Banco Popular de Puerto Rico is a full-service financial services provider with operations in Puerto Rico, the United States and Virgin Islands. Popular, Inc. is the largest banking institution by both assets and deposits in Puerto Rico, and in the United States Popular, Inc.
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Jorge works to create meaningful social and financial returns for investors, while keeping families in their home. Jorge founded AHP in 2008 as a remedy for the nation�s mortgage crisis. With more than 24 years of experience in the real estate industry, Jorge founded a successful mortgage company, Sunset Mortgage in 1992 and has also been a principal in development, brokerage, and property management firms.He holds a real estate broker's license and Series 65 securities license. He began acquiring distressed real estate in 1992 and amassed a portfolio of over 4,000 multifamily units nationwide. Jorge draws on his extensive experience to lead AHP�s mission to facilitate win-win-win solutions for homeowners, investors and lenders, and regularly contributes to The Huffington Post and other publications
Kristin Messerli is the founder and CEO of Cultural Outreach, specializing in helping companies in the mortgage industry better reach and serve millennial and multicultural homebuyers.
Melissa Kozicki is the director of compliance for the Mortgage Builder division of Altisource, a provider of technology solutions for the mortgage industry. She can be reached at melissa.kozicki@mortgagebuilder.com.
Stanford Kurland is founder, chairman and chief executive of PennyMac Financial Services, whichoperates a national mortgage lender and servicer, and its affiliate PennyMac Mortgage Investment Trust.
Ruth Delgado is vice president of operations at Superior Home Services Inc. in Scottsdale, AZ, a hazard insurance recovery and property repair management company.
Craig Nazzaro is of counsel in Baker Donelson's Atlanta office and is a member of the Consumer Finance Litigation and Compliance Group. Before joining Baker Donelson, Mr. Nazzaro was a vice president and assistant general counsel with J.P. Morgan Chase, where he managed and coordinated a legal team in responding to and resolving consumer lending issues presented by State Attorneys Generals, HUD, CFPB, OCC, State Banking Departments and Congressional inquiries. Mr. Nazzaro also led the implementation and management process for the bank's Executive Office's compliance with the National Mortgage Settlement, as well as changes to various processes to comply with the Dodd Frank Act. He can be reached at cnazzaro@bakerdonelson.com.
Shanell Cramer is a partner in the finance group at Alston & Bird LLP.
