Banco Popular de Puerto Rico

Chris Uriarte is chief payments officer for the Vesta Corporation. He oversees the company's core payments business, operational and strategic functions, and product management.

Tom Caporaso is CEO of Clarus Commerce.

Thomas Sean Kelleher is a technologist and architect in Kailua, Hawaii. He has written for XRPTalk, a forum for users of the Ripple network. Kelleher has a small holding of XRP, the native digital currency of Ripple, but he does not work for Ripple Labs.

Paul Dilda is currently the Head of Branch and ATM Channels across North America for BMO Financial Group, a mandate encompassing over 1500 retail locations and over 4600 ATMs in the U.S. and Canada.�He is accountable for strategic planning and network investment management for the bank�s North American physical distribution networks and specializes in branch transformation, format design and technology innovation.Paul has more than 20 years of experience in business transformation, strategic planning, marketing and business development. Previously, Paul has worked in Strategy and Finance for the Bank and served as Marketing Director for Ontario Power Generation.�Paul has a degree in Systems Design Engineering from the University of Waterloo and an MBA from the University of Toronto.

Kevin Watson is CEO of Netsurion. Netsurion sells data security and computer network management services for multi-location businesses.

Chester Ritchie brings his sales and marketing experience in the technology and payment processing fields to his current position of SVP, Head of Strategy. Before joining Worldpay, Chester created the award-winning Retail STAR point-of-sale software. He also created the top-selling payment processing software called X-Charge. During his tenure with an ISO, he built the company into a powerhouse through sales initiatives that resulted in a share price appreciation of 1,850 percent, tens of thousands of new customers and hundreds of new business partners. He excels at helping companies unlock value through tech�nology, partnerships and private equity.

Randy Long manages the Citizens Bank ATM business of more than 3,200 ATMs – the seventh largest bank ATM network in the United States.��He is an operations, sales, and strategic planning executive with vast experience in the use of GIS modeling to carryout in depth market analysis to develop strategies to improve overall network performance.�� He has been successful in network optimization, portfolio expansion and infrastructure improvements that have increased customer satisfaction and convenience without negatively impacting the P&L.�He holds a bachelor’s degree in Criminal Justice from Temple University and master’s degrees in Early Childhood Education and Business Administration from Widener University.�

Fredda McDonald’s career has been characterized by measurable business results in a�variety of senior executive roles in financial services: including strategy, innovation,�consulting services, marketing and branding. Most recently, as Executive Vice Presidentof PSCU – the nation’s largest credit union services organization - her leadership was�instrumental in successfully navigating the company through growth and changes in the�technology landscape in payments. The team she led was able to positively impact�revenue at the same time awareness was raised for the company’s distinctly new brand.�Most notably, the programs she created also raised awareness and membership in�credit unions nationally.Previous to her role at PSCU, McDonald was at MasterCard Worldwide, where she led�the team that oversaw relationships with financial technology giants FIS, Fiserv, TSYS�and First Data. Prior to joining MasterCard, McDonald had her own consulting company�and worked with both Visa and MasterCard in facilitating payments start-ups. McDonald�was also tapped to facilitate the Global Brand Management plan for the International�Olympic Committee based in Lausanne, Switzerland. This allowed her to interface at a�strategic level with the major corporations that sponsor the IOC, such as Visa and Coca-�Cola. And previous to that, she was CEO of Cadmus Marketing Services – who served�many of these major brands as clients.�She has recently started a consulting company called LYDIAN Management Consulting�to assist clients in accessing meaningful innovation to drive business results.In addition�to her accomplishments as an executive, McDonald is a highly sought after speaker and�regular contributor to many business publications. She is publishing a book on innovation in October 2015 entitled, Innovation. It’s Nothing New.�Her interests outside of the professional realm include travel, history, gourmet cooking�and fiction writing. She has two grown daughters, one who live in Atlanta and one in�San Francisco.�