Banco Popular de Puerto Rico

Charu Chaturvedi is a Senior Vice President at Affinnova where she leads the Financial Services vertical dedicated to providing strategic insights and technology driven solutions. A seasoned professional with over 15 years of marketing and research experience, Charu�s career has spanned several business sectors including financial services, healthcare, consumer packaged goods, and technology.Prior to joining Affinnova, Charu worked in areas of innovation related to global product development, business development, and marketing. She served as a Marketing Director with American Express where she led the international launch of new financial products, worked to develop partnerships for co-branded credit cards, and revamped the cornerstone loyalty program, Membership Rewards.She has received numerous awards related to innovation including the Chairman's Award for Innovation, the highest form of recognition for innovation and teamwork at American Express.Charu holds a BS in Chemical Engineering from the Pennsylvania State University and an MBA from Columbia University.

Aaron Zaber is a Senior Manager at Discover Financial Services where he currently leads primary research for Discover�s consumer banking division (Bank Strategy, Deposits, Home Loans, Student Loans, Personal Loans), Discover Network as well as international research in support of Discover�s Diners Club brand.Prior to joining Discover Financial Services, Aaron worked as a Senior Manager with Allstate Insurance where he led the measurement and metrics team for the Customer Experience division within Allstate's Marketing department.Aaron holds an MBA from the Lake Forest School of Management where he was named a Hotchkiss Scholar, graduating in the top 5% of his class.

Jacob Williams has been part of the Wells Fargo team for more than 14 years. He has played a role on fulfillment, sales, and strategy teams, helping to lead business process reengineering for Wells Fargo’s strategic initiatives to improve the customer experience at origination and loan closing, which eventually led him to eBusiness. He has made it his priority to help customers have informed choices, clear understanding, and convenient ways to do business with Wells Fargo. His experience includes supporting major change management activities, both technical and non-technical, and he has extensive knowledge of electronic/digital lending and fulfillment capabilities across multiple customer devices.Jacob currently leads Wells Fargo Home Mortgage’s eLending program, which designs and implements compliant, enterprise-level, online and paperless capabilities that render enhanced regulatory controls, improved customer experience, and increased business efficiencies. Jacob is responsible for collaborating with a large team of essential partners in eBusiness and the Delivery, Architecture, Digital, Legal, Compliance, and Technology teams.�He lives and works in Phoenix, AZ. He has a Master’s in Philosophy with seconds in Art and English Linguistics.

James Geeslin currently serves as Vice Chairman and Chief Sales Officer for Extraco Banks, Waco, Texas. His areas of responsibility include Mortgage, Insurance, Trust, Marketing, Corporate Sales Support, Technology, Consumer Finance and Small Business. James is also responsible for Extraco�s retail customer experience. James is the Chair and/or serves on the following committees: Executive Committee, ALCO, Trust and Investment Committee, Senior Loan Committee, and Credit Management Committee. James is also the President and CEO of Extraco Consulting, a subsidiary corporation of Extraco Banks, providing retail models, strategic planning and multi-channel delivery solutions to banks and credit unions.In June 2011, James Geeslin was presented the Model Banks of the Year Award from Celent, an international research firm specializing in banking, in recognition of Extraco�s multi-channel banking and branch innovation.The BAI Maverick Banker of the Year 2011 was awarded to James Geeslin in October 2011. This award recognizes forward-looking, collaborative and open-minded leaders who drive business results and is presented by BAI, the financial services industry�s partner for breakthrough information and intelligence needed to innovate and stay relevant in an evolving marketplace.After graduating with a Bachelor of Business Administration in Finance degree from Texas Tech University, James Geeslin began his banking career at the Teller level leading to a full line of experience in the banking industry over the past 30 years.

David is a recognized authority on business strategy and change management with over 20 years of senior management experience at “Top 10” banks and leading community banks. He is founder and president of Peak Performance Consulting Group, which is an industry leader in helping banks and credit unions achieve superior revenue growth, sales and distribution effectiveness, and cost efficiency.David has been active in the BAI, Consumer Bankers Association and the International Academy of Retail Banking. He is a frequent speaker at industry conferences, a regular contributor to Banking Strategies, and is the founder of LinkedIn's Retail Banking Network which has over 80,000 members.

Brent Tischler joined Associated in April of 2011 and has 15 years of financial services industry experience.Today, as the Senior Vice President/Director of Channel Optimization, he is responsible for the identification, assessment and optimization of Retail channel strategies, footprint decisions and other value creation initiatives. Tischler leads both the digital and physical Retail distribution strategies for Associated and he supports the M&A strategy efforts and target bank assessment.Prior to joining Associated, Tischler held multiple executive leadership positions in sales, operations and finance at Guaranty Bank in Milwaukee, WI. Before that, Tischler was a Senior Manager in the Strategy & Operations practice at Deloitte Consulting in Chicago, IL.Tischler holds a Bachelor of Science in Business from Indiana University a Master of Business Administration from the University of Chicago-Booth School of Business.Tischler also serves as President of Board of Directors for Meta House in Milwaukee, Wisconsin.

Trevor is a financial services veteran who has spent much of his career developing and delivering marketing and distribution programs for top-tier banks and suppliers to the banking industry. In his current role as Head of Services, Trevor oversees the development and delivery of Saylent�s marketing, consulting and analytics solutions for clients.Most recently Trevor served as director of partnership & distribution strategy for Citizens Financial Group, where he was part of Citizens� executive leadership team and oversaw all branch-planning, partnerships, and ATM distribution for Citizens. His scope included distribution-planning for over 1,400 branches, 30+ retail banking partnerships, the #2 instore-banking program in the U.S., and 3,900 ATMs, with a mandate to continue the evolution of Citizens� distribution strategy through a combination of extensive capital and network-optimization initiatives.Trevor�s prior roles at Citizens include Director of Partnership Strategy & Marketing Operations, Director of Channel (Direct) Marketing, and Head of Deposits Product Management. He also held leadership positions at Brann/Response Marketing Group, Fleet Financial Group, and Signet Banking Corporation prior to joining Citizens.Trevor holds a B.A. from Furman University, and earned his M.B.A. at the University of Georgia.