Banco Popular de Puerto Rico

Doug Kohlbeck has been a Senior Vice President of Associated Bank Corporation since 2005. He is the Director of Business Banking and is responsible for managing all aspects of Business Banking enterprise wide. This includes management of the sales force, the bank’s centralized credit underwriting, documentation, government guaranteed lending programs, administration, and compliance for Business Banking. Associated Bank is the largest Wisconsin based bank and is headquartered in Green Bay, Wisconsin. Associated Bank operates in Wisconsin, Minnesota, and Illinois and is a member of the NASDAQ stock exchange (ASBC) and is a full service provider of consumer and commercial banking, trust, asset management, mortgage and insurance products and services. A 20 year veteran in the financial services industry, Mr. Kohlbeck has distinguished himself in a number of key business, commercial, and retail banking roles. He joined Associated Bank in 2001 and has held various positions including Commercial Banking Team Leader and Regional Retail Director. Mr. Kohlbeck’s career spans nearly all aspects of Commercial and Retail Banking and directly working in all segments from Small Business to Middle Market in addition to leading Associated Bank’s North Region retail branch network & operations. Prior to joining Associated Bank, Mr. Kohlbeck was employed at Bank One (n.k.a. JP Morgan Chase and Co.) working in both the Business Banking and Commercial Banking business lines. Mr. Kohlbeck is also a member of the Key Leadership Team at Associated Banc-Corp, which is comprised of top executives throughout all areas of the bank. Kohlbeck holds an M.B.A. in Business from the University of Wisconsin – Oshkosh, and is married to Kim with two children, Lydia and Abigail. Mr. Kohlbeck is based in Green Bay, Wisconsin.

Blanchard began his service with Synovus Financial Corp. in June 1970 and served as CEO of Synovus from 1971 until being named Chairman of the Board in July 2005. Blanchard retired from Synovus in October 2006. In 2011, he partnered with the Jordan Company, a Columbus-based real estate and investment firm, to create Jordan-Blanchard Capital.

Guillermo co-founded GUAU Corporation in 2010. GUAU provides management consulting on strategic risk management and customer-oriented innovation. Guillermo helps Board of Directors and C-suite executives turn risks into opportunities to price competitively, navigate the regulatory agenda, and tap emerging technologies. He counsels corporate leaders to attain a balanced understanding of risk and act upon more granular, holistic and timely information. Prior to GUAU, Guillermo had joined the advisory research and consulting firm TowerGroup in 2002, where he led the corporate strategy function and grew the global research businesses by 20% annually. As TowerGroup’s Executive Director and Global Research Fellow, he advised top level executives on a wide range of risk management issues and strategic trends, and influenced fundamental change at top-tier financial services firms and industry providers. Guillermo helped financial institutions identify and implement structural changes in capital adequacy and liquidity risk. He promoted a strategic, industry-wide focus on advanced risk management disciplines, analytics, models and processing platforms. Sought for his depth of knowledge, breadth of experience, and strategic vision, he delivered keynote presentations frequently at industry events, was featured in broadcast media (e.g., Bloomberg, CNBC, Fox Business News, Reuters), and authored many thought leadership reports.Before TowerGroup, Guillermo had served at Citigroup for 16 years in progressive leadership roles across diverse corporate, consumer, and private banking lines of business globally, and at Boards of subsidiaries. Guillermo led business performance improvements at the Private Bank in the United States. He drove corporate improvement initiatives for Citigroup globally, including the asset management, structured finance, securities, bank branches, and bank cards businesses.From 1993 to 1995, Guillermo centralized Citibank's systems across 21 countries in Latin America into a regional center in Florida. Guillermo then relocated to New York to manage global technology services encompassing credit, risk management, regulatory compliance and funds transfer application systems.Before coming to the United States in 1993, Guillermo served for 5 years in Saudi Arabia, where, under special assignment with the Saudi monetary agency, he managed the transformation from cash to electronic payments and bank cards, and advised the agency on payments risk management. Guillermo had joined Citibank in Argentina in 1985, where he led innovative developments in cash management and diversified banking products. Guillermo’s earlier career was as a leader of technology innovation in the airline industry. His leadership assignments to include having served as the corporate CIO of Aerolineas Argentinas for 9 years, and as the automation policy manager of the International Air Transport Association in Switzerland.Guillermo holds a Masters of Science in project management from George Washington University and a computer science degree from the University of Buenos Aires.

Robert (“Rob”) Brough is the executive vice president of Marketing and Communications for Zions First National Bank. Founded in 1873, Zions Bank is Utah’s oldest financial institution, and is the only local bank with a statewide distribution of branches, operating 112 full service branches throughout Utah. Zions Bank also operates 23 full service branches in Idaho, and more than 200 ATMs throughout Utah and Idaho. Zions Bank is the largest banking subsidiary of Zions Bancorporation, a bank holding company that operates more than 500 full-service banking offices throughout the western United States.A native of Minneapolis, Minnesota, Brough joined Zions Bank in February of 1997 as a public relations representative. In his current position he is responsible for overseeing the advertising, marketing, public relations, employee communications, and community relations activities for the Bank, its 135 branches throughout Utah and Idaho, and its various subsidiaries.Prior to joining Zions Bank, Brough spent two years with Salt Lake City-based Bremer Public Relations. He received a bachelor’s degree in public relations from Brigham Young University and an MBA degree from the University of Utah.In addition to his responsibilities at Zions Bank, Brough is also active in community affairs. He currently serves on the Road Home Board of Trustees, as chair of the Hale Centre Theatre Board of Trustees, the Utah Junior Golf Association Board of Trustees, the United Way of Salt Lake Young Leaders Steering Committee, the Cystic Fibrosis Foundation of Utah Board of Directors, the Ronald McDonald House Charities of the Intermountain Area Board of Trustees and the American Bankers Association Communications Council.He and his wife Holly and their three children live in Salt Lake City.

With more than 20 years of experience leading teams, developing brand identity, driving sales culture, formulating innovative distribution channels and aligning products and services to meet and exceed customer expectations, Manuel Chinea has a broad range of banking experience. He has direct management experience in functional disciplines that include marketing, brand development, product management, sales, retail banking and business banking during his more than 20 years at Banco Popular North America and Banco Popular de Puerto Rico. Both banking institutions are wholly-owned subsidiaries of Puerto Rico-based Popular Inc, a leading financial institution with more than $30 billion in assets, 8,000 employees and operations in Puerto Rico, the U.S. Mainland and the Caribbean.Since 1999, Manuel has had responsibility for overseeing all marketing and product development efforts for the Bank in the U.S. including overall brand management. Beginning in 2006, his role at Banco Popular North America was expanded to lead sales and distribution efforts for the Bank in the U.S. These responsibilities include management of the Bank’s alternative delivery channels (ATMs, Internet and Call Center) as well as Cash Management, Investment & Insurance Sales and Consumer Lending. In 2008, he was appointed President of Popular Insurance USA, a wholly-owned subsidiary of Banco Popular North America under which the Investment & Insurance Sales group operates.Over the past decade, Manuel has been an active member and officer of several marketing, credit, treasury management and not-for-profit organizations. He has been featured as a speaker in national conferences in the areas of Financial Services Marketing, Multi-Cultural Marketing, Small Business Banking and Branch Micro-Marketing. Manuel received a bachelor’s degree from the University of Maryland, and his M.B.A. from the University of Michigan.

Chick is the Director of Corporate Marketing & Communications for Wilmington Trust, responsible for overseeing advertising and promotion for the organization’s three business lines as well as public relations, media relations, sponsorships, market research, and internal and corporate communications on a company-wide basis.Chick joined Wilmington Trust in 2006 from Bank of America where he served as the market executive for consumer and small business banking in Southwest New Jersey. Since 1985, he has held a variety of financial services sales, marketing and line management roles, including positions at Mellon Financial and Fleet Boston, among others.Chick is a graduate of the School of Business at Gwynedd Mercy College in Pennsylvania. He is a member of the Stewardship Advisory Board for the Diocese of Camden New Jersey, the “Buddy Walk” Committee of the Southern New Jersey Chapter of The National Down Syndrome Society, and the Board of Directors of Hilltop Lutheran Neighborhood Center in Wilmington.