Banco Popular de Puerto Rico

Aaron Caldiero is a Senior Data Scientist in the Security Analytics Department at Zions Bancorporation. As a Data Scientist, Aaron performs data mining, statistical modeling, and analytics on Zions� Security Data Warehouse (Hadoop cluster). Using the tools of Data Science Aaron builds, implements, and maintains risk models for fraud and malware detection. Aaron has over 8 years of experience in the Analytics and Financial Services industries. He has a B.S. in Psychology from the University of Utah, and a Graduate Certificate in Applied Statistics from Penn State.

Mark Vitner is a managing director and senior economist at Wells Fargo, responsible for tracking U.S. and regional economic trends. Based in Charlotte, N.C., he also writes for the company�s Monthly Economic Outlook report, the Weekly Economic & Financial Commentary, and provides regular updates on the housing markets, commercial real estate, regional economies, and inflation.Mark joined Wachovia (then First Union) in 1993. Before that, he spent nine years as an economist for Barnett Banks in Jacksonville, Fla.Mark�s commentary has been featured in the New York Times, Wall Street Journal, Bloomberg, and many other publications.Originally from Atlanta, Mark earned his B.B.A. in economics from the University of Georgia, an M.B.A. from the University of North Florida, and has completed further graduate work in economics at the University of Florida. He also completed the National Association of Business Economics (NABE) Advanced Training in Economics program at Carnegie Mellon University.Mark is a member of the National Association of Business Economists and co-founded its Charlotte chapter, The Charlotte Economics Club. He serves as a distinguished lecturer and practitioner at the University of Georgia. He is also a member of the American Economic Association, the American Real Estate and Urban Economics Association, and the Charlotte Chapter of the Association for Corporate Growth. Mark currently chairs the economic advisory committee for the Bond Dealers of America. In addition, Mark serves as the chief economist for the North Carolina CCIM (Certified Commercial Investment Member). He is a member of the Blue Chip Economic forecasting panel and was recently named one of the 2009 North Carolina Power Players, 50 most powerful people in business, by Business Leader magazine. Mark currently serves on the Joint Advisory Board of Economists for the Commonwealth of Virginia.

Martin Roussel is Executive Director, Small Business Banking for Raiffeisen Bank International (RBI). With 20 years of North American and European Small Business Banking experience, he is currently responsible for 15 markets within the CIS, CEE and SEE region. In the last five years, he has helped RBI build one of the most successful SME franchise in East Europe. Mr. Roussel began his career with the Business Development Bank of Canada where he gained expertise in the area of credit, sales & distribution, treasury, strategy and enterprise risk management. Prior to Raiffeisen, Martin was Head of Risk Management for VISA Desjardins in Canada, a major credit card issuer with �10 bio assets under management. His team focused on designing and executing profitable quantitative strategies with regards to acquisition, credit lines increases and fraud management.Martin holds a B.Sc. in Actuarial Science and an MBA from University of Cambridge in the UK. He is a CFA chart holder since 2001. In his free time, he enjoys photography and teaching finance.

Alice Rodriguez is the Business Banking Executive responsible for Chase business clients in the state of California. She manages more than 600 employees, $9.5 Billion in business deposits and $2.0 billion in business loans for clients with annual sales up to $20 million. Alice has 26 years of extensive banking experience with JPMorgan Chase and it predecessors, starting in her native Texas. She is a graduate of Leadership Dallas and has attended the Aspen Institute. She holds a BA in Management from the University of Texas at Brownsville.Active in the community and as an established leader at JPMorgan Chase, Alice has been recognized with awards and in the press, including:� Girls, Inc. �She Knows Where She�s Going� Award� Phoenix Award for Woman Advocate of the Year from the U S Pan Asian American Chamber of Commerce� Distinguished Women�s Series Award from Northwood University � 2007 recipient of the Maura Women Helping Women Award which recognizes women who use their abilities to help other women. � 2007 finalist for the Ernst & Young Celebrating Diversity Award� Named 2007 Corporate Elite by Hispanic Business Magazine� Featured twice in Working Mother�s Magazine� 2008 Academy of Women Leaders Award from the YWCA of New York� Minority Business Leader Award from the Dallas Business Journal - 2009� 2010 recipient �Inspiring Women of the Southwest� Award, Southwest Jewish CongressAs part of her commitment to leadership and her community, Alice has served on the following boards: Greater Dallas Hispanic Chamber of Commerce, The Center for Non-profit Management, DOWNTOWN Dallas and Advisory board member of AVANCE, Ursuline Academy of Dallas Foundation, The Women�s Museum, and the New America Alliance. She is also a member of the Hispanic 100, Texas Lyceum, the Dallas Assembly and the Dallas Summit.

Nathan Taylor concentrates on assisting clients in managing consumer information, including customer and employee information, and developing procedures, practices, and other solutions to comply with complex privacy and information security laws.Mr. Taylor has significant experience advising clients on compliance with various federal and state privacy and information security laws. He regularly advises clients on issues related to the Fair Credit Reporting Act and the Gramm-Leach-Bliley Act (�GLBA�), including, developing privacy policies and advising on affiliate sharing and affiliate marketing issues. He also advises clients on a wide spectrum of information security laws, including the GLBA and state safeguards and security breach notification requirements and state Social Security number laws. In addition, he advises clients on matters related to security breaches, including complying with consumer and state regulator notification requirements.Mr. Taylor also handles matters related to consumer financial services and the regulation of financial institutions. For example, he advises clients on general banking issues, including matters related to consumer financial products and services and compliance with Regulations E, II, P, V and Z.Mr. Taylor received his B.S. degree from McDonough School of Business at Georgetown University, cum laude, in 2000. He received his J.D. degree from the University of Virginia School of Law in 2003, where he was a Notes Editor on the Virginia Law Review.

Leo D’Acierno has two decades of experience managing and consulting to banks, brokerages and other financial services firms. Most recently, he served as a partner in the financial services practice in the New York office of Bain & Company. Mr. D’Acierno founded the bank consulting and information services firm PriMETRIQ in 2003 and later merged it into financial services specialist Novantas, where he led the distribution and sales practice and helped clients maximize the effectiveness of their investments in branch networks, professional sales forces and electronic channels. Mr. D'Acierno previously served in senior executive roles at TDAmeritrade, the online brokerage firm, and Kinexus, a provider of portfolio aggregation services to private banks and wealth management firms. Mr. D’Acierno began his career at BoozAllen and Hamilton, where he served as a partner in the financial services practice working with global banking, credit card and asset management clients. Mr. D’Acierno holds an A.B. in History and Economics from Harvard University.

Mr. DeMeo joined CAN Capital in 2010 and became Chief Executive Officer and a Member of the company�s Board of Directors in 2013. He has more than 12 years of collective experience as a C-level officer for CAN Capital, 1st Financial Bank USA, and J.P. Morgan & Co. In these positions, Mr. DeMeo was responsible for all finance and accounting activities including planning, investment, management, portfolio and product pricing, and balance sheet management.Prior to 1st Financial, Mr. DeMeo was CFO of Global Technology at J.P. Morgan Chase and prior to that, CFO of the Chase consumer and small business credit card unit. Mr. DeMeo has extensive background in the financial services industry, having served as EVP, Citibank Universal Card Service; SVP of Marketing and Business Development at GE Capital; and in various accounting and finance executive positions at Citibank, where he started his career.

Rohit Arora, CEO of Biz2Credit, is one of the country’s top experts in small business lending and the use of technology to streamline the funding process. In 2011, he was named New York City's “Top Entrepreneur” by Crain’s New York Business, which also named Biz2Credit among NYC’s “Fast 50” of 2014. He meets regularly with top executives from the Federal Reserve and the SBA.��Since its inception in 2007, Biz2Credit has arranged $1.2 billion in funding for over 100,000 small and mid-sized companies. The platform handles more than 5,000 new loan applications each month.�