Banco Popular de Puerto Rico

Antonio Portuondo, is a Managing Director and President of The Bank of New York Mellon Trust Company N.A., a subsidiary of The Bank of New York Mellon Corporation.� Tony is the Segment Head of the Bank’s Corporate Trust Public not for Profit Business.� Primary responsibilities include sales and relationship management, risk, new business, and client service delivery.Prior to his current role Tony managed the Corporate Trust Public Finance business and also served as the Public Finance Chief Administration Officer initiating and leading strategic initiatives, as well as managing its Best Practices program.�Tony has more than 19 years of corporate trust experience holding various business administration, business development, and management positions.He received an undergraduate degree in Political Science from the University of Florida, and a Master of Public Administration specializing in Public Finance from FloridaInternationalUniversity.��

�Jan Perry is the General Manager of the Los Angeles Economic andWorkforce Development Department (EWDD). Mayor Garcetti appointedher to the position in 2013. Both Perry and the Mayor share a passion forjob creation and the revitalization of neighborhoods that results inimproving the quality of life for all Angelenos.As General Manager of the Economic and Workforce DevelopmentDepartment, Ms. Perry leads a staff of 175, some in economic developmentcharged with brokering city loans, and bonds. On the workforce side, thedepartment oversees 17 WorkSource centers for adults that offerspecialized training, and career development services. In addition, thedepartment administers 16 YouthSource centers that focus on careerexploration, tutoring and computer skills, college prep and work readinessskills.The EWDD was created in 2013 with a goal to spur business activity thatcreates jobs and a strong tax base. Ms. Perry knows that economicdevelopment and employment stimulates growth in a city and brings aboutmore housing, increased demand for goods and services and flourishingcommunities.Ms. Perry is the former Los Angeles City Councilmember for the 9th District,which included Bunker Hill, Little Tokyo and South Los Angeles. During her12 years in office she oversaw major changes in the district’s infrastructure.This resulted in quality job development and training and the expansion ofhousing in all income levels.Perry earned her bachelor’s degree from the USC School of Journalism,cum laude, and her master’s degree from USC in public administration.

Reid Smith is Chief Investment Officer for Ziegler BPG Fixed Income Strategies and Senior Portfolio Manager. Prior to joining Ziegler Capital Management, LLC in 2015, Mr. Smith was Head of Barclays Fixed Income Portfolio Management at Barclays Wealth and Investment Management in the Americas. At Barclays, Mr. Smith was responsible for the development, strategy, implementation and ongoing management of the Fixed Income Portfolio Management offering in the U.S.Prior to joining Barclays in 2011, Mr. Smith worked at Vanguard Group for 17 years. During his tenure, he held increasingly senior fixed income strategic and portfolio management positions including Head of the Long Term Bond Desk, Municipal Credit Strategy Team Leader, Municipal Rates Strategy Team member, and Co-Head of Municipal Strategy. While at Vanguard, Mr. Smith managed two high-profile funds with $12.5 billion in assets: a high yield tax exempt portfolio (1996-2009) and a long-term tax-exempt portfolio, both of which were highly rated by Morningstar during his leadership. Additionally, he played a key role in developing the facets of Vanguard’s municipal bond fund strategies including duration, credit, fund structure, hedging and risk metrics.Mr. Smith is a CFA charterholder and earned both an MBA in International Business and a BBA in Marketing from the University of Hawaii.�

Fran�ois Wasselin is Senior Vice President of Project Development for ACS. ACS has financed 9 P3s in North America to date, totaling more than $15 billion in value, including in the US the Portsmouth Bypass in Ohio that reached financial close in April 2015 and Florida’s I-595 project. Fran�ois oversees the development of all of ACS’ new US P3 projects until they reach financial close and is now working to reach financial close on the SH 288 Toll Lanes in Houston. He is a civil engineer by trade and his experience prior to joining ACS in 2007 includes working as a method engineer for a subsidiary of Bouygues.

Bill is an attorney in the Fort Worth Office of Haynes and Boone, LLP, where he practices law in the firm’s corporate securities group, specializing in general corporate law, mergers and acquisitions, and securities law. He is also in the firm’s Public Law group, and represents borrowers, underwriters, and trustees in bond and corporate financings. He is a frequent speaker to attorney organizations on matters concerning corporate and securities law, corporate governance, and professional ethics.Bill was elected as a Trustee of the Tarrant County College District in 2010 and is currently an officer and the immediate past chair of the District’s Board of Trustees. He is an officer and member of the Board of Directors of the Community College Association of Texas Trustees, which organization is comprised of trustees representing all of the 250 community colleges in Texas. �Bill is a frequent speaker at national and state meetings of community college trustees on topics concerning the challenges facing community colleges, including the effects of declining state monetary support for community colleges (and community resistance to higher tuitions and tax increases) and meeting this challenge by engaging the business and finance community in partnering to develop innovative and alternate strategies that will benefit the business and finance community as well as increase revenues for the colleges.Bill received a B.A (with high honors) from The University of Texas in Austin in 1969 and a J.D. (with honors) from The University of Texas School of Law in 1972.� His academic honors include Phi Eta Sigma, Phi Beta Kappa, and Order of the Coif.�

Caroline Cruise is a Portfolio Manager and co-head of municipal credit within Loews Corporation’s Investment Department.� Prior to joining Loews in 2007, Ms. Cruise was a Vice President in the Municipal Research Group at Merrill Lynch.� Ms. Cruise started her career at Moody’s Investors Service where she focused on state credits.� She is the President of the Municipal Forum of New York and a member of the Municipal Analyst Group of New York and the National Federation of Municipal Analysts.� Ms. Cruise received a Bachelor of Arts from Brown University and a Master of International Affairs from Columbia University.

David Dubrow is a finance attorney representing clients in lending transactions, work-outs and bankruptcies. He represents financial institutions making loans to finance real estate projects and providing credit and liquidity facilities for tax-exempt bond issues. David has extensive experience representing bond trustees, credit enhancers, and bondholders seeking to maximize their recoveries on defaulted tax-exempt bonds and in municipal bankruptcies.He has represented parties in financings involving multifamily housing, senior living facilities, hotels, hospitals, airports, educational facilities, industrial development, highways and bridges, subway systems, solid waste disposal facilities, student loans, state appropriation credits, and general obligations. He has also represented creditors in the following Chapter 9 bankruptcies: Central Falls, Harrisburg, Stockton, San Bernardino and Detroit. � ��� �

Ms. Farley leads the Dallas Regional Chamber’s education efforts from pre-K through workforce, connecting business members with education programs, legislative efforts, and partnerships. Ms. Farley currently serves on the Workforce Solutions Dallas Board, the Commit! Board, the After The Bell Council, the Dallas Education Foundation Board and the Uplift School Board. Prior to her work at the Dallas Regional Chamber, Ms. Farley was the CFO of Command and Control Environments in Grapevine, TX.� As a Certified Management Accountant, Ms. Farley also worked as a consultant with several national firms, including Haynes and Boone, LLP serving clients in highly regulated industries, particularly on government contracts and accounting investigations. �She and her husband Travis have two sons that currently attend public school in North Texas.