Banco Popular de Puerto Rico

Jimmy Dinh is a senior member of CIBC’s eChannels Strategy & Planning management team; which is responsible for leading and supporting CIBC’s channel vision, roadmap and long-term strategic priorities. In his current role, Jimmy is directly responsible for establishing strategic direction, providing leadership and guidance to the business operations on all Mobile and Mobile Banking related initiatives at CIBC. Jimmy brings over 12 years of corporate strategy, product management and strategic business development experience within the intersecting ecosystems of mobile, online commerce and emerging payments. Previous to CIBC, Jimmy served as Director of Mobile Payments at MasterCard Inc. In this role, he led go-to-market product strategies and strategic partnership development in Canada focused on NFC and P2P payments. Jimmy has also been extensively involved in developing mobile money transfer and service monetization solutions with mobile network operators in emerging and un-banked markets globally. Jimmy received a Bachelor’s degree in Computer Engineering from Concordia University in Montreal, Quebec, Canada.

Ronald D. Paul is the Chairman of the Board of Directors and Chief Executive Officer of Eagle Bancorp, Inc. and EagleBank, a community bank established in 1998 in Bethesda, Maryland. He has been involved in community banking for 25 years. Mr. Paul is one of the founding board members of the Bank, and has been instrumental in the growth of the Bank’s size to over $3 billion in assets. EagleBank—a member of the Independent Community Bankers of America, the American Bankers Association, the Maryland Bankers Association and the Virginia Bankers Association—has consistently ranked among the Washington Region’s top Small Business Administration lenders for community banks. EagleBank has consistently been cited for its excellent overall financial performance by recognized bank rating services such as IDC Financial Publishing, Kroll Bond Ratings and BauerFinancial. For 2010, EagleBank was ranked 62nd among the best performing community banks in the US by SNL Financial, and was one of 40 banks named to the Honor Roll of Community Banks by Keefe, Bruyette and Wood.Eagle Bancorp, Inc. is a public company and its shares are traded on the NASDAQ Capital Market under the symbol EGBN. In June 2009, the Company was added to the Russell 3000® Index, which measures the performance of the largest 3000 U.S. companies based on total market capitalization and represents approximately 98% of the investable U.S. equity market. For the six-month period ending March 31, 2010, EagleBank was recognized as achieving the highest growth rate of loans of any bank in the Washington, D.C. area, as reported by the Washington Business Journal. As of June 30, 2011, EagleBank is the 2nd largest bank in assets and market capitalization headquartered in Maryland—moving from 8th to 2nd place in only three years.A founding board member of the Prince George’s National Bank in 1987, Mr. Paul continued to serve as director when the bank merged with Montgomery National Bank in 1991 and changed its name to Allegiance Bank. He was a director of Allegiance Bank from 1991 until September 1996, and a director of Allegiance Banc Corporation from 1991 until its acquisition by F&M National Corporation in 1996.Mr. Paul was born and raised in Oceanside, New York, and came to the Washington, D.C. area to attend the University of Maryland, where he received a B.A. in Accounting. In 1980, he began his career in real estate investment as a bookkeeper, and in 1987, formed his own investment company, Ronald D. Paul Companies, Inc. Mr. Paul’s real estate holdings include office buildings and multi-family apartment projects throughout the Washington Metropolitan area, as well as in Texas, Florida and Iowa. Mr. Paul was a director, as well as Chairman of the Audit Committee, of Republic Properties Trust, a New York Stock Exchange-listed real estate investment trust, until it was sold in 2007. He is active in private investments, which includes serving as Chairman of Bethesda Investments, Inc., a private venture capital fund. As President of RDP Management, Inc., he is also engaged in the business of real estate management.Very active in several charitable organizations, Mr. Paul serves on the Board of Directors of the Washington Hospital Center Foundation and, since 1987, on the Board of Directors of the National Kidney Foundation of the National Capital Area (“NCA”). Mr. Paul’s involvement with the National Kidney Foundation began in the 1980’s when he was diagnosed with kidney disease; he received a kidney transplant from his brother, Steven B. Paul, at the Washington Hospital Center in 1990. Nineteen years later, he received a second transplant from Kathy McCallum, Chief Financial Officerof Ronald D. Paul Companies. Mr. Paul served as Chairman of the Board of the National Kidney Foundation of the NCA from 2002 - 2003, and he also chaired the National Kidney Foundation’s Annual Kidney Ball—the largest one-day fund-raising event of the Foundation—in 1993 and 2000. In 2002, Mr. Paul founded the National Kidney Foundation’s Annual Ronald D. Paul Companies Kidney Walk, which has grown from approximately 40 to over 900 walkers and has raised over $700,000. While attending the University of Maryland, he was active in many community events and became the youngest member ever to serve on the Board of Directors of the American Cancer Society. As Chairman of Eagle Bancorp, in 2005, Mr. Paul founded the EagleBank Foundation, which annually raises funds for breast cancer research, patient services and education. To-date, the Foundation has raised in excess of $1 million.Mr. Paul is a member of the Board of Governors of the University of Maryland Alumni Association; a member of the Board of Trustees of the University of Maryland College Park Foundation; a member of the Executive Committee of the Federal City Council (a non-profit, non-partisan organization dedicated to the improvement of the Nation’s Capital); and is a past Board member of ORT America, a non-profit organization that supports educational programs in 58 countries, providing the skills and knowledge needed for individuals to obtain jobs, live independently and with dignity. He is also a member of the Executive Committee of the Comptroller of Maryland Business Council, and a member of the Board of Directors and Executive Committee of Woodmont Country Club, Rockville, Maryland. In November 2009, Mr. Paul was appointed to the Montgomery County Economic Advisory Council by Isiah Leggett, County Executive for Montgomery County, Maryland. He was appointed to the Montgomery Business Development Corporation by the Montgomery County Council in June 2010.In June 2009, Mr. Paul was the winner of the prestigious “Greater Washington Ernst & Young Entrepreneur of the Year Business Services Award.” He was recognized and awarded the “Father of the Year Award” from the American Diabetes Foundation. Mr. Paul is the recipient of the “2009 Outstanding Achievement Award” from the National Kidney Foundation of the NCA and was honored for his long-standing support at the 29th Annual Kidney Ball on November 21, 2009. In May 2010, Mr. Paul was recognized by the Gazette of Politics and Business as one of “25 CEOs You Need to Know,” acknowledging Montgomery County (Maryland) CEOs; he was selected from 100 nominations. Mr. Paul was named a “2010 Washingtonian of the Year” by the Washingtonian Magazine in its January 2011 issue. He is a 2011 recipient of the “Annual Achievement Award” from the District of Columbia Building Industry Association. As the 2011 Co-Chair of Higher Achievement DC Metro GoingPlaces! Gala, Mr. Paul helped raise funds to improve youth academics in at-risk communities. On October 22, 2011, EagleBank was the recipient of the “Economic ImpactAward” by the District of Columbia Chamber of Commerce for “making a significant impact on the economic vitality of the District of Columbia.”Mr. Paul has also been featured in “Sources Revealed” in the April 3, 2009 Washington Business Journal and in "The Boss Column" of the Sunday, April 12, 2009 Business section of the NY Times. In the June 26, 2009 issue, on the opinion page, the Washington Business Journal published Mr. Paul’s Op Ed article “Ronald D. Paul: Let D.C. Invest with Local Banks,” in support of Kwame Brown’s bill to get the District of Columbia to dedicate funds to local banks. Mr. Paul was a panelist in the “Community Banking in the Mid-Atlantic Region” at the 2009 East Coast Financial Services Conference that was held at The Ritz-Carlton, Palm Beach, Florida in November 2009. Since then, Mr. Paul has been invited to speak throughout the country at banking seminars hosted by investment firms such as Sandler O’Neill, Stifel Nicolaus, FBR Capital and FIG Partners. Mr. Paul's Op Ed piece, "A Job for a Wounded Warrior," was published by the Washington Post on December 20, 2009 in the Metro section, raising awareness of the mission of the Wounded Warrior Project (the 2009 EagleBank Bowl’s beneficiary)—to honor and empower wounded warriors—and specifically, the Warriors to Work Program. On November 17, 2010, Mr. Paul testified before the U.S. Senate Committee on Small Business and Entrepreneurship on various banking matters. Mr. Paul has worked extensively with Senator Mary Landrieu, Chair of the Senate Small Business Committee, to improve our economy through small business lending; he was also active in the recently-approved Small Business Lending Fund. "In search of liquidity" by Ronald D. Paul was published by Capital Business/Washington Post on March 7, 2011—a commentary on how community banks need more cash on hand to fund small businesses. Mr. Paul was the Keynote Banker at the 2012 Supervision, Regulation and Credit Annual Office Conference that was held at the Federal Reserve Bank of Richmond on January 10, 2012.

Bruce Livesay serves as EVP and Chief Information Officer for First Horizon National Corp., a position he has held since August of 2008. Bruce is a member of the executive management committee. As CIO, he is responsible for ensuring that the company’s information technology investments are aligned with strategic business objectives. He manages technology information assets, operations and policy. His duties also include oversight of desktop architecture and support, the telecommunications network, and software development and information management. In addition to the traditional technology-related responsibilities, he also has responsibility for enterprise project services and business continuity/records management. Livesay has more than 23 years of experience in the information technology industry, with prior experience at Bank One, Alltel Information Systems, and Regions Financial Corporation. He began his career with the financial services group of Andersen Consulting.

John Petrey is a business-savvy IT executive with extensive experience in banking and technology. Named a Top 100 CIO by Insight Magazine, Petrey has a proven track record of IT performance improvement, business-IT alignment and strategic planning. Throughout his career he has repeatedly been tapped to turn around troubled areas and startup new business units. As Senior Vice President and Chief Information Officer at First Niagara Bank, Mr. Petrey is enabling the bank to grow rapidly via acquisition, more than doubling in size in one year and tripling in two years. At the same time, Mr. Petrey is transforming the IT function to scale with the growing bank, developing the IT capabilities required and raising the IT capability maturity level. Mr. Petrey also served as Executive Vice President and Chief Information Officer at Guaranty Bank improving IT performance, efficiency, maturity and capabilities through IT Strategy, IT Governance, and business-IT alignment. As Executive Vice President and Chief Information Officer for TD Banknorth, Mr. Petrey successfully enabled the growth of the bank over three-fold during a seven year period including the conversion and integration of fourteen acquisitions and implementation of numerous mission-critical and high visibility applications. Previously, Mr. Petrey spent 14 years with Systematics (now Fidelity Information Services) as Senior Vice President and Account Director, Financial Services. He also held management positions at WestAmerica Bancorp, where he began his career. Mr. Petrey earned an M.B.A. with an emphasis on Management of Technology from Georgia Institute for Technology and a B.S. in Aeronautical Technology, Air Transportation Management from Arizona State University.