her management direction.� Prior to GTE Financial, Nancy was part of the Information Technology Leadership team at BECU, a large credit union in the Pacific Northwest.� Nancy has continuously focused on top quality project and information technology leadership for successful solutions that range in size from the very large (multi-million) to smaller system upgrades.�� Nancy sat on the Project Review Board at BECU, as well as numerous special industry groups (SIGs) in the software industry during her career in technology.��A graduate from Seattle University’s Leadership-Executive MBA and the Executive Leadership Program, she implemented a program to educate victims of domestic violence on essential life skills training.� Nancy continues her involvement with community issues and has served on the Boards of multiple non-profit organizations in the greater Puget Sound area of Washington State as well as the Tampa Bay region in Florida.� In addition to joining the Board of TBTLA in 2014, Nancy is also mentor in the Florida Academy of Finance Mentors serving the Pinellas County School District, an Advisor with the BETA magnet program for students at Gibbs High School in Pinellas, as well as an avid supporter and serving on various committees for the Tampa Bay Crisis Center.�Nancy currently lives with her family near Tampa, FL.��

Jared Drieling is business intelligence manager at The Strawhecker Group. He writes reports and analysis on consumer trends and the market environment, including EMV and m-commerce. He also worked for First Data earlier in his career.

Nasreen Quibria is managing director and founder of payments research and consulting company, Q Insights. Quibria served as director of payments for the Association for Financial Professionals and was an architect of the Federal Reserve Bank of Boston's Emerging Payments Research Group. She can be reached at nasreen.quibria@qinsights.net

Srinivasan Seshadri has worked for Bell Labs and, founded, funded and sold start-ups. In particular,�he was CTO of Kosmix - a search engine company that was acquired by Walmart to form Walmart Labs. Sesh has also helped companies such as InMobi and Aerospike build and scale their technology and people.

Thiago Olson is CEO of Stratos Card, a Bluetooth connected card platform that combines all plastic cards into a single card. He has also worked for the U.S. Department of Defense and Los Alamos National Laboratory.