Banco Popular de Puerto Rico

Kevin is Senior Vice President of Deposit Products, where he is responsible for all checking account, savings account and debit card customer experience, revenue, product management and policy management.Kevin joined a legacy Bank of America company, LaSalle Bank, in 2000 as a First Vice President of Corporate Development. He was promoted to Senior Vice President and head of Corporate Development in 2002.� He was appointed head of the Customer Experience team for LaSalle�s retail bank in 2004 and was promoted to director of product management and consumer marketing for the retail bank in 2006.� In 2008, he joined Bank of America�s Deposits products team, holding multiple roles in Product Management across all deposit products.� He moved to Customer Segment Management in 2011, where he was responsible for strategic planning for the bank�s Retail customer segment.� He returned to product management in 2013 to oversee deposit products.Before joining the bank, Kevin was a Partner at Oliver Wyman Consulting, where he focused on marketing solutions for clients across a variety of industries.Kevin graduated from the University of Western Ontario in London, Canada where he majored in business administration. He earned a master�s degree in business administration from the Kellogg Business School at Northwestern University in Evanston, Illinois.Kevin has been a part time faculty member of Lake Forest Graduate School of Management since 2005, where he teaches marketing classes to MBA students.

Grant has spent the last ten years in the financial services industry with the past 4 helpingestablish HelloWallet as a leading financial software company. HelloWallet provides independentfinancial guidance to employees at Fortune 500 companies. In 2013, HelloWallet won a Webbyfor best financial services website.As one of the first employees at HelloWallet, Grant started the customer success department andmembership support team. Of course, like any true start-up he also juggled other roles likefirming up the company�s culture and values as well as the occasional beer or pizza run. Grantnow leads the community and marketing teams at HelloWallet through their day-to-dayoperations. In his spare time he helps advise other local DC start-ups as well as speaks atvarious events on agile marketing, employee communications and financial wellness. He alsoserves on the Indiana University Alumni Board for the Washington, DC area.

Virginia Varela joined Golden Pacific Bank as Chief Executive Officer and member of the Board of Directors for both the Bank and Golden Pacific Bancorp in 2013.� Golden Pacific Bank is the co-founder of SmartBiz, the nationwide automated, online SBA lending platform for loans from $5,000 to $150,000.� With SmartBiz, Golden Pacific Bank has become the nation�s leading lender for SBA Non-Express loans of $25,000 or less. �Now commanding 20 percent of the market, SmartBiz processed over $23 million in applications in April.Before joining Golden Pacific Bank, Ms. Varela held various posts both as a community bank executive and as a former regulator, and brings with her more than 28 years of community banking experience.� Most recently, Ms. Varela served as EVP/Chief Operating Officer of Bank of the Orient, a large community bank headquartered in San Francisco and was responsible for managing ten branches, including three in Hawaii and one in China.� Ms. Varela also successfully served as CEO/President of Bank of Rio Vista in the California Delta region, where she transformed the Bank to profitability.� Ms. Varela was also President and Director of San Luis Trust Bank in San Luis Obispo, California.Previously, Ms. Varela held various positions of authority with regulatory agencies including the Federal Reserve Bank of San Francisco, the Treasury Department, and the Federal Home Loan Bank of San Francisco.� Her specialty area is that of community bank regulations and supervision.Ms. Varela has consulted with financial institutions and government agencies both on a national and global scale.� She has succeeded in overseas missions with the Financial Services Volunteer Corporation assisting developing and transition countries.� She also served as a member of the Interagency Hurricane Katrina Task Force �Banks Helping Banks,� and was an active Consultant to the national �Elder Financial Protection Network.�Ms. Varela is a member of the California Bankers Association Board of Directors.� Ms. Varela�s contributions were recognized through a �Woman of Distinction� Award in the San Francisco Bay area, as well as other honors and certifications over the years.

Dominik Zynis is currently working with Mastercoin Foundation as their Head of Communications. Previously, Dominik was Managing Director of Chloregy a new media firm focused on corporate social responsibility and business sustainability technologies and practices, served in various sales and alliances capacities at Oracle, Hyperion Solutions, and eMeter/Siemens. In 2001 he co-founded State Software, where he was responsible for the specification leading to the making of JSON and the JSON libraries in use by billions of machines today. Dominik was the last employee of Electric Communities, the creators of E, a programming language for peer to peer smart contracts. He holds a BA in Economics from Middlebury College in Vermont, and is completing a MSc in Industrial Management and Economy from Blekinge Institute of Technology in Sweden.

After heading up CRM and regulatory compliance departments for money center banks for 20 years and then starting his own strategic analytic company with a blue chip list of Fortune 100 clients, Jordan decided that the system just is not working for us and has now teamed up with Internet Archive to transform the current banking system with a financial oxymoron; an old fashion network of community based credit unions. ��This new initiative will be a community based financial organization - a credit union that will be both a fulcrum for change and a portal to what�s possible, where cutting edge technology, a high standard of fairness and engaged and committed members meet.Jordan has an MBA in Marketing/Information Systems from NYU.��In addition to numerous speaking engagements in the US and abroad, he was the subject of a recent Wired article on Credit Unions, a contributing author to the �New Age of�Financial Services Marketing�, and was an adjunct professor at NYU�s Graduate Business School.��His views have been quoted in the Economist and espoused as a keynote speaker in the US, Europe and Australia.

Tim Byun joins BitPay as Chief Compliance Officer to lead the company�s regulatory relationships and to build upon the company�s strong compliance framework.� Prior to joining Bitpay, Tim served as Visa�s Head of Anti-Money Laundering � Network as well as the Head of Credit Settlement Risk.� Tim also regulated banks for 16 years with increasing responsibilities with the Federal Reserve Bank of San Francisco and the Federal Deposit Insurance Corporation.� Tim obtained an MBA from UCLA Anderson School of Management and Bachelor�s of Science degree from University of Southern California.�