Banco Popular de Puerto Rico

Ms. Yastine serves as Chair of Ally Bank as well as its President and Chief Executive Officer. She served as interim CEO from June 2011 until her permanent appointment in March 2012. She has been Chair of Ally Bank since joining Ally Financial Inc. in May 2010. Ms. Yastine was named to the 2013 annual American Banker list of the Most Powerful Women in Banking. Ally Bank�s success in the marketplace and its steady growth and evolution were noted as contributing factors in being named to the list. Prior to her appointment as permanent CEO and President of Ally Bank, in addition to her Chairmanship of the Bank, Ms. Yastine served as Chief Administrative Officer of AFI, overseeing the Risk, Compliance, Legal and Technology functions.Ms. Yastine is a seasoned executive with diverse experience at financial services companies. Prior to joining AFI, she served as a principal of Southgate Investment Partners, LLC. Before that, she was Chief Financial Officer of Credit Suisse First Boston from 2002 to 2004 with responsibility for Financial and Product Control, Treasury, Risk Management, Strategy, and the Tax function. She was with Citigroup and its predecessors for fifteen years, with her last position being as CFO of Citigroup�s Global Corporate and Investment Bank. During her time at Citigroup, she also served as Chief Auditor, Chief Administrative Officer of the Global Consumer Group, and as Executive Vice President of Consumer Finance. She began her career at Travelers as the Head of Investor Relations.Ms. Yastine holds a Bachelor of Arts in Journalism and a Master of Business Administration in Finance, both from New York University. She serves on the Board of Directors of Primerica Corporation (NYSE: PRI). She also is a member of the Board of Trustees of Phoenix House.

Andy is responsible for the governance and validation of models and analytical tools at Regions. He held a similar position at another CCAR bank and developed models in credit risk and market risk at two other top-ten banks. He estimates that he has been responsible for the validation of over 100 stress testing models and views stress tests and scenario analyses as crucial risk management tools. A former business school professor at Washington University in St. Louis and the University of Minnesota, Andy has worked as a consultant, web designer, and laborer. He has a PhD from Carnegie-Mellon University (GSIA) and an MBA from the University of Pittsburgh.

Anil Chadha joined Regions in 2011 and serves as the Debt & Capital Manager in the Treasury Division. His responsibilities include managing debt and capital strategies and execution, managing regulatory capital forecasts, coordinating stress testing activities (including Dodd-Frank Act Stress Testing and Comprehensive Capital Analysis and Review (�CCAR�) activities) and monitoring regulatory developments as they may impact Regions.Regions is a top U.S. bank-holding company headquartered in Birmingham, Alabama, with $117 billion in assets, operating over 1,700 banking offices in 16 states.Prior to joining Regions, Anil worked in the Finance & Treasury groups at several financial institutions including Ally Financial, Wachovia / Wells Fargo and Capital One.He holds a bachelor�s degree in Business Administration from the University of Alabama-Birmingham and a master�s in business from the Babcock Graduate School of Management at Wake Forest University.

Jonathan Roberts, CFA serves as Vice President and Director of Finance at Signature Bank.� Mr. Roberts and his team are responsible for generating the Bank�s aggregate quantitative stress test results under the Dodd � Frank Act.� He oversees the following functions: asset / liability modeling, stress testing credit losses on the Bank�s Commercial Real Estate portfolio, and generating the Bank�s Annual Budget / Baseline forecast. Mr. Roberts and the Finance department also work closely with the Bank�s Risk Management department to develop the qualitative submission of the stress test as well as addressing any challenges that Risk or the Board of Directors would have on the quantitative results.

Mark assists clients with quantitative strategy and compliance matters, including risk quantification, model validation, stress testing, liquidity standards, and capital planning. Including his work as a former official with the Office of the Comptroller of the Currency, Mark has more than 25 years of experience at the vanguard of quantitative economic analysis and its role in bank supervision.Before joining Promontory, Mark was senior deputy comptroller for economics at the OCC, where he oversaw quantitative examination support for the OCC and advised senior regulators and bankers on aspects of the use of models and quantitative methods for risk management and other purposes. While at the OCC, Mark led the team that developed the 2011 Supervisory Guidance on Model Risk Management. Mark also led or participated in many Basel Committee or Joint Forum initiatives related to models and model validation, and played a leading role in the subsequent development of U.S. rules and guidance.Prior to his work with the OCC, Mark served as vice president in banking supervision and regulation at the Federal Reserve Bank of San Francisco and was the managing officer of the banking studies department at the Federal Reserve Bank of New York. Internationally, Mark worked for the Reserve Bank of Australia and has consulted for both the International Monetary Fund and the World Bank. He is a frequent public speaker at industry and policy forums and has taught at San Jose State University and the Haas School of Business at the University of California, Berkeley.Mark earned a Ph.D. in economics at the Massachusetts Institute of Technology and a B.A. in economics at the University of California, Berkeley.

Diana Elliott is the research officer for family financial security and mobility at The Pew Charitable Trusts. The project conducts original research to assess differences in family balance sheets across diverse U.S. households and to evaluate the degree to which Americans� short-term economic security relates to their longer-term economic mobility.As the lead on Pew�s research in American families� financial security and opportunity, Elliott conducts original analyses, communicates and collaborates with outside experts, and guides a team of researchers on best research practices and methodological approaches.� As a primary spokesperson for the project, she has presented findings on financial security and mobility at conferences across the country, reaching diverse audiences including policymakers, and has been interviewed on national television and radio news programs and with top print publications.Elliott previously served as research officer for Pew�s economic mobility project, working to build broad nonpartisan agreement on the facts and figures related to mobility and to encourage an active debate on how best to improve opportunity in America. Before coming to Pew, she was a family demographer at the U.S. Census Bureau where she conducted research on marriage, divorce, and family living arrangements.� She worked at the University of Massachusetts - Boston Survey Research Center and at the firm Belden & Russonello, where she developed questionnaires, conducted focus groups and in-depth interviews, managed surveys in the field, and analyzed quantitative and qualitative findings for academic, nonprofit, and private clients.Elliott completed her Ph.D. in sociology at the University of Maryland - College Park.

Chinwe Onyeagoro is the CEO and cofounder of FundWell, a site that matches small businesses to the right financing option and provides financial health coaching. Previously, she co-founded O-H Community Partners, an economic development consulting firm that raised over $120 million in financing for organizations across the country.Chinwe�s consulting career began with two top global consulting firms, McKinsey and Monitor Group. After, Chinwe worked as one of four investment analysts overseeing the Pritzker Realty Group�s $3 billion in real estate assets.Chinwe graduated with a joint degree in Economics and East Asian Studies from Harvard University. In 2007, she was named one of Chicago�s 40 under 40 by Crain�s. She is a Henry Crown Fellow of The Aspen Institute. She serves on the board of a number of business and civic institutions, all of which support her passion for improving access to capital for small businesses and social ventures.