Banco Popular de Puerto Rico

Xavier (“Xav”) de Souza Briggs is vice president of the foundation’s Economic Opportunity and Markets program. He leads the foundation’s work promoting economic fairness, advancing sustainable development, and building just and inclusive cities in the United States, Latin America, Africa, Asia and the Middle East. He also oversees the foundation’s regional programming in China, Indonesia, and India, Nepal and Sri Lanka. Xav is also professor of sociology and urban planning (on leave) at the Massachusetts Institute of Technology’s Department of Urban Studies and Planning and former head of MIT’s Housing, Community, and Economic Development Group. An award-winning author, commentator and educator, he has led groundbreaking research in economic opportunity, democracy and governance, segregation, and racial and ethnic diversity in cities and metropolitan regions. Xav’s books include The Geography of Opportunity (Brookings, 2005) and Democracy as Problem Solving: Civic Capacity in Communities across the Globe (MIT Press, 2008), which examines efforts in the U.S. and other democracies—Brazil, India and South Africa—to lead change at the local level. His latest book is Moving to Opportunity: The Story of an American Experiment to Fight Ghetto Poverty (Oxford, 2010). From January 2009 to August 2011, while on public service leave from the MIT faculty, Xav served as associate director of the Office of Management and Budget in the White House. There he oversaw a wide array of policy, budget and management issues for roughly half of the cabinet agencies of the federal government. Earlier in his career, Briggs served as a community planner in the South Bronx, a policy adviser and R&D director at the U.S. Department of Housing and Urban Development, and a faculty member in public policy at Harvard University’s Kennedy School of Government. Xav holds an engineering degree from Stanford University, an MPA from Harvard and Ph.D. in sociology and education from Columbia University.

Elizabeth Vivirito is a managing director at the Center for Financial Services Innovation.

Susan Skerritt is Managing Director, Global Head of Institutional Cash Management & Head of Global Transaction Banking, Americas, at Deutsche Bank.� Based in New York, she is responsible for leading the Bank’s Global Institutional Cash Management efforts, as well as the Americas’ transaction banking efforts in Cash Management, Trade Finance, Institutional Cash Management and Securities Services. Susan is part of the Deutsche Bank Trust Company of the Americas Board, the Bank’s North American Executive Committee and the Board of Directors of the Deutsche Bank Americas Foundation.Prior to joining Deutsche Bank, from 2006 to 2013, Susan was an Executive Vice President with Bank of New York Mellon, where she led businesses and strategic initiatives across the cash, trade and trust services space.� Before that she was a Partner and Director at Treasury Strategies, Inc., where she was responsible for the corporate practice.� With more than thirty years of transaction banking experience, Susan has also held senior positions with Morgan Stanley, Ernst & Young and Manufacturers Hanover Trust Company.Susan has an MBA in Finance and International Business from New York University Stern School of Business and a Bachelor of Arts degree in Economics from Kirkland (Hamilton) College. Beyond her board activities within the Bank, she sits on the Hamilton College Board of Trustees, the Board of Trustees of The Brooklyn Hospital Center, and the Board of Directors or Brooklyn Community Services. American Banker has named Susan among the “25 Women to Watch in Banking”� for two consecutive years.

Johan Gerber is executive vice president for Security and Decision Products at MasterCard, responsible for leading the company’s fraud risk management, dispute resolutions and real-time decision product development effort for merchants, acquirers, issuers, service providers and consumers globally. Mr. Gerber has been with MasterCard since 2000 and has a strong background in product and fraud risk management. He holds qualifications in Criminal Justice & Forensic Auditing and Police Administration.� Prior to joining MasterCard, he was a member of the South African Police Services where he focused on organized crime and special internal investigations related to financial crimes.

Gareth Lodge is a senior analyst of banking at Celent.

Mayra Rodríguez Valladares is managing principal of MRV Associates, which provides financial consulting, research and training on financial regulation issues. She has over 25 years of capital markets and financial regulatory experience from her time at the Federal Reserve Bank of New York, JP Morgan, BTAlex.Brown and private practice. You can follow her on Twitter: @MRVAssociates.

Jennifer Farrer is a leadership consultant and communication expert who helps business leaders, from entrepreneurs to Fortune 500 CEOs, unlock leadership potential in themselves, their teams and their organizations. Drawing on her training in social sciences and own experience as a business leader, Jennifer works with clients to focus on the right things, put the right people in the most important jobs, have more productive (and enjoyable!) working relationships, and ultimately lead better—and lead better lives.Jennifer came to the leadership field by way of a career in marketing management at Capital One, Bluegreen Corporation and the American Association of Retired Persons. A series of “aha” moments led her to conclude that leadership strategy is the most important, and yet most often overlooked, part of organizational strategy.�She is a Senior Consultant with the pioneering executive assessment and development firm Kaplan DeVries. Kaplan DeVries has worked with senior management and high-potentials at financial services firms such as Lincoln Financial, Fidelity Investments, SunTrust, and Blackstone, among others.Prior to that, she was a Senior Consultant with Gallup. As a Roy H. Park fellow at the University of North Carolina at Chapel Hill (M.A. Communication Research), Jennifer won a number of awards for her research on how different ways of communicating impact others’ understanding and behavior. She also holds a B.A. from Virginia Tech.Jennifer lives with her husband Ben in New York, where she enjoys the good food, fitness and flow-seeking.

Lloyd M. Wirshba is Chief Commercial Officer for Convergys Corporation, responsible for driving enhanced value for client partners and continued business growth. Convergys’ 125,000 employees in more than 150 locations around the globe provide integrated end-to-end customer care, omnichannel technology, advanced analytics, collections and technical support solutions for most of the world’s most well-known brands in the financial services, telecommunications, cable, technology, healthcare, retail/ecommerce, automotive and travel & hospitality industries. Previously, Lloyd was CEO at Barclays’ US card business, where he led the development and rapid growth of Barclaycard’s customized, co-branded card programs. Lloyd also held many roles at American Express on the card issuing and merchant acquiring sides of the business. While at American Express, he led American Express’ business in the restaurant and entertainment industries and served on the board of OpenTable as well as the National Restaurant Association’s Educational Foundation. Lloyd also held the role of SVP Member Services at AOL, responsible for leading the organization providing acquisition, retention, billing and technical support services for the then millions of AOL members. More recently, he also served as a senior advisor in Deloitte’s payments consulting practice.��

Neal Dittersdorf is an experienced legal counsel in the fields of information technology, financial services technology, identity management, data protection and privacy regulation.� He was the general counsel for a combined sixteen years at companies providing innovative financial services technology and data solutions, including consumer lending technology, an online automotive loan origination platform, consumer identity protection services, and global employment background screening.� He also has been a partner and counsel in the technology and intellectual property law practices at national law firms, and a Trial Attorney with the Civil Division of the U.S. Department of Justice.Neal is a Certified Information Privacy Professional/US, a member of the International Association of Privacy Professionals and the Association of Corporate Counsel, and was on the Advisory Board for the Association of Corporate Counsel Foundation’s�2015 State of Cybersecurity Survey.� He graduated from Brandeis University and the New York University School of Law.