Banco Popular de Puerto Rico

Ross Ramsey is executive editor and co-founder of The Texas Tribune. Before joining the Tribune, Ross was editor and co-owner of Texas Weekly for 15 years. He did a 28-month stint in government as associate deputy comptroller for policy and director of communications with the Texas Comptroller of Public Accounts. Before that, he reported for the Houston Chronicle from its Austin bureau and for the Dallas Times Herald, first on the business desk in Dallas and later as its Austin bureau chief, and worked as a Dallas-based freelance business writer, writing for regional and national magazines and newspapers. Ross got his start in journalism in broadcasting, covering news for radio stations in Denton and Dallas.�

Evan Fallor covers tax, budget and state and local issues for The Bond Buyer’s Washington Bureau. He was previously a business and county government reporter for the Westchester County Business Journal (White Plains, N.Y.) and a town reporter for the Republican-American (Waterbury, Conn.) and the News-Times. (Danbury, Conn.) He holds a Master’s degree from Columbia University’s Graduate School of Journalism.

James Wangsness� is President of TMC Bonds where he is responsible for the firm’s sales & client relationships, marketing, strategy and product development.� He also directly oversees the voice brokerage desk for Taxable & Syndicate Trading.� Previously, Mr. Wangsness had tenures as MD & Head of Institutional Advisory and Correspondent Clearing (Ameritrade); as CEO of two PE-backed companies focused on derivatives trading and portfolio management; Co-Managing Partner—Institutional Asset Managers (Zacks Investment Research); and VP-Global Custody (JP Morgan).�� Mr. Wangsness earned his MBA (International Business/Finance) from Columbia Business School and BA (Economics) from Columbia College.

Ms. Washburn is a Managing Director at Municipal Market Analytics (MMA), an independent research and consulting group that publishes commentary on the US municipal bond market. Prior to MMA, Lisa was a managing director at Moody’s Investors Service where she managed several ratings teams and led various high profile projects, including the agency’s first municipal default study and the 2010 municipal rating recalibration.� Lisa is currently serving as the 2016 Chair of the National Federation of Municipal Analysts (NFMA) and has been on the Board of Governors and led many of the organization’s committees since 2008.�� She is also a member of the Municipal Analysts Group of New York (MAGNY).� She has an undergraduate degree in finance from Lehigh University and holds the designation of Certified Management Accountant.��

Mark Schmidt is a Municipal Strategist at Morgan Stanley.� He is a part of the municipal strategy team that has been recognized by Institutional Investor’s All-America Fixed Income Research poll, as well as Smith’s Research & Gradings.� Prior to joining the Research Department, he was a fixed income specialist for Morgan Stanley Wealth Management.� He earned a BS in International Economics from Georgetown University, where he was a member of Phi Beta Kappa.� He is a member of the National Federation of Municipal Analysts and the Municipal Analysts Group of New York.

Ted is the President and Founder of The Karn Group (TKG). TKG is the largest provider of Fixed Income Compliance solutions for Broker/Dealers and Clearing Firms. Product offerings include Best Execution and Commissions analysis, MSRB Rule G-18 and G-14 Oversight, Pre-Trade and Real-time Pricing of both Trades and Offerings of Municipal, Corporate and Agency Bonds, and Comparable Security analysis.TKG Fixed Income Services annually price more than 120,000 unique securities and 1.8 million transactions per year. TKG Clients include many of the largest US Broker/Dealers, Banks, Correspondent Networks and Investment Advisors.Ted is previously best known as the President and Founder of Market Systems Inc. (MSI) where for 12 years he led MSI to become the market leader in providing SEC Best Execution reports. Ted has a BS degree in engineering physics from Cornell University and an MBA in Finance from New York University's Stern School of Business.

Ms. Coolidge, Managing Director for PNC Capital Markets Public Finance Group, began her career in the public finance industry more than 25 years ago, working her way from an institutional bond salesperson at a local bank to head of the Capital Markets Public Finance Group for the Chicago office at PNC in February 2013She has served as lead banker and underwritten over $25 billion of tax-exempt securities for such issuers as the State of Illinois, State of Indiana, State of Michigan, Cook County, City of Chicago, and City of Milwaukee, to name a few.Ms. Coolidge also served as the lead banker on the ground breaking Chicago Housing Authority Capital Program Revenue Bonds, Series 2001.� This transaction marked the first time that a local housing authority was able to sell highly rated, tax-exempt bonds, backed solely by the federal grants that the Authority received from HUD.� This financing set the framework for future financings of this nature and was awarded the inaugural “Deal of the Year” by The Bond Buyer in December 2002.In 1993, Ms. Coolidge was profiled in Crain’s Chicago Business for her work on numerous financings in the Chicago area.� She has also appeared on various news programs, most notably on The Financial News Network, to discuss trends in the public finance industry.Ms. Coolidge also serves on numerous charitable boards in Chicago. She has served on the board of the Chicago Summer Business Institute since its inception and has served as Co-Chair for over 5 years.� Ms. Coolidge serves as Vice Chairman of the Board of Illinois Council Against Handgun Violence and was recently named Vice Chair of the Civic Federation of Chicago. She also serves on the Board of Regents of St. Ignatius College Prep and Catholic Charities. Ms. Coolidge was recently named to the board of Maryville Academy. Ms. Coolidge is also a member of The Economic Club of Chicago and an instructor for the Municipal Bond Club of Chicago Bond School.Ms. Coolidge is a lifelong resident of the City of Chicago.� She currently resides with her husband and three children in the Edgebrook neighborhood on Chicago’s Northwest Side.�She received her B.A. from the University of Illinois-Urbana on a General Assembly Scholarship.

Barrett Murphy is currently the Acting Commissioner of the Department of Water Management for the City of Chicago. He oversees a Department of more than 2200 people, more than 100 contractors and an operating budget of approximately 1 billion dollars and a capital budget of approximately 750 Million dollars annually.� He joined the Department of Water Management in 2004.In his various roles within Water Management he has made improvements in the area of customer service, the efficiency of crews’ performance and productivity while making them more accountable for the quality of their work.� He implemented a new work order management, crew performance and productivity efficiencies, implementation and automation of a warehouse inventory system and a GPS tracking program that has saved the Department millions of dollars while improving the level of service provided to citizens of Chicago.

Rep. Steve Stivers (R-Ohio) serves on the House Committee on Financial Services.