Banco Popular de Puerto Rico

Mr. Roszak is co-founder and chairman of Bloq, a blockchain�enterprise software company. Mr. Roszak is also founding�partner of Tally Capital, a private investment firm focused on�blockchain-enabled technology with a portfolio of over 20�investments, including BitFury, Blockstream and Factom.�Mr. Roszak is a blockchain investor, entrepreneur and�advocate. He has spent over 20 years in private equity and�venture capital with Advent International, Keystone Capital�Partners, Platinum Venture Partners and SilkRoad Equity, and�has invested over $1 billion of capital (from start-up to IPO) in�a broad range of industries. Mr. Roszak is a director and�beneficial owner of Eboost, MissionMode, NeuEntity,Onramp, SolidSpace and TrueLook.Mr. Roszak serves as chairman of the Chamber of Digital�Commerce, the world’s largest trade association representing�the blockchain industry. In addition, Mr. Roszak serves on the�board of BitGive, a non-profit foundation targeting public�health and the environment. Mr. Roszak is also the founder of�the Chicago Bitcoin Center, and was a producer of the�blockchain industry’s first ever documentary, The Rise andRise of Bitcoin.Mr. Roszak is a sought after thought leader on blockchain�technology, and has testified before US Congress and�spoken at The Brookings Institution. Mr Roszak has been�featured on CNBC and quoted in The Wall Street Journal,�Bloomberg, CoinDesk and Bitcoin Magazine. In addition, Mr.�Roszak has presented at FinTech conferences worldwide,�including Money20/20, CES and American Banker.�

Mr. Schwartzman currently serves as the Chief Operating Officer and General Counsel/Chief Compliance Officer at UniTeller Financial Services, Inc. and Servicio UniTeller, Inc., subsidiaries of both a US Bank Holding company and of Banorte.� He has held these positions at the Company since 2007.� He began as GC/CCO at the Company in 2001.� Prior to his role at UniTeller, Mr. Schwartzman was a founding partner at the firm of Mezan, Stolzberg & Schwartzman in New York City, where he specialized in a corporate practice representing financial industry clients. � �At UniTeller, Mr. Schwartzman has developed an expertise in all facets of compliance for financial services entities involved in global money transfer.� In particular, his expertise includes all areas of anti-money laundering laws and regulations (OFAC, KYC, EDD, SARs, Risk Assessments and licensing) and oversight of a global compliance department.� He has been recognized by his peers for his expertise as a speaker at the Florida Int�l Bankers Ass�n conference in 2014 and previously at the Homeland Security/US Treasury/Dept. of Justice Conference on Money Laundering and, in addition, for the past eight years he has addressed the Annual Conference of the state banking regulators, which attracts many federal banking regulators as well.� Mr. Schwartzman is responsible for developing, monitoring and updating all risk rating and compliance policies and procedures at UniTeller, acting as the liaison for the Company with all regulatory agencies, and managing the examinations performed by state and federal authorities.�Mr. Schwartzman is a graduate of Vassar College and the University of Florida School of Law, where he was Senior Editor of the Law Review and was elected to the Order of the Coif and Phi Kappa Phi honorary academic societies.� He has been published in the University of Florida Law Review regarding Investor Protection and currently serves as a member of the Board of Education for the NVRHS (and previously served as President of the Board of Trustees of the Demarest Public Library). � � �

Andrew�Deringer�manages Lending Club�s financial institutions business, which includes asset acquisition and joint marketing arrangements with banks and finance companies. �Before joining Lending Club,�Andrew�held various roles at Morgan Stanley in investment banking covering financial institutions as well as the firm's corporate strategy and M&A group. Prior experience include positions at the Federal Reserve Bank of Chicago in the area of Supervision and Regulation with responsibilities of examining large financial institutions as well as small community banks on topics of credit risk management and financial safety and soundness. Andrew�holds a BA from Eckerd College and an MBA from University of Chicago.�

Matt Lipton is a partner and research analyst at Autonomous Research, focusing his coverage on payment and financial technology companies. Prior to joining Autonomous, Matt followed payment, processing and IT services companies as an equity research analyst at Morgan Stanley. Matt started his career in corporate strategy at BlackRock. He is a graduate of Trinity College in Hartford, CT and is a CFA charterholder.

Jason Ekberg is a partner who leads our payments innovation work across Asia and formerly was a lead partner in our China business and now leads our Indonesia franchise. He focuses on advising senior management of corporate and investment banks, information and service providers on a range of business strategy and transformation topics. With over 18+ years experience, Jason has worked on projects across all major financial centers and 30 separate countries with specific expertise in US, China, Japan and Indonesia.Jason completed executive education at Harvard Business School, with MBA from Purdue University and BBA from the University of Texas. Prior to Oliver Wyman, Jason worked with JP Morgan, Citibank, IBM and Shell Services International.

Jonathan Levin is a co-founder of Chainalysis, the leading provider of AML solutions to Bitcoin companies. He was previously CEO at Coinometrics, where he lead a team of data scientists to measure the activity and health of the Bitcoin network. Jonathan was a postgraduate economist at the University of Oxford where his research focused on Virtual Currencies, creating one of the first statistical models of Bitcoin transaction fees. He consults regularly to governments, top tier banks and payment companies on the future of digital currencies.

Andrew�s primary operational focus is developing strategic business partnerships, generating alternative investment approaches and roadmaps for revenue growth. Before joining Firstrust, Andrew was Director of Asset Strategies for WSFS Bank, Market Director in Commercial Term Lending for Chase (fka WaMu) and prior to that held leadership positions in specialty finance.Andrew is a cum laude finance graduate of Drexel University and is currently a member of the Dean�s Advisory Board at the LeBow College of Business. He was a 10 year member of the National Home Equity Mortgage Association Board of Directors.� Andrew was named as one of �40 under 40� in the May, 2003 Business Journal.

Christine Birtel is a Senior Vice President, Wholesale Internet Solutions, Customer Insights and Analytics for Wells Fargo. A 9-year veteran in Financial Services, 18 years overall with similar roles in consumer packaged goods, pharmaceutical and market research organizations, Chris is responsible for bringing together both quantitative and qualitative insights to drive holistic, data-driven decisions. The result is good user experiences that increase business value and aligns strategies with customers� true needs and perceptions.Christine holds a Masters in both Experimental Psychology and Quality and Applied Statistics, and has built and oversaw Wells Fargo�s Customer Insights and Analytics practice within the Wholesale Internet Solutions channel.