Banco Popular de Puerto Rico

As Chief Investment Officer, Mr. Amaya is responsible for acquisitions, trading, portfolio management and operations. Prior to co-founding NS Capital Management, Louis Amaya co-founded and was the Chief Investment Officer at National Asset Direct, Inc., Capital Markets (NAD). As a result of co-founding NAD at the apex of the mortgage crises, Mr. Amaya was featured in Bloomberg Markets Magazine as a thought leader in the industry. At NAD Mr. Amaya was responsible for all aspects of the investment portfolio and operations.Mr. Amaya oversaw the creation of iServe Companies and xPlair Technology and continued to manage iServe's operations, Servicing, REO, Lending and technology platforms. Previous positions included the Director of the Servicing Capital Group (SCG) at GMAC RFC. Mr. Amaya created the SCG and through its platform, managed the risk and disposition of GMAC RFC;s multibillion dollar non-performing mortgage portfolio.Mr. Amaya founded and is the host of Capital Markets Today. Capital Markets Today produces Mortgage Markets Today, an internet talk radio broadcasts that provides relevant discussions with industry experts on topics ranging from capital markets, whole loan/MSR/secondary trading, real estate and mortgage lending.Mr. Amaya received his undergraduate degree from PLNU and his MBA from UOP.

Jay Buller is an attorney in the Atlanta office of Baker Donelson. He concentrates his practice in the areas of commercial and real estate litigation and has experience in matters related to mortgage servicing and mortgage fraud civil prosecution and defense.

Lee�Raagas is a results-oriented Strategic and Operations executive with twenty years leadership experience in the financial service industry. Ms.�Raagas has extensive experience in operations of substantial scale as well as responsible for strategic planning at the corporate level for a Fortune 500 company.� Designed and developed operation and technology platforms during start up and high growth phases by providing direction through processes, automation and in-depth analysis of market and business needs. Created company�s infrastructure of Enterprise Planning, Program and Performance Management methodologies.� Launched technology products currently serving the top financial institutions technological demands, while generating revenue and growth.� Launched a comprehensive product suite and financial service offering with an industry leading capital management firm that provided services to one of the leading residential distressed debt portfolios.Education � San Diego State UniversityBusinesses & PracticesMortgage Lending & FinancingLending OperationsRegulatory PracticeEmerging Company DevelopmentFinancial Institutions Strategic PlanningMergers & AcquisitionsNonprofit OrganizationsPrivate EquityRisk Management�

Andrea Barach is a shareholder in the Nashville office of Baker Donelson. She has represented clients in a wide variety of business transactions including acquisitions, dispositions and financings in a variety of industries including health care, long term care, real estate development and finance.

Haydn J. Richards, Jr. is the Director of the Firm's Financial Industry�Group and the Leader of its Financial Services Regulatory and Compliance�practice. Mr. Richards advises members of the financial services industry�on state and federal regulatory matters. The focus of his client service�efforts include state compliance and licensing matters pertaining to�mortgage lenders, brokers, servicers and their employees, as well as�compliance and licensing matters pertaining to financial services and realestate settlement service providers. He also counsels various types of�financial service companies regarding CFPB preparedness and�implementation strategies for the CFPB's new regulations.�Mr.Richards is experienced with preparing multistate regulatory surveys�regarding all aspects of regulatory compliance for mortgage companies�and other settlement service providers. He regularly assists clients with�internal and external compliance surveys, facilitates interaction with regulatory agencies and assists with all aspects of state and federal�audits, examinations and enforcement actions.�Mr. Richards has extensive experience with the S.A.F.E. Act, both for�mortgage lenders, brokers and servicers, including third party loan�fulfillment companies, employment agencies and other mortgage industry�participants. He has been deeply involved with the development and�testing of the NMLS and spoke on legal issues pertaining to the system at�a number of the annual NMLS User Conferences. He is a member of the�NMLS Industry Development Working Group (IDWG), a panel of industrymembers that directly advises upon the development and continued�implementation of the NMLS, and the American Association of Residential�Mortgage Regulators (AARMR) Industry Advisory Council.Mr. Richards is a prolific speaker and author on Financial Services topics. His works provide practical insight to lawyers and non-lawyers. Among others, Mr. Richards is the author of the �State and Federal Licensing and the Nationwide Mortgage Licensing System & Registry� chapter and coauthor of the �Fair Credit Reporting Act� chapter of the Consumer Financial Services Answer Book 2012-2013 (Practising Law Institute). He also authored the �Fair Credit Reporting Act� chapter of the Mortgage Finance Regulation Answer Book 2011-2012 (Practising Law Institute).Prior to private practice, Mr. Richards clerked for the Hon. Diane Gilbert Sypolt of the U.S. Court of Federal Claims. Mr. Richards also served as Executive Managing Editor of the American Intellectual Property Law Association Quarterly Journal, from 2001 to 2002.

Jason Madiedo is CEO of Venta Financial and 2014 president of the National Association of Hispanic Real Estate Professionals.

Stanley Street manages the strategic vision of Street Resource Group Inc., a provider of information systems and business process consulting to the financial services industry.