Banco Popular de Puerto Rico

Howard Husock is a Senior Fellow at the Manhattan Institute and the author of “America’s Trillion-Dollar Housing �Mistake:� The Failure of American Housing Policy” (Ivan R. Dee, 2003).

Jeff Broeker is an Executive Director in Default Mortgage for Chase. In this role, he is responsible for managing Foreclosure, Litigation, and various other functions.Prior to Chase, Jeff most recently was responsible for Default Servicing for PNC Mortgage including all groups from Collections through Foreclosure.Additionally, Jeff spent 12 years with Citibank in a variety of roles in Default Mortgage and Credit Cards. Jeff managed multiple functions including: Collections, Loss Mitigation, Single Point of Contact, Bankruptcy and Pre-Foreclosure. Jeff also worked as the Chief of Staff for Mortgage Default. �Jeff graduated from Illinois State University with a Bachelor of Science degree in Business Administration.�

As Chief Compliance Officer (CCO) and General Counsel at the Walz Group, Maria Moskver brings more than 18 years of experience in consumer financial services, including loss mitigation, bankruptcy and operations. Maria has extensive knowledge of federal and state-specific regulatory issues, including the requirements imposed by TILA, RESPA, FCRA, FDCPA, Dodd-Frank, and state-specific regulations. She has also served as Chief Compliance Officer, Senior Compliance Counsel, and General Counsel to companies within the financial services industry. Maria is a member of the Legislative and Regulatory Practice Group and Collections Group of the ALFN; the State Government Affairs Committee of the AFSA; the Publications Committee of the USFN; and the State Legislative and Regulatory Committee of the MBA.She frequently speaks on topics at industry topics, authors articles, and moderates a monthly webinar covering both state and federal regulatory compliance updates.Maria graduated cum laude from the Colorado College with a B.A. in Economics and Business, and holds a J.D. from the University Of Denver Sturm College Of Law, where she served as Business Editor of the Denver Journal of International Law and Policy. She also holds an M.B.A. from the University Of Denver Daniels College Of Business.

Jeff Broeker is an Executive Director in Default Mortgage for Chase. In this role, he is responsible for managing Foreclosure, Litigation, and various other functions.Prior to Chase, Jeff most recently was responsible for Default Servicing for PNC Mortgage including all groups from Collections through Foreclosure.Additionally, Jeff spent 12 years with Citibank in a variety of roles in Default Mortgage and Credit Cards. Jeff managed multiple functions including: Collections, Loss Mitigation, Single Point of Contact, Bankruptcy and Pre-Foreclosure. Jeff also worked as the Chief of Staff for Mortgage Default. �Jeff graduated from Illinois State University with a Bachelor of Science degree in Business Administration.�

Kevin serves as Chairman of the Board of Directors and Chief Executive Officer of RoundPoint Mortgage Servicing Corporation.� Mr. Brungardt has over 20 years of broad executive leadership experience, directly managing all major functions of the mortgage business at the national level. Prior to joining RoundPoint, he served as Managing Director for CitiMortgage where he was head of national fulfillment operations. He also served as Vice President for Fannie Mae for its national servicing organization and Business Manager for the credit sensitive asset business. Prior to Fannie Mae, Mr. Brungardt served as Managing Director for GMAC-RFC responsible for Special Servicing and Secondary Marketing.

Susan Sinn is the Servicing Oversight Manager at FirstKey Mortgage, LLC.� Susan manages the oversight of multiple residential/commercial sub-servicers for Agency, Jumbo, RPL and small business loans.� The oversight includes sub-servicer performance, mortgage servicing transfers, investor reporting, securitization reporting, custodial document reconciliation, and asset disposition/decisioning.Prior to joining FirstKey Mortgage, Susan held numerous positions with JP Morgan Chase/WAMU, where her responsibilities included National and Regional Operations/Underwriting Management, �Default/Loss Mitigation, Risk Management,� and Compliance. Susan earned a BS degree in Management from SUNY @ Buffalo.

Gunes Kulaligil (GKulaligil@HL.com) is a director and member of the financial advisory services business of investment bank Houlihan Lokey. Greg VanLear (GVanLear@HL.com) is a vice president in the financial advisory services business of Houlihan Lokey.

Marietta Rodriguez is the vice president of homeownership programs and lending at NeighborWorks America, a congressionally chartered nonpartisan nonprofit headquartered in Washington, DC that supports more than 245 local nonprofits with grants and technical assistance to help increase the availability of affordable housing.

Jeff Birdell is Vice President of Professional Services at San-Diego, California-based ReverseVision, recognized as a Deloitte’s 2015 Technology Fast 500™ Company. ReverseVision is a leading innovator and technology provider for the entire reverse mortgage industry.

Paulina Gonzalez is executive director for the California Reinvestment Coalition.�John Taylor is the president and chief executive of the National Community Reinvestment Coalition.