Banco Popular de Puerto Rico

Kevin Leitten is senior vice president and director of governance, operations, and user community support within the newly formed Enterprise Data Services group of Regions Financial Corporation. Regions is a top U. S. bank-holding company headquartered in Birmingham, Alabama, with $120 billion in assets, operating approximately 1,700 banking offices in 16 states. Leitten began his banking career with BancOhio National Bank (now PNC) in Columbus, Ohio in 1982. From 1984 � 2001, he worked with First Union (now Wells Fargo), serving in various leadership capacities in the Treasury Management Division. Leitten joined Regions in the fall of 2001 as Director of Corporate Products. His tenure at Regions has spanned a wide horizon of disciplines including sales, client experience, product development, process management, and business intelligence. In the fall of November 2010, Leitten was named Chief Business Intelligence Officer. He assumed his current position in May 2013.Leitten earned a Bachelor of Business Administration degree from the University of Notre Dame in 1982. In 1991, he achieved designation as a Permanent Certified Cash Manager from the Association of Financial Professionals.

Ted Triplett is an expert in helping financial institutions build and deepen customer relationships. In his consultative role, he�s challenging conventional wisdom about what banks have always done - and helping them implement new ways to be more profitable.He is passionate about helping financial institutions develop effective strategies to improve their performance and increase overall efficiency. Ted enjoys sharing his knowledge, experience and expertise with bankers around the country - discussing the latest trends and information that can positively impact their bank�s bottom line.A sought-after presenter on the national and state level, Ted has presented to a wide range of audiences including bank presidents, C-level executives, marketing executives and retail managers.He speaks regularly for the American Bankers Association (ABA) and American Banker. He has presented several times at the ABA Bank Marketing Conference. In 2013, Ted spoke at the ABA National Conference for Community Bankers. The premier event for community bankers, the conference draws more than 300 community bank CEOs and decision-makers. In the past year, Ted also presented at the Banking Analytics Symposium and Small Business Banking Conference presented by American Banker.At the state level, Ted has spoken for the bank associations of 19 states - a number that continues to grow, along with demand for his services.Ted has conducted phone briefings for the ABA and served on the ABA Marketing Conference advisory board. He writes financial industry white papers and is a regular contributor and columnist for ABA Bank Marketing and Sales. He also has been published in The Kansas Banker, Michigan Banker and Texas Banking.Ted is a proud graduate of the University of Nebraska-Lincoln where he graduated summa cum laude with a degree in education.

Stephen E. Reiter is the Managing Director for SCA � a strategy consulting firm formed in 1996, with a core discipline on adopting telecommunications� technology into industry, focusing on mobility. Steve has directly contributed $1.5 billion in expense reductions over the past 20 years while selling $11 billion in product and services. Prior to SCA, Steve served at EDS (later HP) as VP & General Manager for Consumer Industries, a $1.1 billion business. EDS asked Steve to serve on several corporate initiatives, including the Chairman�s effort to reduce $1 Billion in expense; as well Board member for Safeguard Services, LLC; a $300 Million wholly owned EDS division.Prior to EDS Steve served 30 years in roles as President for a $40 Million start-up for 5 years which sold to an investment group; Fortune 200 CIO over 11 years, a CEO/CIO focused Strategy and Industry Practice Leader for a leading consultancy, selling and managing the largest deal in IT Outsourcing history ($4.2 billion). Steve has been recognized by CIO Magazine and Information Week as one of the most innovative executives in industry. His book - Supply Chain Optimization has been published in 6 languages selling 45,000 copies, along with publishing articles in the global press. He has spoken at 50 seminars over the past 2 decades, taught a graduate course entitled - Supply Chain and Global Logistics at a Chicago based Graduate School and has been active in statewide initiatives to enhance education to rural and disadvantaged urban schools. Steve has served on 4 for-profit boards, 11 not-for-profits and still finds time for his most important priorities � faith and family. Steve has been married for 41 years to his high school sweetheart - Mary, has 3 adult children with 6 grandchildren and now resides in Dallas for the past 13 years.

Mrs. Gossage is Executive Vice President and oversees Retail Banking and Training for Bank of the Ozarks. Bank of the Ozarks footprint encompasses 117 offices in seven states including Arkansas, Georgia, Texas, Florida, Alabama, North Carolina and South Carolina. Bank of the Ozarks has $3.95 billion in total assets as of March 31, 2013 and trades on the NASDAQ Global Select Market under the symbol �OZRK�. Tonya�s career at Bank of the Ozarks started 28 years ago when she got her start as a New Account Representative. Tonya was driven to succeed from her first day on the job. Her banking knowledge, work ethic and wealth of experience were the springboards that have propelled Tonya to holding various key positions at the bank including Branch Manager and Retail Operations Manager. Tonya was also the lone driving force which created the bank�s training and branch support departments from scratch. In Tonya�s current role, she spearheads a broad range of duties, including setting and managing branch performance metrics and supporting production campaigns for all 114 of Bank of the Ozarks retail banking offices using the Banker�s Insight system. Tonya also dedicates much of her time to coaching the bankers at Bank of the Ozarks on how to leverage the power of the Banker�s Insight data into meaningful results.

David Bonalle is Director of Marketing and Client Insights. In this role, he leads the Marketing and Customer Insights teams delivering Marketing and Advertising, Customer and Channel Analytics, Marketing Analytics, Analytics Capabilities and Market Research.David joined KeyBank from American Express where he most recently led the launch of American Express Business Insights, an analytics consulting business. Previously he was General Manager of Advanced Payments, where he led the introduction of an industry-leading suite of healthcare payment products and the launch of the first national contactless payment product. David�s first role at American Express was Vice President of Consumer Acquisition Marketing.Prior to American Express, David held marketing, strategy and consulting roles at MasterCard, Citibank and Deloitte Consulting. David is a graduate of the ILR school at Cornell University and has an MBA in Finance from the Wharton School at the University of Pennsylvania.

Carl Jordan is the Senior Vice President and Regional Manager for the In-Store Division in Southern California for U.S. Bank. Carl has been in banking for over 35 years, including 21 years with US Bank. He has served in various roles that include, branch management, small business sales management and district management.Carl attended Long BeachStateUniversity and in 2008 graduated CBA�s Graduate School of Retail Bank Management at FurmanUniversity in South Carolina.Carl currently serves as the Management Advisor of the US Bank Development Network in Orange County, CA.� Carl has been involved and active in many community organizations and non-profits. He currently sits on the board of Directors for Habitat for Humanity, Greater Los Angeles (CA), in which he recently traveled to Bangladesh on an International Build for Habitat for Humanity. ��He is also on the board of Discovery Science Center, Santa Ana CA�

Eileen leads a team of sales specialists who work directly with our sales teams and clients and have deep expertise in our core treasury products and electronic channels. She also leads team that is accountable for creating and driving the electronic channel sales strategies and support tools for or North America client base.�Eileen has held a variety of executive level roles during career at Bank of America over 25 year career including Client Management, Treasury Sales, Marketing, Communications, Training, Product Strategy, Payments Industry Strategy and Innovation Architecture. During a two year leave from the bank early in her career, she held the role of corporate practitioner and was responsible for cash management, store accounting, and payroll functions for Waffle House.Eileen has served in numerous payments industry leadership positions including Chair of the EPN Business Committee, NACHA Rules and Operations Committee, ABA Payments Systems Committee, NACHA Strategic Planning Task Force, SVPCo Business Committee, and Federal Reserve Wholesale Payments Advisory Committee. She plays competitive tennis and volunteers her time with her 2 sons� school, scouting and sports programs.

Keri Gohman is a veteran executive with an extensive track record of increasing shareholder value and customer loyalty through new business models, sales and channel strategies across multiple industries.� She currently serves as Senior Vice President and General Manager of Capital One�s Small Business banking segment, managing the strategy, P&L, offerings, credit and customer experience for small business across retail and direct banking.Keri joined Capital One in 2008 and has held a number of leadership roles in both the company�s US Card business and Retail and Direct Bank business. Most recently, she led the Small Business Bank deposits and payments.� Her team focused on delivering differentiated business models and offerings within checking, savings, cash management, merchant services and complimentary small business products.�In prior roles, she served as Vice President of Channel & Customer Strategy and Analytics for Capital One Direct Bank and helped lead national expansion retail efforts. She was accountable for designing the multi-channel strategy, customer experience design and operating models for new, innovative retail banking strategies and online banking. She also has served as Vice President, US Card Sales and High Value Customer Strategies, where she drove new growth through expanding channel distribution and creating differentiated segment-based experiences.�Prior to Capital One, Keri�s background includes leadership roles at General Electric Financial Assurance and Intuit, including general management of global services businesses, business development, sales and marketing strategy and distribution development.�Keri is a certified Master Black Belt from GE and has, throughout her career, been an active leader of Women�s Network organizations.� She graduated Summa Cum Laude from Liberty University and holds an M.B.A. from Lynchburg College. She lives in Washington, D.C. with her husband Tim and their three children.

Paul W. Grimm serves as a District Judge for the United States District Court for the District of Maryland. He was appointed to the Court on December 10, 2012. Previously, he was appointed to the Court as a Magistrate Judge in February 1997 and served as Chief Magistrate Judge from 2006 through 2012. In September, 2009 he was appointed by the Chief Justice of the United States to serve as a member of the Advisory Committee for the Federal Rules of Civil Procedure. Additionally, Judge Grimm is an adjunct professor of law at the University of Maryland School of Law, where he teaches evidence, and also has taught trial evidence, pretrial civil procedure, and scientific evidence. He also is an adjunct professor of law at the University of Baltimore School of Law, where he teaches a course regarding the discovery of and pretrial practices associated with electronically stored evidence.�Before becoming a Magistrate Judge, Judge Grimm was in private practice in Baltimore for thirteen years, during which time he handled commercial litigation. He also served as an Assistant Attorney General for the State of Maryland, an Assistant State’s Attorney for Baltimore County, Maryland, and a Captain in the United States Army Judge Advocate General’s Corps. In 2001, Judge Grimm retired as a Lieutenant Colonel from the United States Army Reserve. Judge Grimm is a graduate of the University of California (summa cum laude), and the University of New Mexico School of Law (magna cum laude, Order of the Coif).