Banco Popular de Puerto Rico

Penelope Brobst Blackwell is the Deputy Regional Chief Counsel for FINRA Enforcement in its South Region. Ms. Blackwell manages litigation and supervises enforcement attorneys in the Dallas office of FINRA. �She also provides legal advice to Member Regulation staff in the Region and consults with FINRA senior management in Washington and New York regarding national issues.Prior to joining FINRA in April 2014, Ms. Blackwell was a partner in the Dallas office of Greenberg Traurig LLP where she regularly represented broker-dealers and their employees in litigation and investigations or disciplinary proceedings by FINRA and other regulatory agencies. �Ms. Blackwell graduated from Louisiana State University Paul M. Hebert Law Center, Order of the Coif, and clerked for the Honorable Henry A. Politz at the United States Court of Appeals for the Fifth Circuit.

Omar Daghestani, Managing Director, leads Stifel�s upper Midwest and Northeast practices, and has senior managed transactions totaling $22.1 billion for issuers including the States of Illinois, Iowa, Kansas, Kentucky, Minnesota and Wisconsin. Three of these transactions received The Bond Buyer�s Midwest Deal of the Year award. Mr. Daghestani has covered state, city, county, and authority level issuers over the course of his career and is well versed in all aspects of state bond acts, constitutional requirements, pension liabilities, and budget processes.Mr. Daghestani is a regular speaker at industry conferences, on pension, OPEB, GASB and other matters, serves as a guest lecturer on public finance at Harvard�s Kennedy School of Government, and is a Board Member of the Civic Federation of Chicago. Mr. Daghestani earned a B.A. with Honors in Economics and was elected Phi Beta Kappa from Northwestern University, and an M.P.P. from Harvard�s Kennedy School of Government.�

Michael Irlbeck is the Business Development Director for Abengoa Water USA. He is responsible for building Abengoa Water�s American P3 business. �Abengoa is recognized as a proven innovator in the private development of water-related infrastructure and specializes in public-private partnerships and turnkey design/build/finance/operate models.He has been instrumental in developing the P3 model for water solutions in Texas. He is a prominent figure in the Texas water market and is frequently invited to speak at events focused on water supply and planning, desalination and P3 development.Mr. Irlbeck served over 16 years with the U.S. Bureau of Reclamation, directing environmental restoration, construction grant assistance and water resources planning activities. Following, he directed the business development activities for NRS Consulting Engineers for four years.Mr. Irlbeck earned a BS degree in Wildlife Fisheries Sciences from Texas A&M University - College Station. Currently he serves as a Director on the WateReuse Association Board.

Ferrandino attended the University of Rochester, earning a BA in political science and economics, and an MPP in public policy analysis. In Washington D.C., he worked as a policy analyst for the White House Office of Management and Budget. After relocating to Colorado, he worked as program analyst for the US Dept. of Justice and as senior budget analyst for the Colorado Dept. of Health Care Policy and Financing until 2007, when he was appointed to the Colorado House of Representatives, serving as Speaker of the House from 2013-2014. As CFO of Denver Public Schools since July 2014, he has general oversight of general accounting, accounts payable, budgeting, disbursement, cash management, financial planning, debt management and risk management.

Timothy L. Firestine has worked in public sector management for over 36 years. In his latest public sector role, Mr. Firestine is the Chief Administrative Officer (CAO) for Montgomery County, Maryland, a position he was appointed to in November 2006. Prior to his appointment as CAO, Mr. Firestine was the County’s Chief Financial Officer for 15 years. Prior to that, he served for 12 years in various management positions in the County’s Office of Management and Budget. Before coming to Montgomery County, Mr. Firestine was the Budget Officer for the Allegheny County, Pennsylvania, Controller’s Office.Mr. Firestine received his Bachelor of Arts in Political Science from Albright College in Reading, Pennsylvania and his Master of Public Administration from the University of Pittsburgh. He is currently the Past President of the Government Finance Officers Association of the United States and Canada and has served as vice chair of its Committee on Debt Management. He is also a member of the District of Columbia Water and Sewer Authority, where he chairs the Finance and Budget Committee.Mr. Firestine also served as President of the Maryland Government Finance Officers Association, President of the Board of Trustees for Suburban Hospital Health Care System, Inc., in Bethesda, Maryland and, President of the Board of Investment Trustees for the Employee Retirement System for Montgomery County. Mr. Firestine was an adjunct professor at the University of Maryland, Graduate School of Public Policy, where he taught Public Finance.

Jan I. Sylvis was named vice chair of the Governmental Accounting Standards Board�effective January 1, 2015. Ms. Sylvis has served on the Board since 2007.�Ms. Sylvis brings extensive state government accounting and auditing experience to�her work at the GASB. She is the retired chief of accounts for the state of Tennessee, arole to which she was appointed in 1995 and retired from at the end of 2014. Ms. Sylvis�also served the function of controller and managed the state�s centralized accounting�system.Ms. Sylvis is a past president of the National Association of State Auditors,�Comptrollers and Treasurers (NASACT) and of the National Association of State�Comptrollers (NASC). Ms. Sylvis, a graduate of the University of Memphis, is a�certified public accountant and a certified government financial manager.

Noreen P. White founded Acacia as Co-President and is a member of the firm�s management committee.� Ms. White is the senior banker to major issuers, including but not limited to, the states of Connecticut, Illinois, Ohio and Wisconsin, Commonwealth of Kentucky, Connecticut Health and Educational Facilities Authority, New Jersey Educational Facilities Authority, Port Authority of NY & NJ and the City of Los Angeles.Ms. White is a member of the Municipal Securities Rulemaking Board and represents the municipal advisor community on the MSRB.Ms. White is an invited speaker at national and regional conferences including the National Association of State Treasurers, State Debt Management Network educational webinars, New Jersey and Connecticut GFOA and the New York Securities Coordinating Committee.� Ms. White spoke at the National GFOA conference in 2011.Ms. White is a graduate of Smith College and has completed graduate work in Information Processing and in Systems Analysis at the New School for Social Research.� She received her M.B.A. in finance from New York University.