Banco Popular de Puerto Rico

The 2015 recipient of The Ellis Island Medal of Honor and the 2014 National Society Daughters of the American Revolution Americanism Medal.�������������������� Luis Lobo serves as the Executive Vice President and Manager of Multicultural Banking for BB&T. �Most recently he was President for BB&T’s Washington Metropolitan Region based in Washington, D.C. BB&T (Branch Bank and Trust) is the tenth largest bank in the US.A native of Costa Rica in Central America, he was raised in Lincolnton, N.C. Mr. Lobo received a double major in economics and business administration in 1983 from Belmont Abbey College in the Charlotte area. He earned an MBA from CampbellUniversity at Buies Creeks, North Carolina; and received his degree with honors from the ABA Stonier Graduate School of Banking at the University of Delaware in 1998. He graduated from UNC-Chapel Hill in the Advanced Management Program in 1999.Mr. Lobo’s 33 year career has involved most facets of commercial, retail, mortgage and international banking in the past 28 years. He has served in 11 distinct markets throughout North Carolina, South Carolina, Virginia, Maryland and D.C., all with BB&T.Nationally he served as Chairman of the Board of Advisors of the American Bankers Association Stonier Graduate School of Banking. �Nationally he is a member of the ABA Community Engagement Council and Foundation and of the United States Hispanic Chamber of Commerce Senior Corporate Advisory Board. He is a member of the Board of Trustees of Novant Health in NC.Mr. Lobo lectures extensively at colleges, universities and financial industry forums across the U.S. on “Change Management,” “Leadership,” and “Sales Culture.” Mr. Lobo served 10 years on the faculty of the BB&T Banking School at Wake Forest University and is on the faculty of ABA Stonier Graduate School of Banking at the Wharton school of Business, University of Pennsylvania. He has been featured on NPR’s Marketplace and national and regional publications.Mr. Lobo’s first book, It IS Your Attitude was published in 2004 by James and Brookfield, Atlanta.

Thomas Bontempo is the Director of Digital Marketing and Banking at First Niagara Financial Group. �Thomas is an Ecommerce and Marketing Executive with 20 years experience, 14 years in digital design and advertising, creative and technical execution. He has extensive expertise in ecommerce development, online marketing, user-centered design and the execution. His experience spans digital agencies and Fortune 500 companies combining a strong business and creative acumen.Thomas has been with First Niagara for the last two years. At First Niagara, he is focusing the digital team on the customer, working to make every customer interaction better. Thomas has created a comprehensive strategy/roadmap focused on Marketing, Acquisition, Fulfillment and Service. Working with partners across the bank, First Niagara is executing the digital roadmap now.

Francois Leblanc is a Silanis veteran having been with the company for 14 years. In the position of Director of Technical Sales, Francois and his team work closely with customers to help document the technical, business and legal requirements of a solution, identify and prioritize target applications, and map out a strategic enterprise e-signature plan.

Art Smith is one of a rare bread of strategic professional Chief Marketing Officers that are highly sought after by CEO's who understand the importance of brand innovation and its impact on the bottom-line. Art�s background spans multiple industries and Fortune 500 firms. He is a sought after public speaker and management consultant.Currently, Art is Americas Chief Marketing Officer for The Bank of Tokyo-Mitsubishi UFJ, Ltd. the largest bank holding company in the world with more than $2.8 Trillion in Assets and operations in more than forty countries. He was recently named Deputy General Manager for Global Branding, making him among the first American�s appointed to an office in Japan. Prior to joining BTMU, Art held similar positions at Xerox, Duke Energy, McGladrey and Wachovia.

As the Head of 1 to 1 Marketing for RBS Citizens, Pete is responsible for leveraging data to lead the Strategy and Execution of B2C & B2B new customer acquisition and existing customer relationship building initiatives across all channels in the Bank. In Pete’s 20 years of experience in Financial Services, he has previously worked for other Top 10 Retail Banks and Credit Card Monolines in various Marketing and Business Management roles. Pete holds an Economics degree from the University of Michigan and currently spends his free time volunteering and coaching youth sports in the Boston area where he lives with his wife and daughters.

Charaka Kithulegoda is the Chief Information Officer at Tangerine. He is responsible for leading and managing the bank’s IT operations and oversees the Project Management Office. With an interest in disruptive technology and biometrics, Charaka is always looking for innovative ways to make banking simpler, relevant and more engaging for the bank’s Clients.During his time at Tangerine, Charaka has spearheaded and enabled consumer-focused projects such as the launch of Tangerine’s mobile banking platform, voice banking and biometrics – along with many other products and services that have utilized technology to provide an exceptional customer experience. An avid runner and cyclist, Charaka has participated in Princess Margaret Hospital’s annual Ride to Conquer Cancer since its very first year. He has volunteered his skills and passion for technology to help The Stop, a local community-based organization, to define and implement a sustainable IT strategy.Charaka received his EMBA from the Ivey Business School in 2014. He was named IT Leader of the Year by Computer World Canada in 2011 and Mobile Banker of the Year by Mobile Technology News in 2013.

Bryan brings an unusually comprehensive perspective to his consulting practice, having worked as a senior executive, security analyst, and strategy consultant during his 20-year career in financial services. He has developed new strategies and innovative business models for banking technologies ranging from ATMs and debit card acceptance to bill payment and payroll check cashing.Before joining Glenbrook, Bryan served as vice president of strategic development for Cyota, overseeing the company�s relationships with strategic partners including payment processors and card associations.Before Cyota, Bryan worked for First Data Corporation (FDC) as senior vice president for deposit access products at First Data Merchant Services.Earlier in his career, Bryan established the Electronic Banking Division as a senior vice president at NatWest Bancorp in New York. There he had responsibility for the bank�s off-premise ATM network, debit card issuance, and online banking. Bryan also served as chief financial officer and head of business planning for NatWest�s retail bank and performed similar duties within Citibank�s New York retail banking network.Bryan also worked as an equity research analyst covering large capitalization banks stocks at Morgan Stanley and began his career as a consultant at McKinsey & Company managing strategy development engagements for large financial institutions.