Banco Popular de Puerto Rico

Brandon Benson,�CISSP, QSA, P2PE-QSA, is a Security Analyst at SecurityMetrics. Benson provides security consulting services and PCI compliance assessments for organizations across the globe and assessed the world�s first P2PE-validated solution in 2013.

Jeff Fincher has over twenty five years of leadership experience in the financial services industry.� Jeff joined Visa Inc In June of 2012 and leads the Business Development efforts for the Partnership Development division. Prior to joining Visa in June,, Jeff held senior level positions at MBNA America and Bank of America.Jeff began his career at Illinois National Bank and later moved to Marine Bankcard Corporation in Milwaukee, Wisconsin where he managed an agent bank credit card business with over 250 financial institutions in a six state region. In 1989 Jeff joined Maryland Bank NA and was one of the original members of the management team that formed the Financial Institutions Division.Jeff led the Corporate Development and Acquisitions group at MBNA for over ten years and is widely regarded as a key contributor to the rapid growth of MBNA. Jeff completed over 180 unique transactions and managed all phases of the acquisitions process including valuation, due diligence, contract negotiation and platform conversion.Following the completion of the merger between MBNA America and Bank of America in 2005, Jeff expanded his responsibility as the Business Development Executive for the combined credit card business and managed a multi-functional group that included National Sales, Partnership Renewals, Portfolio Acquisitions/Divestitures and Secondary Lending.In 2010 as the payments industry was facing unprecedented regulatory change Jeff joined the Payment Network Center of Excellence at Bank of America, serving as the senior relationship executive for global network partners Jeff developed the strategies to both optimize the value exchange between Bank of America and the payment networks, and ensure compliance with the provisions of the Durbin Amendment.�Jeff has served on the Bank of America Card Services Credit Risk Committee and the MBNA Senior Operating Committee. He has been called as an expert witness in credit card litigation in the United States and Canada and has advised on joint venture opportunities in Spain and Mexico.

Craig Vallorano is Executive Vice President for Business Development and Strategy for Citi Retail Services, which provides consumer and commercial credit card products, services and retail solutions to retailers across the U.S.Before accepting this role in 2011, Craig led all Partner Management activities for Retail Services. He joined Citi in 2000, and has more than 25 years of experience in the financial services industry, working previously for Fleet Mortgage Group and for 15 years with GE Capital.Mr. Vallorano is a Summa Cum Laude graduate of the University of Illinois, holding a Bachelor of Science degree in Finance.

Bob Russo is the General Manager of the PCI Security Standards Council. He works with representatives from American Express, Discover, JCB International, MasterCard, and Visa Inc. to drive awareness and adoption of the PCI Data Security Standard�

Mr. Rianda has provided legal advice to the bankcard industry for over 10 years. In addition, he worked in the industry for 3 years as the Chief Operating Officer for an Independent Sales Organization with over 150 employees. Consequently, Mr. Rianda is able to provide business advice as well as legal advice to agents, ISOs, merchants and others that are involved in the bankcard industry.

Phil Dorczuk is a Senior Associate with Brightline, where he specializes in PCI DSS assessments and gap assessments. Prior to BrightLine, Phil specialized in Cisco network equipment installation and configuration.�

Tom Roberts is senior vice president of marketing for electronic payments at Fiserv, where he is responsible for enterprise and consumer marketing strategy and execution for Fiserv's bill pay, account to account transfers and Popmoney product lines.

Christopher Barnard is president of Points, a Toronto-based technology company. He is responsible for corporate strategy, product development, corporate development and financing activities as well as investor relations. He has also served as CFO and vice president of product development and marketing. Barnard is working on further expansion of the Points Loyalty Commerce platform that will expand the capabilities of loyalty currencies and change how consumers interact with loyalty programs.�