Banco Popular de Puerto Rico

As President and CEO of Cartera Commerce, Tom brings more than 20 years’ experience building businesses requiring consumer marketing expertise and business services skills. Previously, Tom was CEO of Imagitas, a marketing services company, where as CFO he led the $265 Million sale of the company to Pitney-Bowes. Early in his career, Tom was a consultant at Bain & Co., president and co-founder of a start-up, and a financial services product manager at Fleet Financial Group (acquired by BofA). He has an A.B. from Dartmouth College and an M.B.A. from the Harvard Business School, where he was a Baker Scholar.

Jeff has been supporting projects, programs and strategy for USAA since joining in January of 2000. He and his team have worked in both EBO and CFO developing and supporting strategy for electronic financial transactions and the mobile channel. Prior to joining USAA, Jeff supported projects, programs and strategy at Capital Group in San Antonio.

Jason Spooner is Senior Vice President for Default for SunTrust Mortgage /Bank in Richmond, VA. He is responsible for all aspects of Collections, Loss Mitigation, Foreclosure, Bankruptcy, REO, Asset Disposition, and Recovery. Jason joined SunTrust in March 2008 after nearly 15 years experience in Consumer / Mortgage Default Risk and Asset Recovery. Prior to joining the company, Spooner spent more than two years at Wells Fargo where he managed the Prime Default operations for Mortgage. Jason spend more than two years at Bank of America where he lead the International projects for Finance Operations and designed and managed a Supplier Optimization program for Supply Chain Management. He also served as VP of Collections for Bank Boston’s Domestic operations. In addition, he served over six years in Latin America as VP of Default for BankBoston/Fleet Financial.Spooner has a bachelor’s degree in business administration from Roger Williams University in Rhode Island and a Juris Doctorate in Law from Southern New England School of Law in Massachusetts.

Mr. Sholl has a diverse background of over 30 years in both commercial and consumer credit and collections.  Specifically, he has spent 15+ years in the equipment finance business and the last 10+ years in the consumer collections arena.  Currently as Vice President of Collections at Genpact he is responsible for the growth and development of their collections practice within the Americas.  Genpact employs a team of over 4,500 professionals dedicated to the collections sector and is a leader in the globalization of services and technology and business process management for companies around the world.Prior to Genpact, Sholl has been President of two major equipment leasing companies and most recently a founding member, President and CEO of Global Vantedge, Inc.(GVI), a Gurgaon, India based, private equity backed start-up focused exclusively on consumer collections and debt recovery.  After building a stable based of blue chip clients and a work force of 1200+ employees, Sholl assisted in the sale and transition of GVI to Aegis, which continues now as Aegis Receivable Management.Prior to Global Vantedge, Mr. Sholl worked with Warburg Pincus in the capacity of a turnaround executive for Exterra Credit Recovery, a troubled company within Warburg’s portfolio.  As President of Exterra Credit Recovery (a buyer and servicer of distressed debt), he developed and implemented a workout plan, reversed the negative cash flow, improved productivity leading to a successful sale of the company to one of the top five debt buyers in the U.S.Additionally, Mr. Sholl spent eight years as the principal of Sholl Associates, a professional change management/consultant group specializing in providing "hands on" interim management during periods of start‑up, rapid growth reengineering or crisis turnarounds. He has extensive experience in managing operations and sales efforts towards improved productivity, increased control, and reduced costs.  Clients included Wells Fargo Bank, Finova, Signet Bank, Bank Austria, Ernst & Young, Japan Leasing Corporation, Cisco Systems Capital, and Sun Microsystems Financial.