Banco Popular de Puerto Rico

Monica Reha is a Wells Fargo Home Mortgage Vice President – Web Governance Program Manager. Ms. Reha leads a team of accessibility consultants who work to ensure that every digital Wells Fargo Home Lending project is developed using accessibility concepts. Ms. Reha has been working on accessibility projects for Wells Fargo for more than 8 years and has built a robust accessibility program for her line of business at Wells Fargo.

Jeremiah Rogers a Wells Fargo team member, an online accessibility advocate. �Mr. Rogers has been totally blind since birth and used assistive technology since childhood. For the last decade plus, he has worked alongside designers, developers, testers, business analysts, and customers to understand, document, and maximize accessibility of applications and content on the web, mobile devices, and in desktop applications.�

Bruce Lammers has been the Chairman and Chief Executive Officer for Ridgestone Bank since 2006.� Privately held Ridgestone Bank focuses on government-guaranteed lending and has branch locations in Brookfield, Wis. and Schaumburg, Ill. Mr. Lammers’ extensive work in the banking industry includes government-guaranteed lending, commercial banking, asset management and corporate strategy. � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �Consistently ranked as one of the Top 10 SBA lenders in the country, Ridgestone Bank has become a leader in SBA and USDA lending initiatives, dedicated to serving small business. ��Under Lammers, the company has grown significantly and has expanded its footprint to include loan production offices throughout the Midwest and Southern California.Prior to his position at Ridgestone Bank, Mr. Lammers served as the COO and EVP of a $5.3 billion Midwest regional banking institution in Northern Illinois.� Here he was responsible for the management of multiple functions, including Commercial Banking, Small Business, Cash Management, Private Banking, Special Assets and Credit Administration.Mr. Lammers also served as the President of the Green Bay and Northeastern Wisconsin Region of U.S. Bank (formerly known as Firstar Bank), and the Senior Vice President and Senior Commercial Loan Officer of the Sheboygan, Wisconsin office of U.S. Bank.� While working at U.S. Bank, he was named Financial Services Advocate of the year for the State of Wisconsin.Mr. Lammers has made significant strides in assisting others within his industry, and currently serves on the board of directors of NAGGL (National Association of Government Guarantied Lenders).� He has also served on the board of several economic development groups including the Wisconsin Business Development Finance Corporation and The Rockford Local Development Corporation.

Paul Stockamore joined Lendinghome in June 2015 as Vice President of Capital Markets responsible for overseeing the firms off-balance sheet funding efforts and asset management.�� Before joining Lendinghome, Paul was at Fortress Investment Group since 2006 where he was responsible for investing across a spectrum of mortgage-credit products. �He also has extensive transactional and capital formations experience of permanent capital vehicles including the launch of New Residential Investment Corp (NYSE: NRZ), a $3bn mortgage REIT.� ��Prior to Fortress, Paul was a Vice President at Nomura Securities where was responsible for structuring and trading commercial mortgage-backed securities.� Paul graduated cum laude from Wake Forest University with a BA in Analytical Finance and Masters of Arts in Accountancy.��

Michael Nagl currently serves as the Senior Vice President and Chief Lending Officer for Warren Federal Credit Union headquartered in Cheyenne, WY.� He is responsible for the entire lending function for the $575 million credit union, including Consumer, 1st Mortgages and Member Business Lending.� Prior to joining WFCU in 2010, Michael was a Vice President with Centennial Lending, a real estate lending credit union service organization (CUSO) in Longmont, CO, for five years.��Michael is a University of Colorado at Boulder alum holding a Bachelor’s of Science degree in Business Administration.� He also graduated from the Western CUNA Management School in Claremont, CA.� Mr. Nagl is currently a Director of two credit union industry related Boards – Centennial Lending (currently serving as the Vice Chair) and the Rocky Mountain Chapter of Credit Unions (President).� He is an inactive Class A Member of the Professional Golfers Association of America.�

Erin Winter joined Acxiom in 2010, and leads Acxiom’s Marketing Strategy team, responsible for driving brand awareness and thought leadership around Acxiom as the most trusted voice in data-driven strategies for marketers. Erin’s team includes marketing strategy, content marketing, industry analyst relations and client advocacy.� Erin has been managing top tier marketing programs for over 15 years, at Oracle and Autonomy Interwoven, before joining Acxiom.

Stephen Comer is the Director of the Financial Services sales team at Hyland Software, the developers of OnBase, an enterprise class content management solution. A Certified Document Imaging Architect (CDIA+) and ECM practitioner (ECMp), Comer has spent the past 10 years working with customers and partners to develop strategic plans to minimize an organization�s reliance on paper and develop solid business process management strategies in an effort to improve internal operations.Comer began his career in the banking industry. Beginning as a teller and working his way up to the position of branch manager, he gained a wealth of knowledge in the retail operations of the banking world. After 5 � years, 3 of those spent managing his own branch � and getting robbed 4 times - Comer made the move to Hyland where he became a key member of the financial services sales team as an industry specialist. After spending 9 years focusing on helping his customers and partners work smarter instead of harder, he took over as the team�s Director in September, 2014.In those brief hours in the day where he is not focused on preaching the gospel of the OnBase ECM solution, Comer enjoys keeping active with various sports and outdoor related activities, with a specific love for basketball, golf, football, hiking, spending time with his family and basically any activity that takes the focus off of work, even for a few minutes.Comer holds a bachelor of business administration degree from Cedarville University in Cedarville, OH.��

Skylar has been making websites ever since the birth of the graphical web in 1993. He has a long history building early Internet products, including Yahoo! Messenger and WhiteHouse.gov. A turning point came in 2005 while building Kiva.org, the first online microlending site, with co-founder Matt Flannery � he discovered the power of credit to transform the lives of everyday folks. As the CEO of Puddle, Skylar guides the product and the team on a decidedly disruptive path to realizing the future of consumer revolving credit.

Tim Swanson is the author of three books including most recently, The Anatomy of a Money-like Informational Commodity: A Study of Bitcoin.� He is a visiting research fellow at the Sim Kee Boon Institute at Singapore Management University, an advisor with Hyperledger, Clearmatics and R3CEV.� Tim is a a graduate of Texas A&M University and worked in East Asia for more than six years.� He is currently based in the San Francisco Bay Area.