Banco Popular de Puerto Rico

Eric Sandler has over 25 years of experience in municipal and infrastructure financing. �At the San Francisco Public Utilities Commission (SFPUC) he is responsible for managing the finances of the Commission’s Water, Power and Sewer enterprises with combined operating and capital budgets of $1 billion and $8 billion respectively. �Prior to joining the SFPUC, he served as Director of Finance for both the East Bay Municipal Utility District (EBMUD) and the San Diego County Water Authority (SDCWA). �At the SDCWA, Mr. Sandler co-led the team responsible for structuring and negotiating a long-term water purchase agreement with Poseidon Resources to develop the 50 MGD Carlsbad Desalination Project. �Prior to entering public service Mr. Sandler worked for a private developer arranging non-recourse project financing for alternative energy projects, for a merchant bank advising the government of Argentina in energy sector privatizations, and for Lehman Brothers in the municipal investment banking group in San Francisco.�Mr. Sandler has a BA degree in Biology from Stanford University and a MBA from the University of California, Berkeley.

Kevin has focused his legal career on securities litigation and related investigations.� Since November 2012, Kevin has been an Assistant Regional Director at the Boston Regional Office of the United States Securities and Exchange Commission.� Kevin is responsible for supervising investigations into possible violations of the federal securities laws, and the prosecution of� the Commission's civil suits in the federal courts as well as its administrative proceedings.� He has also been the supervisor of Boston’s enforcement accountant program, which focuses on investigations of possible violations of the securities laws with respect to accounting, auditing, and financial issues.� In March 2014, Kevin was appointed as an Assistant Director in the Municipal Securities & Public Pensions Unit.� The Municipal Securities and Public Pensions Unit focuses on the Commission’s enforcement efforts in policing misconduct in the $3.7 trillion market for municipal securities and in connection with pension funds for state and local government employees, which hold about $2.7 trillion of assets.

Elizabeth Cousins focuses her practice on public-private partnerships (P3s) and other large-scale infrastructure projects that use a wide range of delivery methods.Prior to joining Nossaman, Ms. Cousins worked at a leading law firm in Australia. She brings to the Firm extensive experience procuring complex and cutting-edge infrastructure transaction across a range of sectors – including transportation infrastructure, social infrastructure and water infrastructure projects. A number of these projects involved the use of availability payments.Ms. Cousins combines strategic advice on procurement and business-case preparation with strong front-end contract drafting and negotiating skills to assist clients in all aspects of delivery – from feasibility study, tender processes and contract drafting, to operation, maintenance and contract management.

Before joining Meridiam, Joseph Aiello was involved in numerous mega-projects in the public transportation sector in North America, including Boston�s South Station Transportation Center. He was also director of the innovative �Tren Urbano� rail transit project serving the San Juan metropolitan area in Puerto Rico.His experience includes managing the development of large-scale infrastructure and real estate projects, along with operational management and business development roles.In his many roles in the Public and Private sectors Joseph Aiello has served in a number of Senior Executive positions and often driven the strategic and operation imperatives of those organizations.Joseph joined Meridiam in February 2007 and has played a part in the company�s growth in the North American market.

Jeff founded and leads Parker Infrastructure Partners LLC (PIP), an investment vehicle established to proactively manage greenfield project delivery risks on a global basis.� Jeff also serves as a member of the investment committee of IST3 Infrastruktur Global, a new infrastructure investment fund established by a consortium of pension funds based in Zurich, Switzerland.Jeff previously served as Senior Managing Director of Ernst & Young Infrastructure Advisors, LLC (EYIA).�� He was the Founder / President of Jeffrey A. Parker & Associates, Inc. (JPA) that was sold to EY in June 2012 and is now the core of EY�s US infrastructure advisory practice.� Jeff has advised public sector clients on over $15 billion of infrastructure investment involving some of the most complex transport construction ever undertaken in the US.He led the financial advisory team for the $4 billion Tappan Zee Bridge replacement in New York, which closed a $1.6 billion TIFIA loan in Dec 2013.�� Jeff is noted for his leadership role in helping to bring to fruition such groundbreaking projects as the Port of Miami Tunnel and I-595 PPPs � the first availability payment PPP transactions in the US � and the Miami Intermodal Center, the largest intermodal complex in the US.

Deborah Alden is the Managing Director of the Brooklyn Fashion + Design Accelerator (BF+DA). As a consultant, serial intrapreneur and educator for over�15 years, she�s worked closely with and within organizations�from Fortune 100 to non-profits and start-ups�to unearth opportunities, build new initiatives,�and bring structure and clarity to the development of effective systems, services, brands and strategies.�She�s been a mentor for Healthbox, a frequent media�advisor for the Sundance Institute and Skoll Foundation, designed and ran the pilot year of a start-up incubator for designers launching social enterprises, and�co-founded The Comradery, which offered coaching and learning experiences at the intersection of design, business and innovation.

As CFO, Tom oversees the numerous financial, legal and government matters associated with providing an entirely new type of financing solution in partnership with public and private entities. Prior to joining Renovate America, he was the CFO of the Colorado Housing and Finance Authority. In this role, he was responsible for the management of its $600 million investment portfolio and $3 billion of debt issuances, as well as traditional forecasting and budgeting. In addition to the traditional finance roles, he supervised the Information Technology, Loan Servicing, and Human Resources departments. He is well versed in strategic planning, growth performance, negotiation, and profit. He has negotiated numerous bank credit facilities, as well the public offering of debt. Tom is a Certified Public Accountant, and a graduate of the University of Colorado.

�Andrew Mendelson is a Director with RBCCM and specializes in project finance with expertise and experience, including: (i) P3 transportation financings for both greenfield and brownfield projects representing both the private and public sectors as financial advisor and financer (tax-exempt, private-activity, and taxable bonds; bank facilities); (ii) tax-exempt and taxable municipal banking for transportation and large governmental issuers; specializing in user fee (toll road and mass transit), transportation revenue (sales tax, gas tax) and P3 (demand risk and availability payment) financings; (iii) particular expertise with Federal programs such as TIFIA; (iv) sports stadium and arena financings representing sports franchises and governmental entities; and sports franchise acquisition financings representing franchise ownership groups.P3 advisory, underwriting, and financing mandates include Los Angeles World Airports Automated People Mover Project, Maryland Purple Line Light Rail Project, TIFIA Loan Advisor to Port Newark Container Terminal, Colorado I-70, Georgia I-285 & SR 400 Reconstruction, Florida I-4 Ultimate Express Lanes, Pennsylvania Rapid Bridge Replacement, Ohio Portsmouth Bypass, Goethals Bridge Replacement, Indiana East End Crossing / Ohio River Bridges, Virginia I-95 Express Lanes, Northwest Parkway (Denver, CO), Missouri DOT Safe & Sound Bridge Program, Tampa East-West Road, and Indiana Toll Road.� Recent senior managed toll road and transportation experience includes transactions for New Jersey Turnpike Authority, Pennsylvania Turnpike Commission, Miami-Dade Expressway Authority, and Texas Department of Transportation.� Andrew leads the project / P3 financial advisory team of the North Texas Tollway Authority (NTTA) that has structured over $14.1 billion of debt between 2007 and 2011, including a $418 million TIFIA Loan.Andrew has led the development and structuring of multiple new indentures for large bonding programs and worked through the rating agency and investor education processes for the related new credits.� Recent new indenture/credit senior managed experience includes transactions for Puerto Rico Highways and Transportation Authority, Bi-State Development Agency (St. Louis Metro), Hillsborough County Aviation Authority (Tampa International Airport), and Clark County, Nevada Highway Revenue Bond program.� In the sports sector, Andrew has worked on financings for NFL, MLB and NBA transactions.�Andrew holds an A.B. in Economics (Suma Cum Laude/Phi Beta Kappa) and a B.S. in Systems Science and Engineering (Magna Cum Laude/Tau Beta Pi), both from Washington University in St. Louis, as well as a MBA with specializations in Finance and Management (Stern Scholar/Beta Gamma Sigma) from New York University Stern School of Business.

Mike Hancock is Secretary of the Kentucky Transportation Cabinet and current AASHTO President.� He also serves as the Chair of AASHTO�s Standing Committee on Planning (SCOP) and is a member of the Executive Committee of the Transportation Research Board (TRB).� �During his tenure as Secretary, Mike has led the Cabinet�s efforts to build the $2.6 billion Louisville Bridges Project and is working to develop Kentucky�s portion of the $2.5 billion Brent Spence Bridge Project to be done in partnership with the Ohio Department of Transportation.� Mike is the Chair of the Kentucky Public Transportation Infrastructure Authority.�