Banco Popular de Puerto Rico

Christopher M. Tiso is an experienced executive who has founded and served as Chief Executive of several companies, including those in the environmental and internet fields. Mr. Tiso has expertise in a broad range of areas, including regulatory affairs, the development of internet technologies, finance, and risk management.Mr. Tiso's first business in the area of environmental compliance began as a start-up in 1995 and quickly grew to employ over 70 people. Mr. Tiso identified a niche opportunity to conduct high-tech environmental inspections. He then implemented several processes and developed novel technologies that enabled the business to grow at scale. The business is now run by a team put in place by Mr. Tiso and continues to prosper in this highly regulated field.In all of Mr. Tiso's business endeavors, he maintains a process-oriented focus directed at simplifying complex tasks and making sure that the final product or service is user friendly. At his first company, he led the development of a proprietary computerized testing technology, which produced test results and related reports within one hour. This simplified approach enabled rapid growth, allowing the business to quickly expand into the commercial and industrial markets. In the digital media space, Mr. Tiso developed tools that simplified online marketing for the luxury brands he served - that business, BrandwireNYC, was sold to a leading NYC agency in July 2014.At Litigation Guard, Mr. Tiso is responsible for overseeing the daily operations of the business, managing the internal team as well as cultivating relationships with external partners. Mr. Tiso is also responsible for growing and scaling the business. As in his previous companies, Mr. Tiso employs a "people-first" approach, focusing on anticipating and meeting client needs by implementing effective processes and cutting edge technologies, including technologies that provide clients with powerful data and analytic tools.Mr.�Tiso�lives in Manhattan with his wife and two children. �In his spare time he enjoys supporting the Mets, skiing, and traveling with his family.

Kenneth A. VanNorwick joined Potestivo & Associates in April of 2010. Ken is based in the firm’s Rochester Hills office and serves as Supervising Attorney in the Bankruptcy department. Prior to joining the firm, Ken worked in several law firms furthering his knowledge in Creditor Rights Law, with a concentration on Bankruptcy. Ken earned his Bachelor of Arts from the University of Michigan, where he majored in Political Science and minored in History. Ken then went on to earn his J.D. from DePaul University, College of Law. He is a member of the Michigan State Bar Association, American Bankruptcy Institute, and Consumer Bankruptcy Association.

Dennis Ashcroft is senior vice president for Appraisal Logistics, a nationwide appraisal management company.

Robin Hannah is the vice president of correspondent eBusiness at Wells Fargo Funding and is a member of Mortgage Technology magazine’s Advisory Board.Hannah began her mortgage banking career 20 years ago, holding various management positions with America’s Mortgage Group, Prudential Home Mortgage and Norwest Mortgage in both correspondent and wholesale lending. For the past six years, she has been responsible for strategic initiatives, with her primary focus being the advancement of e-lending automation.Robin is an active member of MBA’s ResTech committee and is a Certified Mortgage Technologist with the Mortgage Banking Association.

Amy has been involved in the real estate business since 1985, spending five years as a Realtor before a friend lured her into the mortgage business as a loan officer. Amy is now a vice president and regional sales manager for Wintrust Mortgage and she is based in Needham, Mass. . A well respected industry leader, Amy regularly shares her knowledge via her �Fairway Promise� blog to keep clients and industry related professionals apprised of the latest news, trends, and tips in the mortgage industry.

Bill Frick first came to Moody's Investors Service in June 2005 as vice president–senior analyst, responsible for running the day-to-day operations of Moody’s servicer quality ratings team. In November 2006, Mr. Fricke was promoted to vice president–senior credit officer. Prior to joining Moody’s Mr. Fricke was at PHH Mortgage, formerly known as Cendant Mortgage, where he was a director of investor accounting and REO claims for one of the largest residential mortgage servicers in the U.S. In addition, while at PHH, Fricke managed the servicing relationships between PHH and third parties including Merrill Lynch, American Express and Lehman Brothers.Prior to PHH, Mr. Fricke spent nine years at Fannie Mae where he headed up a group responsible for monitoring and auditing Fannie Mae approved residential mortgage servicers in the Northeast region. In addition to monitoring, the group provided a wide range of consulting to large Fannie Mae servicers. Mr. Fricke began his career 1984 at Meritor Savings Bank (formerly P.S.F.S. Bank) where he was the residential mortgage servicing manager.

Fred Gooch is General Counsel and Vice President of Compliance for DocuTech Corporation. DocuTech is a provider of documentation technology and compliance services for the mortgage industry. Fred manages the legal and compliance department for DocuTech, which ensures its products and substantial document library comply with all federal, state, local, agency and investor regulatory requirements. For the past eight years, he has focused his practice on helping mortgage lenders manage their strenuous regulatory burdens through the use of technology. He also manages a law practice that specializes in the preparation of documents for Texas mortgage lenders. Fred is an active participant in mortgage industry advocacy and commentary; he participates on MBA�s Legal Issues and Regulatory Compliance Committee and has focused his recent efforts on the RESPA/TILA workgroup. He frequently publishes articles in industry publications and on the DocuTech compliance website. He received his B.A. in Economics from Utah State University and his J.D. from the University Of Idaho College Of Law. Fred is a member of the state bars of Idaho and Texas.