Banco Popular de Puerto Rico

Adam Frisch is CEO of Buy It Mobility Networks.

Bryan is a Senior Vice President at Citibank where he is responsible for ATM Channel Distribution which includes On Premises and Off Premises ATMs, National Alliances and Partnership business development, and national ATM distribution. Bryan pioneered 100% ATM outsourcing for off Premises locations in 1996 and has spoken on this topic domestically and internationally. He has grown Citibank’s distribution to a network of over 30,000 fee free ATMs for Citibank customers in the U.S. through partnerships and alliances. Bryan has been with Citibank for 30+ years and has worked in Sales, Sales Management and Retail Management while there. Bryan is a graduate of St. John’s University from where he received his bachelor’s Degree in Marketing and his Master’s Degree in Executive Management. He is married to his wife Cindy and has two sons, Chris and Jack.

Andrew Paur currently serves as the Executive Vice President & Corporate Operations Officer for Woodforest National Bank, a bank with nearly 800 branches located throughout seventeen states in the U.S.�Prior to joining Woodforest, Mr. Paur�s previous roles have included roles with the PULSE Network and Discover Financial Services, where he simultaneously held positions as Assistant General Counsel and Senior Counsel, respectively.� Prior to joining PULSE, Mr. Paur was an attorney in the Banking and Finance Section of Winstead, Sechrest & Minick (now known as Winstead), a large Dallas, Texas-based law firm.� Mr. Paur earned his Doctor of Jurisprudence (JD) at South Texas College of Law in Houston, Texas where he earned academic admission to the South Texas Law Review and was a member of its Board of Editors.� Mr. Paur also earned a Master's of Business Administration (MBA) degree from the Cameron School of Business at the University of St. Thomas (Houston, Texas) as well as a Bachelor of Arts degree from Texas A&M University (College Station, Texas).�Mr. Paur is recognized by many as an expert in many aspects of retail banking including the legal, business, and technical aspects of retail payments.� Mr. Paur is a member of the State Bar of Texas, a member of the Board of Directors of the Texas Association of Bank Counsel, and a member of the Data Privacy & Security Committee of the Business Law Section of the State Bar of Texas.� He is an avid runner and athlete and a licensed commercial pilot.

Inderpreet is a Partner with Oliver Wyman and a member of the firm’s Retail Banking and Wealth Management practices in the Americas.� Inderpreet specializes in strategic questions related to retail payments, consumer lending and wealth management.Inderpreet advises a broad cross-section of leading payments businesses in North America, including acquirers, issuers and networks. �His focus is in helping clients drive measurable growth through strategy, advanced analytics and partnerships.� His recent work includes developing a healthcare payments strategy, growth strategy for a merchant acquirer, pricing strategy for a major US payments network and value proposition design for an emerging payments firm.Prior to Oliver Wyman, Inderpreet was a consultant with Inductis (a boutique financial services consulting firm; an offshoot of the Mitchell Madison Group) and the Boston Consulting Group. �He has an undergraduate degree in Chemical Engineering from the Indian Institute of Technology Delhi and an MBA from the Indian Institute of Management Calcutta, where he was awarded the Roll of Honor.

Ralph Calvano is the Senior Vice President of Bank Operations at Green Dot.� In his current role, Ralph is responsible for card and payment processing services for the Green Dot Debit and Prepaid portfolios.� He also develops and executes emerging payment capabilities for all delivery channels.Previously, Ralph was the Senior Vice President and General Manager of the Prepaid Solutions and EFT Services Businesses for FIS.� Prior to FIS, Ralph worked for NYCE and EDS in ATM and Debit Card Product Development, Remote Banking/Bill Payment Product Delivery and Settlement Operations.�� In addition, Ralph served in the US Army, stationed in Berlin during the cold war and participating in Operation Desert Storm, attaining the rank of Captain.Ralph received a Masters of Business Administration from William Paterson University and a Bachelor of Science Degree in Accounting from Seton Hall University.

Bob Meara is a senior analyst with Celent's banking practice. His research focuses on the branch and ATM delivery channels, customer analytics and check and cash payment processing technologies. A well known authority on remote deposit capture, Bob has led multiple consulting engagements including several proprietary research projects involving financial services hardware, software and the impact of self-service on branch banking.Before joining Celent, Bob was the director of product marketing at Alogent. In this role, he positioned and launched a series of Check 21 payments solutions.Prior to Alogent, Bob also held positions in marketing and brand management at Stonebridge Technologies, Telemate.net Software, BellSouth, Hayes Corporation, and Procter & Gamble in addition to being a commissioned naval officer.Bob earned a Bachelor of Science in Applied Physics and Electrical Engineering from Case Western Reserve University.

Paul Tomasofsky is the executive director of the Debit Network Alliance.